US Healthcare Systems Final Spring 2024
question and answers
Which of the following was NOT a reason why the American Medical Association
strongly opposed the concept of health insurance when it was initially
introduced?
a. Health insurance would likely reduce the income of physicians
b. Health insurance was unnecessary, as individuals should be saving money for
any future medical care.
c. Health insurance would cause health providers to become more concerned with
profits than patient health/outcomes.
d. Health insurance would reduce the quality of healthcare. - correct answer ✅d.
Health insurance would reduce the quality of healthcare.
National awareness of the needs of the mentally ill rose in the aftermath of WWI
because
a. by the end of the war, several new effective pharmacologic treatments for
mental illness had become available.
b. a large number of soldiers had been rejected from the draft due to mental
illness.
c. thousands of soldiers returned from the war suffering from "shell shock."
d. the passage of the National Mental Health Act prompted political attention to
the causes of the mentally ill. - correct answer ✅c. thousands of soldiers returned
from the war suffering from "shell shock."
,US Healthcare Systems Final Spring 2024
question and answers
Due to employers not having to pay taxes on the health insurance they purchase
for their employees, those with employer-sponsored insurance (ESI) today are
most accurately described as
a. being overinsured.
b. being underinsured.
c. being upset that they receive insurance and other benefits in place of additional
salary.
d. having the 'right' amount of health insurance. - correct answer ✅a. being
overinsured.
One reason patent protection is vitally important to pharmaceutical firms is
a. the approval process for new drugs through the FDA can take more than 10
years and is very costly. Patents enable firms to recover costs incurred during this
process.
b. that taxes on profits from drugs are very high; profits from patent protection
enable firms to pay these taxes.
c. successful new drugs are not profitable. If firms are not granted patents many
would go out of business and health care would be severely diminished.
,US Healthcare Systems Final Spring 2024
question and answers
d. the high salaries pharmaceutical firms pay to scientists and doctors make their
labor costs higher than for any other business. Profits from patents are needed to
pay these labor costs. - correct answer ✅a. the approval process for new drugs
through the FDA can take more than 10 years and is very costly. Patents enable
firms to recover costs incurred during this process.
The first real example of health insurance here in the United States was created in
1929 and provided ________ with 21 days of guaranteed days of hospital care.
a. Lumberjacks
b. Sailors
c. Coal miners
d. Teachers - correct answer ✅d. Teachers
Which of the following DOES NOT help to explain why medical care is more likely
to be 'over-used' now?
a. Providers may over-treat patients in order to earn more when paid on a 'fee-for-
service' basis.
b. Providers have many more pharmaceuticals that they can prescribe than ever
before.
c. Patients may have more insurance coverage than they actually need.
, US Healthcare Systems Final Spring 2024
question and answers
d. Providers are more likely to practice defensive medicine out of fear of being
sued for malpractice. - correct answer ✅b. Providers have many more
pharmaceuticals that they can prescribe than ever before.
Which of the following would NOT help to explain why some individuals are
unable/unwilling to receive the mental health services that they may need?
a. They may fear being judged and/or looked down upon for admitting they need
help, causing them to go without care.
b. Their insurance does not cover mental health services, especially after the
implementation of the Affordable Care Act.
c. They simply cannot afford the high costs and co-pays of these types of services.
d. They may not have access to mental health services in their geographical
proximity. - correct answer ✅b. Their insurance does not cover mental health
services, especially after the implementation of the Affordable Care Act.
According to Urick and Meggs, the era in which pharmacists started to de-
emphasize prescriptions and increase the provision of other goods and services
would best be described as the
a. Post -Pharmaceutical Care Era from 2010 to the present.
b. Pharmaceutical Care Era of 1980-2009.
question and answers
Which of the following was NOT a reason why the American Medical Association
strongly opposed the concept of health insurance when it was initially
introduced?
a. Health insurance would likely reduce the income of physicians
b. Health insurance was unnecessary, as individuals should be saving money for
any future medical care.
c. Health insurance would cause health providers to become more concerned with
profits than patient health/outcomes.
d. Health insurance would reduce the quality of healthcare. - correct answer ✅d.
Health insurance would reduce the quality of healthcare.
National awareness of the needs of the mentally ill rose in the aftermath of WWI
because
a. by the end of the war, several new effective pharmacologic treatments for
mental illness had become available.
b. a large number of soldiers had been rejected from the draft due to mental
illness.
c. thousands of soldiers returned from the war suffering from "shell shock."
d. the passage of the National Mental Health Act prompted political attention to
the causes of the mentally ill. - correct answer ✅c. thousands of soldiers returned
from the war suffering from "shell shock."
,US Healthcare Systems Final Spring 2024
question and answers
Due to employers not having to pay taxes on the health insurance they purchase
for their employees, those with employer-sponsored insurance (ESI) today are
most accurately described as
a. being overinsured.
b. being underinsured.
c. being upset that they receive insurance and other benefits in place of additional
salary.
d. having the 'right' amount of health insurance. - correct answer ✅a. being
overinsured.
One reason patent protection is vitally important to pharmaceutical firms is
a. the approval process for new drugs through the FDA can take more than 10
years and is very costly. Patents enable firms to recover costs incurred during this
process.
b. that taxes on profits from drugs are very high; profits from patent protection
enable firms to pay these taxes.
c. successful new drugs are not profitable. If firms are not granted patents many
would go out of business and health care would be severely diminished.
,US Healthcare Systems Final Spring 2024
question and answers
d. the high salaries pharmaceutical firms pay to scientists and doctors make their
labor costs higher than for any other business. Profits from patents are needed to
pay these labor costs. - correct answer ✅a. the approval process for new drugs
through the FDA can take more than 10 years and is very costly. Patents enable
firms to recover costs incurred during this process.
The first real example of health insurance here in the United States was created in
1929 and provided ________ with 21 days of guaranteed days of hospital care.
a. Lumberjacks
b. Sailors
c. Coal miners
d. Teachers - correct answer ✅d. Teachers
Which of the following DOES NOT help to explain why medical care is more likely
to be 'over-used' now?
a. Providers may over-treat patients in order to earn more when paid on a 'fee-for-
service' basis.
b. Providers have many more pharmaceuticals that they can prescribe than ever
before.
c. Patients may have more insurance coverage than they actually need.
, US Healthcare Systems Final Spring 2024
question and answers
d. Providers are more likely to practice defensive medicine out of fear of being
sued for malpractice. - correct answer ✅b. Providers have many more
pharmaceuticals that they can prescribe than ever before.
Which of the following would NOT help to explain why some individuals are
unable/unwilling to receive the mental health services that they may need?
a. They may fear being judged and/or looked down upon for admitting they need
help, causing them to go without care.
b. Their insurance does not cover mental health services, especially after the
implementation of the Affordable Care Act.
c. They simply cannot afford the high costs and co-pays of these types of services.
d. They may not have access to mental health services in their geographical
proximity. - correct answer ✅b. Their insurance does not cover mental health
services, especially after the implementation of the Affordable Care Act.
According to Urick and Meggs, the era in which pharmacists started to de-
emphasize prescriptions and increase the provision of other goods and services
would best be described as the
a. Post -Pharmaceutical Care Era from 2010 to the present.
b. Pharmaceutical Care Era of 1980-2009.
