Accident and Health insurance basics (Arizona)Questions & Answers 100% Correct!!
Health coverage becomes effective when the: - ANSWERFirst premium has been paid and the application has been approved Accidental Injury only - ANSWERAny death benefit under a health insurance contract is limited to deaths The Fair Credit Reporting Act requires that.. - ANSWERThe applicant for insurance be advised, in advance, that a consumer report may be requested Sources of Underwriting - ANSWERThe contents of an inspection report CAN be disclosed to the applicant The Insuring Clause does not state.. - ANSWERThe method of premium payment Consideration Clause - ANSWERForgetting important past treatment dates and signing the application anyways. The applicant would not be insured for not meeting the conditions A producers underwriting responsibility includes.. - ANSWERMaking sure all material facts are included in the application Representation - ANSWERUnaware of an existing physical problem Conditional Receipt - ANSWERIt is an interim insuring agreement. It starts coverage right away if all conditions have been satisfied Policy delivery refers to the delivery of the: - ANSWERCompleted insurance policy to the applicant
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