Georgia Life and Health Insurance Study Guide Exam And Correct Answers 2024.

Accident - Answer An unplanned unforseen event which occurs suddenly at an unspecified place Accident insurance - Answer A type of insurance that protects the insured against loss due to an accidental bodily injury Accidental bodily injury - Answer Unplanned unforseen traumatic injury to the body Accidental Death and Dismemberment - Answer An insurance policy which pays a specified number or specified multiple of the insurer's benefit if the insured dies, loses his/her sight, or loses two limbs due to an accident. Acquired Immunodeficiency Symdrome - Answer An infectious and incurable disease caused by the human immunodeficiency virus (hiv) Activities of daily living - Answer Activities individuals must do every day such as moving about, getting dressed, eating, bathing, etc. Actual charge - Answer The amount a physician or supplier actually bills for a particular service or supply. Adhesion - Answer A contract offered on a "take it or leave it" basis by an insured, in which the insured's only option is to accept or reject the contract. Any ambiguities in the contract will be settled in favor of the imsured. Admitted (Authorized) Insurer - Answer An insurance company authorized and licensed to transact business in a particular state. Adult Day Care - Answer A program for impaired adults that attempts to meet their health, social, and functional needs in a setting away from their homes.