Hawaii Adjusters Practice Test 100% Pass

Hawaii Adjusters Practice Test 100% Pass Under the Standard Fire policy, how many days of coverage is provided by the policy to cover property moved to another location when the property is endangered by the perils insured against under the policy? - Answer- 5 days When the Hawaii Department is investigating possible insurance law violations, the Commissioner will pay all of the following, EXCEPT: Answer Choices: Cost to search for items designated by the subpoena. Mileage for witnesses to attend the hearing. Costs to reproduce records relating to the case. Costs to transport the books, papers, documents or records relating to the case. - Answer- Mileage for witnesses to attend the hearing What is the bond limit that is required for a public adjuster's license? - Answer- $10,000 What section of an insurance contract contains the terms used throughout the policy? - Answer- Definitions Under the National Flood Insurance Program, replacement cost coverage is available for: - Answer- Single family dwellings only. In order to receive full replacement cost recovery on a covered loss under a BOP, the named insured must maintain insurance limits equal to at least what percentage of the covered property's full replacement value? - Answer- 80% of the property value The inland marine coverage form that covers clothing, cameras and other portable property worn or carried by tourists and travelers is a - Answer- Personal effects floater A Commercial General Liability form provides automatic coverage for newly acquired organizations for up to - Answer- 90 Days Under the Additional Coverages of the Businessowners Property forms, property removed to protect it from loss will be covered at another location for up to - Answer- 30 Days Garagekeepers specified causes of loss coverage would apply to each of the following, EXCEPT: Fire, Windstorm, Falling Objects, or Lightening - Answer- Windstorm If there were other existing insurance, coverage under crime insurance would be - Answer- Pro Rated How long must a foreign or alien insurer have transact