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Exam (elaborations)

NC Health Insurance Exam Correct Questions & Answers!!

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Course NC Health Insurance
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Definitions - Broker - ANSWER Means a person who, being a licensed agent, procures insurance for a party other than himself through a duly authorized agent or an insurer that is licensed to do business in this State bur for which the broker is not authorized to act as an agent. Definitions - Limited Representative - ANSWER Means a person is authorized by the Commissioner (Wayne Goodwin) to solicit or negotiate contracts for particular kinds of insurance (Motor Club, Dental, Travel) and which kind of insurance is restricted in the scope of coverage afforded. Procure - ANSWER Means to Obtain Representation 1 - ANSWER Every agent or limited representative represents the INSURANCE COMPANY and NOT the insured or his beneficiary. Representation 2 - ANSWER Every broker in any controversy between the insured or his beneficiary is regarded as representing the INSURED OR HIS BENEFICIARY and NOT the insurer.

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