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Real Estate PSI Practice Exam 2024 with 100% correct answers

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2023/2024 Written for academic year
Institution Real Estate PSI Practice
Course Real Estate PSI Practice
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a. correct answersWhen a property owner uses his home as collateral for a loan and creates a lien in favor of the lender, title is held by the: a. mortgagor b. lender c. mortgagee d. beneficiary b. correct answersA buyer is getting a fully amortized loan for $220,000. The bank will give the buyer the loan for 15 years at 5 1/2% or for 30 years at 6 1/2%. To the nearest cent, what is the difference between the monthly payments for these two loans? (BE SURE TO USE THE AMORTIZATION TABLE.) a. $309.20 b. $409.20 c. $550.80 d. None of the above d. correct answersThe FHA functions MOST like: a. bank or savings and loan association b. mortgage company c. an investment group d. an insurance company d. correct answersUsury laws were enacted to protect the: a. lender

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