MINNESOTA LAWS, RULES, AND REGULATIONS PERTINENT TO HEALTH INSURANCE ONLY ALREADY PASSED

MINNESOTA LAWS, RULES, AND REGULATIONS PERTINENT TO HEALTH INSURANCE ONLY ALREADY PASSED Coverage of Disabled Children Proof of the incapacity and dependency must be furnished to the insurer, HMO, or organization within ____ _______ of the child reaching the policy's limiting age and annually TWO YEARS after the limiting age was attained. 31 days Coverage of Newborns and Adopted Children All individual and group health insurance and health maintenance contracts must cover a newborn infant immediately from the _________ ____ ________ for illness, injury, congenital malformation, or premature birth. moment of birth Coverage of Newborns and Adopted Children Benefits for individuals age ____ up to the limiting age for dependent coverage are limited to medical and dental treatment that was scheduled or initiated prior to the dependent turning age _____. (blanks are the same number) 19 Guaranteed Renewal An individual policy or contract issued as a conversion policy prior to ________ ____ _______, will be renewable at the option of the covered person as long as the covered person is not covered under another qualified plan. January 1, 2014 Survivors If the survivor fails to make premium or fee payments within ____ _______ after payment notification, the insurer may terminate coverage without written consent. If the coverage is terminated for non-payment, written notice of cancellation must be mailed to the survivor's last known address at least 30 DAYS before the cancellation. 90 days Continuation/Conversion of Benefits A person who would be entitled to, and dependent upon, economic support by an insured, subscriber, or enrolled if that person were alive; this includes a spouse, child, or children as defined by the accident and heath policy. Survivor Termination of Employment The employee is eligible to continue coverage for a period of _____ _________ after termination, or until obtaining coverage under another group health plan, whichever is shorter. 18 months Termination of Employment Upon termination or layoff the employee has _____ _______ to decide if they want to continue coverage. 60 days Standard Provisions