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Exam (elaborations)

Hud Actual Exam/ Hud Housing Counselor Certification Practice/ Recent Update 2024 Questions And Correct Answers (Graded A+

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2023/2024 Written for academic year
Institution HUD Counselor
Course HUD Counselor
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The clients, a married couple, have three credit cards with high balances and make monthly payments on a cash advance loan. They are worried that their credit scores are too low -they have a free credit score tracker with one of their credit cards and the information is not encouraging. Which action would be most likely to have the greatest positive impact on the clients' credit score? A- Opening a new secured credit card B- Paying down their credit card balances C- Paying off and closing one card D- Opening a department store charge card - ANSWER: Paying down their credit card balances Which is an eligibility factor for the Earned Income Tax Credit? A- Having a qualifying child B- Pursuing post-secondary education C- Filing as head of household D- Receiving wages - ANSWER: D- Receiving wages

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