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NJ Casualty Test 2024 Latest Update Accurate 100%(graded A)

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Course NJ Casualty
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NJ Casualty Test 2024 Latest Update Accurate 100%(graded A) when the courts usually resolve any ambiguity in policy wording in favor of the insured this is because what? - ANSWER Doctrine of reasonable expectations Doctrine of Reasonable Expectations - ANSWER States: that a policy includes coverages that an average person would reasonably expect it to include, regardless of what the policy actually provides. Which is not an agent's responsibility to the insured? - ANSWER Settling and paying claims A women slips and falls on icy steps and breaks her leg. What may be a peril in this situation ? - ANSWER The fall peril - ANSWER cause of loss Part of the policy that can void the policy if they are breached, weather the breach was intended or not? - ANSWER Warranties An insured's attempt to mitigate risk ? - ANSWER Reduction Type of Insurance the government may step in to provide that is not ordinarily available for private insurers? - ANSWER Residual Market

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  • nj casualty
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