CIPP/US questions with 100% correct answers 2023/2024

CIPP/US Access - correct answers The ability to view personal information held by an organization. This may be supplemented by allowing updates or corrections to the information. U.S. laws often provide for access and correction when the information is used for any type of substantive decision making, such as for credit reports. Americans with Disabilities Act (ADA) - correct answers Bars discrimination against qualified individuals with disabilities; places restrictions on pre-employment medical screening. Consumer Financial Protection Bureau (CFPB) - correct answers Has enforcement power for unfair, deceptive or abusive acts and practices for financial institutions. Choice - correct answers The ability to specify whether personal information will be collected and/or how it will be used or disclosed. Choice can be express or implied. Common Law - correct answers Legal principles that have developed over time in judicial decisions (case law), often drawing on social customs and expectations. Consent Decree - correct answers A judgment entered by consent of the parties (a federal or state agency and an adverse party) whereby the defendant agrees to stop alleged illegal activity, typically without admitting guilt or wrongdoing. Consumer Reporting Agency (CRA) - correct answers Any person or entity that complies or evaluates personal information for the purpose of furnishing consumer reports to third parties for a fee. Data Breach - correct answers The intentional or unintentional release of secure information to an untrusted environment. Data Classification - correct answers Defines the clearance of individuals who can access or handle a given set of data, as well as the baseline level of protection that is appropriate for that data. Deceptive Trade Practices - correct answers Along with unfair trade practices, behavior of an organization that can be enforced against by the FTC. Defamation - correct answers Any act or communication intending to harm the reputation of another as to lower him in the estimation of the community or to deter third persons from associating or dealing with him. Electronic Discovery (e-discovery) - correct answers Discovery in civil litigation dealing with the exchange of information in electronic format, often requiring digital forensics analysis. Electronically Stored Information (ESI) - correct answers A category of information that can include e-mail, word-processing documents, server logs, instant messaging transcripts, voicemail systems, social networking records, thumb drives, or data on SD cards. Equal Employment Opportunity Commission (EEOC) - correct answers A federal agency overseeing many laws preventing discrimination in the workplace, include Title VII of the Civil Rights Act, the Age Discrimination in Employment Act of 1967 (ADEA) and Titles I and V of the Americans with Disabilities Act of 1990 (ADA). Evidentiary Privilege - correct answers Privileges limiting or prohibiting disclosure of personal information in the context of investigations and litigation, such as attorney-client privilege. Fair Credit Reporting Act (FCRA) - correct answers Enacted in 1970 to regulate the consumer reporting industry and provide privacy rights in consumer reports, FCRA mandates accurate and relevant data collection, provides consumers with the ability to access and correct their information, and limits the use of consumer reports to defined permissible purposes. Federal Trade Commission (FTC) - correct answers An independent consumer protection agency governed by a chairman and four other commissioners with the authority to enforce against unfair and deceptive trade practices. Global Privacy Enforcement Network (GPEN) - correct answers Established in 2010 by the FTC and enforcement authorities from around the world, the GPEN aims to promote cross-border information sharing as well as investigation and enforcement cooperation among privacy authorities around the world.