Pearson Vue State Health Insurance Practice Exam Questions with 100% Complete Answers

An individual may obtain a temporary insurance producer's license without passing the licensing examination if the individual: A.is a deceased licensed producer's next of kin A. is a deceased licensed producer's next of kin B.is taking insurance courses at a university B. is taking insurance courses at a university C.has met the minimum experience requirement C. has met the minimum experience requirement D.holds a license in another state D. holds a license in another state - a Controlled business is defined as insurance a producer writes on all of the following individuals EXCEPT the producer's: A.relatives A. relatives B.employees B. employees C.neighbors C. neighbors D.spouse D. spouse - c When taking an application for a Medicare Supplement policy, a producer must provide the applicant with: A.an Outline of Coverage A. an Outline of Coverage B.a sample policy B. a sample policy C.a copy of the Medicare handbook C. a copy of the Medicare handbook D.a copy of the insurer's annual report D. a copy of the insurer's annual report - a An insurer doing business in this state must operate under: A.an advisory board A. an advisory board B.a resident board of directors B. a resident board of directors C.a certificate of authority C. a certificate of authority D.articles of incorporation filed with the Secretary of State D. articles of incorporation filed with the Secretary of State - c Which of the following statements is prohibited in A & H insurance advertisements? A."This is an introductory offer." A. "This is an introductory offer." B."This plan is accredited by an agency of the federal government." B. "This plan is accredited by an agency of the federal government." C."The amount of benefits provided depends upon the plan selected." C. "The amount of benefits provided depends upon the plan selected." D."Coverage will continue as long as premiums are paid and the plan remains in force." D. "Coverage will continue as long as premiums are paid and the plan remains in force." - b Under a group health policy, an employee who has been covered under a company's group health plan for six months and is terminated for cause MUST be permitted to: A.convert to an individual policy by providing evidence of insurability A. convert to an individual policy by providing evidence of insurability B.convert to an individual policy without providing evidence of insurability B. convert to an individual policy without providing evidence of insurability C.continue the group coverage by providing evidence of insurability C. continue the group coverage by providing evidence of insurability D.continue the group coverage by paying the required premium D. continue the group coverage by paying the required premium - d