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Module 1 Test Score 100 - Overview Medicare Program Basics all correct test answers

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Module 1 Test Score 100 - Overview Medicare Program Basics all correct test answers

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10/11/23, 8:42 AM Module 1 Test Score 100 - Overview Medicare Program Basics all correct t…



Started on Wednesday, August 9, 2023, 9:07 AM
State Finished
Completed on Wednesday, August 9, 2023, 10:01 AM
Time taken 54 mins 40 secs
Points 20.00/20.00
Grade 100.00 out of 100.00
Feedback You have completed this Knowledge Check. To proceed, please return to the training d
available section.
Question 1
Correct

Mr. Schmidt would like to plan for retirement and has asked you what is covered under Original Fee-
for-Service (FFS) Medicare. What could you tell him?
Question 1Select one:

a.
Part D, which covers prescription drug services, is covered under Original Medicare.

b.
Part A, which covers long-term custodial care services, is covered under Original Medicare.

c.
Part A, which covers hospital, skilled nursing facility, hospice, and home health services and Part B,
which covers professional services such as those provided by a doctor are covered under Original
Medicare.
Correct: Original Medicare consists of Part A and Part B.


d.
Part C, which always covers dental and vision services, is covered under Original Medicare.
Source: Module 1, Slide - Overview of Medicare Benefits and Coverage - Parts A, B, C, and Slide -
Overview of Different Ways to Get Medicare




Question 2
Correct

Ms. Henderson believes that she will qualify for Medicare Coverage when she turns 65, without paying
any premiums, because she has been working for 40 years and paying Medicare taxes. What should
you tell her?
Question 2Select one:

a.
Medicare beneficiaries only pay a Part B premium if they are enrolled in a Medicare Advantage plan.

b.
To obtain Part B coverage, she must pay a standard monthly premium, though it is higher for
individuals with higher incomes.
Correct:Typically, people eligible for Medicare pay the standard monthly premium rate for Part B.
However, this amount may vary based on an individual's income.


c.

She is correct that she will not have to pay a premium because State programs cover the cost of Part
B premiums for all Medicare beneficiaries.

d.
She is correct because she will be covered under Part A, without paying premiums and she has
worked for 40 years so she will not have to pay Part B premiums.
Source: Module 1, Slide - Medicare Premiums for Part B




Question 3
Correct

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, 10/11/23, 8:42 AM Module 1 Test Score 100 - Overview Medicare Program Basics all correct t…

c.

She is correct that she will not have to pay a premium because State programs cover the cost of Part
B premiums for all Medicare beneficiaries.

d.
She is correct because she will be covered under Part A, without paying premiums and she has
worked for 40 years so she will not have to pay Part B premiums.
Source: Module 1, Slide - Medicare Premiums for Part B




Question 3
Correct

Mrs. Chen will be 65 soon, has been a citizen for twelve years, has been employed full time, and paid
taxes during that entire period. She is concerned that she will not qualify for coverage under part A
because she was not born in the United States. What should you tell her?
Question 3Select one:

a.
Most individuals who are citizens and age 65 or over are covered under Part A by virtue of having paid
Medicare taxes while working, though some may be covered as a result of paying monthly premiums.
Correct: Most individuals who are citizens and age 65 or older may qualify for coverage either
because they pay a monthly premium or because they paid Medicare taxes while working for a
specific duration.


b.
Most individuals who are citizens and age 65 or over and wish to be covered under Part A must enroll
in a Medicare Advantage Plan.

c.
Most individuals who are citizens and age 65 or over and are covered under Part A must pay a
monthly premium for that coverage.

d.
All individuals who are citizens and age 65 or over will be covered under Part A.
Source: Module 1, Slide - Eligibility for Part A & B Benefits and Slide - Medicare Premiums Part A




Question 4
Correct

Mr. Moy's wife has a Medicare Advantage plan, but he wants to understand what coverage Medicare
Supplemental Insurance provides since his health care needs are different from his wife’s needs.
What could you tell Mr. Moy?
Question 4Select one:

a.
Medicare Supplemental Insurance would cover his long-term care services.

b.
Medicare Supplemental Insurance would cover his dental, vision and hearing services only.

c.
Medicare Supplemental Insurance would cover all of his IRS approved health care expenditures not
covered under Original Fee-for-Service (FFS) Medicare.

d.
Medicare Supplemental Insurance would help cover his Part A and Part B deductibles or coinsurance
in Original Fee-for-Service (FFS) Medicare as well as possibly some services that Medicare does not
cover.
Correct: Medicare Supplement Insurance (Medigap) fills "gaps" in Original Medicare coverages, such
as all or part of the deductibles or coinsurance as well as possibly offering some services such as
medical care when a beneficiary travels outside the United States.
Source: Module 1, Slide - Medigap (Medicare Supplement Insurance)


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