Cipp-Us Study Guide Exam Solution

CIPP-US STUDY GUIDE EXAM SOLUTION Access - The ability to view personal information held by an organization. This may be supplemented by allowing updates or corrections to the information. U.S. laws often provide for access and correction when the information is used for any type of substantive decision making, such as for credit reports. Americans with Disabilities Act (ADA) - Bars discrimination against qualified individuals with disabilities; places restrictions on pre-employment medical screening. Consumer Financial Protection Bureau (CFPB) - Has enforcement power for unfair, deceptive or abusive acts and practices for financial institutions. Choice - The ability to specify whether personal information will be collected and/or how it will be used or disclosed. Choice can be express or implied. Common Law - Legal principles that have developed over time in judicial decisions (case law), often drawing on social customs and expectations. Consent Decree - A judgment entered by consent of the parties (a federal or state agency and an adverse party) whereby the defendant agrees to stop alleged illegal activity, typically without admitting guilt or wrongdoing. Consumer Reporting Agency (CRA) - Any person or entity that complies or evaluates personal information for the purpose of furnishing consumer reports to third parties for a fee. Data Breach - The intentional or unintentional release of secure information to an untrusted environment. Data Classification - Defines the clearance of individuals who can access or handle a given set of data, as well as the baseline level of protection that is appropriate for that data. Deceptive Trade Practices - Along with unfair trade practices, behavior of an organization that can be enforced against by the FTC. Defamation - Any act or communication intending to harm the reputation of another as to lower him in the estimation of the community or to deter third persons from associating or dealing with him. Electronic Discovery (e-discovery) - Discovery in civil litigation dealing with the exchange of information in electronic format, often requiring digital forensics analysis.