ch. 10 EC questions (Completely solved)

A ______________________________ team composed of a physician/psychologist and disability examiner makes the determination regarding disability for the SSDI and SSI programs. correct answers Disability Determination Services (DDS) A disabled individual is eligible to receive benefits from the beginning of disability. correct answers FALSE A policy that offers an insured person protection when loss of sight or loss of limb(s) occurs is called correct answers dismemberment benefit After a state disability claim is approved, basic benefits become payable on the eighth day of disability or the third day of hospital confinement, whichever comes first correct answers FALSE (the 7th day) California allows for state disability benefits in a normal routine pregnancy correct answers TRUE Coverage that provides a specific monthly or weekly income when a person is unable to work because of an illness or injury is known as correct answers disability income insurance Disability income benefits vary from one plan to another, but short-term disability is usually correct answers 13 weeks to 24 months Disability income policies do not provide medical expense benefits correct answers TRUE Disability insurance may be denied or may only provide limited coverage if the individual was injured while legally intoxicated correct answers TRUE Disabled workers younger than 65 years of age are eligible for SSDI (social security disability insurance) correct answers TRUE