Global Banking

Global Banking Basel 1- 3 agreements were signed by: - answerBCBS - The Basel Committee on Banking Supervision Bank high leverage means : - answerLarge assets and low capital Moral hazard in banking may be created by the following factors: - answerToo big to fail principles In the U.S. commercial and investment banking were historically separated by: - answerGlass- Steagall Act The U.S. central bank - answerThe federal reserve The European Central Bank - answerEu central bank European agency which supervises banks - answerEBA - European banking authority One of the biggest investment bank before the crisis - answerGoldman Sachs The he biggest investment bank that failed in 2008 - answerLehman Brothers . g institutions: - answerHedge funds Investment banking does not carry: - answerDeposit and loans activities for the retail market Systematic risk - answerinterconnectedness of large, global banks: builds up during bubble and materialized in a crisis . Bank resolution - answerhen the authorities determine that a bank is failing or likely to fail, that there is no other private sector intervention that can restore the institution ution back to viability within a short timeframe and that normal insolvency proceedings would cause financial instability. Simply it is restructuring of a bank by The EU Bank Recovery and Resolution Directive, through the use of resolution tools . Banks are typically supervised at the national level either by ____ or by_____. - answerCentral banks or governments The most popular instruments in enterprise financing, except for bank loans, are______ (long- term) and ______ ( shorter term). - answerLeasing (long-term) and Factoring (short-term) The basic areas of concern (5 C's of credit) in the bank loan granting process are: - answercharacter, capacity, collateral, capital, conditions .