AHIP Final Exam Test Questions and
Answers (2022/2023) (Verified Answers)
Mr. Davis is 52 years old and has recently been diagnosed with
end-stage renal disease (ESRD) and will soon begin dialysis. He is
wondering if he can obtain coverage under Medicare. What
should you tell him? Correct answers He may sign-up for
Medicare at any time however coverage usually begins on the
fourth month after dialysis treatments start.
Juan Perez, who is turning age 65 next month, intends to work for
several more years at Small cap, Incorporated. Small cap has a
workforce of15 employees and offers
employer-sponsored healthcare coverage. Juan is a naturalized
citizen and has contributed to the Medicare system for over 20
years. Juan asks you if he will be entitled to Medicare and if he
enrolls how that will impact his employer-sponsored healthcare
coverage. How would you respond? Correct answers Juan is likely
to be eligible for Medicare once he turns age 65 and if he enrolls
Medicare would become the primary payor of his healthcare
claims and Small cap does not have to continue to offer him
coverage comparable to those under age 65 under its employer-
sponsored group health plan.
Mr. Moy's wife has a Medicare Advantage plan, but he wants to
understand what coverage Medicare Supplemental Insurance
AHIP Final Exam Test Questions and
Answers (2022/2023) (Verified Answers)
, AHIP Final Exam Test Questions and
Answers (2022/2023) (Verified Answers)
provides since his health care needs are different from his wife's
needs. What could you tell Mr. Moy? Correct answers Medicare
Supplemental Insurance would help cover his Part A and Part B
deductibles or coinsurance in Original Fee-for-Service (FFS)
Medicare as well as possibly some services that Medicare does
not cover.
Mrs. Peňa is 66 years old, has coverage under an employer plan,
and will retire next year. She heard she must enroll in Part B at
the beginning of the year to ensure no gap in coverage. What
can you tell her?correct answersShe may enroll at any time while
she is covered under her employer plan, but she will have a
special eight-month enrollment period after the last month on
her employer plan that differs from the standard general
enrollment period, during which she may enroll in Medicare Part
B.
Mrs. Chen will be 65 soon, has been a citizen for twelve years, has
been employed full time, and paid taxes during that entire period.
She is concerned that she will not qualify for coverage under part
A because she was not born in the United States. What should
you tell her?correct answersMost individuals who are citizens and
age 65 or over are covered under Part A by virtue of having paid
AHIP Final Exam Test Questions and
Answers (2022/2023) (Verified Answers)
, AHIP Final Exam Test Questions and
Answers (2022/2023) (Verified Answers)
Medicare taxes while working, though some may be covered as a
result of paying monthly premiums.
AHIP Final Exam Test Questions and
Answers (2022/2023) (Verified Answers)
, AHIP Final Exam Test Questions and
Answers (2022/2023) (Verified Answers)
Mrs. Gonzalez is enrolled in Original Medicare and has a Medigap
policy as well, but it provides no drug coverage. She would like to
keep the coverage she has but replace her existing Medigap plan
with one that provides drug coverage. What should you tell her?
correct answersMrs. Gonzalez cannot purchase a Medigap plan
that covers drugs, but she could keep her Medigap policy and
enroll in a Part D prescription drug plan.
Mrs. West wears glasses and dentures and has enjoyed
considerable pain relief from arthritis through massage therapy.
She is concerned about whether or not Medicare will cover these
items and services. What should you tell her?correct
answersMedicare does not cover massage therapy, or, in
general, glasses or dentures.
Mr. Patel is in good health and is preparing a budget in
anticipation of his retirement when he turns 66. He wants to
understand the health care costs he might be exposed to under
Medicare if he were to require hospitalization as a result of an
illness. In general terms, what could you tell him about his costs
for inpatient hospital services
under Original Medicare?correct answersUnder Original Medicare,
there is a single deductible amount due for the first 60 days of
AHIP Final Exam Test Questions and
Answers (2022/2023) (Verified Answers)
Answers (2022/2023) (Verified Answers)
Mr. Davis is 52 years old and has recently been diagnosed with
end-stage renal disease (ESRD) and will soon begin dialysis. He is
wondering if he can obtain coverage under Medicare. What
should you tell him? Correct answers He may sign-up for
Medicare at any time however coverage usually begins on the
fourth month after dialysis treatments start.
Juan Perez, who is turning age 65 next month, intends to work for
several more years at Small cap, Incorporated. Small cap has a
workforce of15 employees and offers
employer-sponsored healthcare coverage. Juan is a naturalized
citizen and has contributed to the Medicare system for over 20
years. Juan asks you if he will be entitled to Medicare and if he
enrolls how that will impact his employer-sponsored healthcare
coverage. How would you respond? Correct answers Juan is likely
to be eligible for Medicare once he turns age 65 and if he enrolls
Medicare would become the primary payor of his healthcare
claims and Small cap does not have to continue to offer him
coverage comparable to those under age 65 under its employer-
sponsored group health plan.
Mr. Moy's wife has a Medicare Advantage plan, but he wants to
understand what coverage Medicare Supplemental Insurance
AHIP Final Exam Test Questions and
Answers (2022/2023) (Verified Answers)
, AHIP Final Exam Test Questions and
Answers (2022/2023) (Verified Answers)
provides since his health care needs are different from his wife's
needs. What could you tell Mr. Moy? Correct answers Medicare
Supplemental Insurance would help cover his Part A and Part B
deductibles or coinsurance in Original Fee-for-Service (FFS)
Medicare as well as possibly some services that Medicare does
not cover.
Mrs. Peňa is 66 years old, has coverage under an employer plan,
and will retire next year. She heard she must enroll in Part B at
the beginning of the year to ensure no gap in coverage. What
can you tell her?correct answersShe may enroll at any time while
she is covered under her employer plan, but she will have a
special eight-month enrollment period after the last month on
her employer plan that differs from the standard general
enrollment period, during which she may enroll in Medicare Part
B.
Mrs. Chen will be 65 soon, has been a citizen for twelve years, has
been employed full time, and paid taxes during that entire period.
She is concerned that she will not qualify for coverage under part
A because she was not born in the United States. What should
you tell her?correct answersMost individuals who are citizens and
age 65 or over are covered under Part A by virtue of having paid
AHIP Final Exam Test Questions and
Answers (2022/2023) (Verified Answers)
, AHIP Final Exam Test Questions and
Answers (2022/2023) (Verified Answers)
Medicare taxes while working, though some may be covered as a
result of paying monthly premiums.
AHIP Final Exam Test Questions and
Answers (2022/2023) (Verified Answers)
, AHIP Final Exam Test Questions and
Answers (2022/2023) (Verified Answers)
Mrs. Gonzalez is enrolled in Original Medicare and has a Medigap
policy as well, but it provides no drug coverage. She would like to
keep the coverage she has but replace her existing Medigap plan
with one that provides drug coverage. What should you tell her?
correct answersMrs. Gonzalez cannot purchase a Medigap plan
that covers drugs, but she could keep her Medigap policy and
enroll in a Part D prescription drug plan.
Mrs. West wears glasses and dentures and has enjoyed
considerable pain relief from arthritis through massage therapy.
She is concerned about whether or not Medicare will cover these
items and services. What should you tell her?correct
answersMedicare does not cover massage therapy, or, in
general, glasses or dentures.
Mr. Patel is in good health and is preparing a budget in
anticipation of his retirement when he turns 66. He wants to
understand the health care costs he might be exposed to under
Medicare if he were to require hospitalization as a result of an
illness. In general terms, what could you tell him about his costs
for inpatient hospital services
under Original Medicare?correct answersUnder Original Medicare,
there is a single deductible amount due for the first 60 days of
AHIP Final Exam Test Questions and
Answers (2022/2023) (Verified Answers)
