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Adjuster Pro - Insurance adjuster test questions with correct answers

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2022/2023 Written for academic year
Institution Insurance Adjuster
Course Insurance Adjuster
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What is insurance? CORRECT ANS protection against financial loss what is a premium CORRECT ANS a scheduled amount to be paid for an insurance policy. What are premiums used for CORRECT ANS premiums are collected into a "pool" or "reserve to pay out claimants when needed. how can insurance companies afford to pay for an individuals catastrophic loss? CORRECT ANS the insurer collects premiums from all policy holders and uses them to pay out the claims of a few. what is Indemnity CORRECT ANS payment for damages, that is not more or less than the amount caused by the damage. principle of indemnity CORRECT ANS insurance will pay no more or less than the actual financial loss suffered indemnification may also include CORRECT ANS repairs to property reimbursement for additional living expenses rental cars and hotels costs directly associated with a loss 4 Parts of Legal Contract CORRECT ANS 1. Agreement 2. Consideration 3. Competent Parties 4. Legal Purpose

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