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NJ Property Producer Exam 2023 with 100% correct answers

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11 pages
2022/2023 Written for academic year
Institution NJ Property
Course NJ Property
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Dwelling Policy Only insures property DP-1 Basic Form DP-2 Broad Form DP-3 Special Form Dwelling Coverage A Dwelling- Covers dwelling, structures attached to dwelling, and materials/supplies for the dwelling. Dwelling Coverage B Other Structures- Insures buildings on premise but separate from the dwelling. Dwelling Coverage C Personal Property- Covers the insured's personal property and must be requested. If rental property, a tenant's property is not covered. Dwelling Coverage D Fair Rental Value- Covers insured in the event a covered loss makes the rental portion of a property unfit for normal use. Dwelling Coverage E Additional Living Expense- Included in DP-2 & DP-3 and pays for additional living expenses the insured incurs after a loss. DP-1 by endorsement. HO-2 Broad Form. Owner Occupied HO-3 Special Form. Owner Occupied HO-4 Tenants or Renters. HO-5 Comprehensive Form (Open). Covers everything minus named exclusions. HO-6 Condominium Owners HO-8 Modified form. For special Risks. Think Antique homes.

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