Employee Benefits Exam 2 (Chapter 3) LATEST 2022

Employee Benefits Exam 2 (Chapter 3) LATEST 2022The Americans with Disabilities Act of 1990 pertains to all private sector employees, all government employees and labor unions. (The Americans with Disabilities Act of 1990) True The Equal Pay Act is an amendment to ERISA and is designed to insure that women and men receive equal pay for equal work. (The Equal Pay Act of 1963) False Qualified benefit plans are given favorable tax treatment, because they meet certain ERISA guidelines. (The Employee Retirement Income Security Act of 1974) True An older employee may not be required to pay more for a benefit as a condition of employment. (The Age Discrimination in Employment Act of 1967 (ADEA)) True According to the Pregnancy Discrimination Act of 1978, employers must not treat pregnancy less favorably than other conditions covered under employee benefit plans, including health insurance and disability insurance. (The Pregnancy Discrimination Act of 1978) True Employer-provided health care is considered a permissible collective bargaining subject. (Labor Unions and Employee Benefits: The National Labor Relations Act of 1935) False Title I on ERISA requires employers to report detailed financial and actuarial data about their benefits plan to the US Department of Labor. (Title I: Protection of Employee Rights) False Diversifying a pension plan's investments to minimize the risk of large losses is considered a fiduciary responsibility. (Title I: Protection of Employee Rights) True The Health Insurance Portability and Accountability Act of 1996 is a substantial amendment to the Internal Revenue Code. (The Health Insurance Portability and Accountability Act of 1996) False According to ERISA guidelines, companies can deduct benefit costs when they meet its nonqualification rules. (The Employee Retirement Income Security Act of 1974) False The Civil Rights Act of 1991 was enacted, in part, to overturn several Supreme Court rulings that limited employee rights. (The Civil Rights Act of 1991) True The Older Workers Benefit Protection Act set limits on the development and implementation of employer early retirement practices. (The Age Discrimination in Employment Act of 1967 (ADEA)) False The Pension Protection Act of 2006 was passed for the protection of defined benefit plans only. (The Pension Protection Act of 2006) False Patients' consent is required for use and disclosure of health records as of 2003. (The Health Insurance Portability and Accountability Act of 1996) True The Equal Pay Act is an amendment of ERISA. (The Equal Pay Act of 1963) False Business necessity is not a legally admissible defense against charges of employment discrimination. (The Civil Right Act of 1991) False The Lorance v. AT&T Technologies decision is an important example of the Civil Rights Act of 1991. (The Civil Right Act of 1991) True Under the Americans with Disabilities Act of 1990, an employer cannot refuse to hire a person with a disability. (The Americans with Disabilities Act of 1990) True The U.S. Department of Labor enforces HIPAA. (The Health Insurance Portability and Accountability Act of 1996) False