,Missouri Title Insurance Producer Exam —
Comprehensive Questions and Verified Answers
Section 1: Missouri Insurance Laws and Regulations (Questions 1–15)
1. In Missouri, the Department of Commerce and Insurance is responsible for:
A. Regulating securities markets
B. Regulating the insurance industry and protecting consumers
C. Regulating real estate transactions
D. Regulating banking institutions
Correct Answer: B
Rationale: The Missouri Department of Commerce and Insurance (DCI) regulates the insurance industry
to protect consumers and ensure the solvency of insurance companies. The department licenses
insurance producers, investigates complaints, and enforces insurance laws and regulations.
2. To obtain a Missouri title insurance producer license, an applicant must:
A. Be at least 18 years old and complete pre-licensing education
B. Have a college degree
C. Have five years of real estate experience
D. Pass a background check only
Correct Answer: A
Rationale: Missouri requires title insurance producer applicants to be at least 18 years old, complete 20
hours of pre-licensing education from an approved provider, pass the state examination, submit an
application with fees, and pass a background check. A college degree is not required.
3. The Missouri title insurance producer examination consists of:
A. 50 questions with a 70% passing score
B. 100 questions with a 70% passing score
C. 75 questions with a 75% passing score
D. 150 questions with a 60% passing score
Correct Answer: B
Rationale: The Missouri title insurance producer examination contains 100 questions covering both
national and state-specific content. A minimum passing score of 70% is required.
4. What is the application fee for a Missouri title insurance producer license?
, A. $50
B. $100
C. $150
D. $200
Correct Answer: B
Rationale: The application fee for a Missouri title insurance producer license is $100. This fee must be
submitted with a completed Form UA-IP.
5. A Temporary Title License in Missouri is valid for how long?
A. 3 months
B. 6 months
C. 12 months
D. 18 months
Correct Answer: B
Rationale: The Temporary Title License is good for 6 months. The applicant must pass the title exam and
submit the Resident or Non-Resident Producer Application within that period to receive a full title
license.
6. Under 20 CSR 500-7.200, before a title insurance policy is written, the title insurer or its licensed
agent must:
A. Obtain a survey of the property
B. Cause a search of the title which is to be insured
C. Notify the Missouri Department of Commerce and Insurance
D. Obtain a written appraisal of the property
Correct Answer: B
Rationale: 20 CSR 500-7.200 requires that before a title insurance policy is written, the title insurer or its
licensed agent shall cause a search of the title which is to be insured. This is a fundamental requirement
for policy issuance.
7. Under Section 381.071 RSMo, which of the following is required before a title insurance policy may
be issued?
A. A determination of insurability of title in accordance with sound underwriting practices
B. A physical inspection of the property
C. An appraisal by a licensed appraiser
D. A home inspection report
Comprehensive Questions and Verified Answers
Section 1: Missouri Insurance Laws and Regulations (Questions 1–15)
1. In Missouri, the Department of Commerce and Insurance is responsible for:
A. Regulating securities markets
B. Regulating the insurance industry and protecting consumers
C. Regulating real estate transactions
D. Regulating banking institutions
Correct Answer: B
Rationale: The Missouri Department of Commerce and Insurance (DCI) regulates the insurance industry
to protect consumers and ensure the solvency of insurance companies. The department licenses
insurance producers, investigates complaints, and enforces insurance laws and regulations.
2. To obtain a Missouri title insurance producer license, an applicant must:
A. Be at least 18 years old and complete pre-licensing education
B. Have a college degree
C. Have five years of real estate experience
D. Pass a background check only
Correct Answer: A
Rationale: Missouri requires title insurance producer applicants to be at least 18 years old, complete 20
hours of pre-licensing education from an approved provider, pass the state examination, submit an
application with fees, and pass a background check. A college degree is not required.
3. The Missouri title insurance producer examination consists of:
A. 50 questions with a 70% passing score
B. 100 questions with a 70% passing score
C. 75 questions with a 75% passing score
D. 150 questions with a 60% passing score
Correct Answer: B
Rationale: The Missouri title insurance producer examination contains 100 questions covering both
national and state-specific content. A minimum passing score of 70% is required.
4. What is the application fee for a Missouri title insurance producer license?
, A. $50
B. $100
C. $150
D. $200
Correct Answer: B
Rationale: The application fee for a Missouri title insurance producer license is $100. This fee must be
submitted with a completed Form UA-IP.
5. A Temporary Title License in Missouri is valid for how long?
A. 3 months
B. 6 months
C. 12 months
D. 18 months
Correct Answer: B
Rationale: The Temporary Title License is good for 6 months. The applicant must pass the title exam and
submit the Resident or Non-Resident Producer Application within that period to receive a full title
license.
6. Under 20 CSR 500-7.200, before a title insurance policy is written, the title insurer or its licensed
agent must:
A. Obtain a survey of the property
B. Cause a search of the title which is to be insured
C. Notify the Missouri Department of Commerce and Insurance
D. Obtain a written appraisal of the property
Correct Answer: B
Rationale: 20 CSR 500-7.200 requires that before a title insurance policy is written, the title insurer or its
licensed agent shall cause a search of the title which is to be insured. This is a fundamental requirement
for policy issuance.
7. Under Section 381.071 RSMo, which of the following is required before a title insurance policy may
be issued?
A. A determination of insurability of title in accordance with sound underwriting practices
B. A physical inspection of the property
C. An appraisal by a licensed appraiser
D. A home inspection report
