New York Real Estate Broker Exam 2026 – 190 Practice Questions
with Answers & Detailed Rationales, Brokerage Management,
Agency & Intermediary, Contracts, Property Law, Trust Accounts,
Ethics, New York Licensing Laws & Regulations
SECTION 1: NEW YORK LICENSE LAW AND DOS REGULATIONS
Question 1
A licensed real estate salesperson in New York wishes to advance to broker status. The
salesperson has been actively licensed for two years and completed all required coursework.
According to New York Real Property Law, what is the minimum age requirement to obtain a
real estate broker's license?
A. 18 years of age
B. 20 years of age
C. 21 years of age
D. 19 years of age
Correct Answer: B
Explanation: New York Real Property Law § 440-a establishes that broker applicants must be
at least 20 years old, while salesperson applicants need only be 18. This distinction reflects
the greater responsibility assumed by brokers.
Question 2
A New York real estate broker is reviewing her continuing education requirements before her
license renewal. She completed 22.5 hours of approved coursework during her two-year
licensing term. Which topic must be included in her continuing education to satisfy New York
DOS requirements?
,A. Property management and landlord-tenant law
B. Real estate mathematics and closing calculations
C. Fair housing and discrimination in the sale or rental of real property
D. Commercial real estate investment analysis
Correct Answer: C
Explanation: New York requires at least 3 hours of fair housing and/or discrimination
instruction within the 22.5-hour continuing education requirement for license renewal. This
mandatory component ensures licensees remain current on anti-discrimination laws.
Question 3
An applicant for a New York real estate broker license has accumulated 3,500 points through
licensed salesperson experience. However, the applicant's salesperson license has been
active for only 18 months. What determines whether this applicant qualifies for the broker
examination?
A. The applicant qualifies because 3,500 points is the threshold for licensed salesperson
experience
B. The applicant does not qualify because a minimum of two years as a licensed salesperson
is required
C. The applicant qualifies because point accumulation supersedes time requirements
D. The applicant must wait until accumulating 5,250 points to compensate for the shorter
time period
Correct Answer: B
,Explanation: New York DOS requires broker applicants using licensed salesperson experience
to accumulate 3,500 points AND be licensed for at least two years. Both requirements must
be satisfied independently; points cannot substitute for time.
Question 4
A licensed real estate broker in New York decides to change her business address from
Albany to Syracuse. What is the correct procedure for this change?
A. Notify the local real estate board within 10 days
B. Submit a $10 change of address fee plus $10 for each associated license
C. File a new broker application with the Department of State
D. Complete the change through eAccessNY at no cost
Correct Answer: B
Explanation: The DOS fee schedule specifies a $10 charge for principal office address
changes plus $10 for each license associated with the office. This ensures accurate records
and proper licensing of all associated personnel at the new location.
Question 5
A New York real estate salesperson associated with ABC Realty decides to leave and join XYZ
Realty. The salesperson had several active listings obtained while at ABC. What is the proper
disposition of these listings?
A. The listings transfer with the salesperson to XYZ Realty
B. The listings become void and must be renegotiated
C. The listings remain with ABC Realty, the broker of record
D. The listings are held in escrow by the local MLS until reassignment
, Correct Answer: C
Explanation: Listings are agreements between the seller and the broker, not the salesperson.
When a salesperson leaves a firm, all listings remain with the employing broker. The
salesperson must turn over all listing information upon termination.
Question 6
A broker's license has been revoked by the New York Department of State following an
escrow mismanagement investigation. At the time of revocation, the broker employed eight
salespersons with active listings. What is the immediate legal consequence for the
salespersons and the listings?
A. Salespersons have 30 days to transfer to a new broker while keeping their licenses active
B. Salespersons' licenses are automatically suspended and active listings are voided
C. Salespersons may continue operating independently until finding new sponsorship
D. Listings remain valid but salespersons must surrender their pocket cards
Correct Answer: B
Explanation: When a broker's license is revoked, the licenses of all sponsored salespersons
are automatically suspended. Active listings, being contracts with the broker, are
immediately voided. No grace period exists for unlicensed activity.
Question 7
A New York real estate broker is preparing to renew her license. She completed 22.5 hours of
continuing education during the two-year licensing term, including 3 hours of fair housing
instruction and 1 hour of agency law. However, she did not complete the required ethics
component. What is the consequence for her renewal?
with Answers & Detailed Rationales, Brokerage Management,
Agency & Intermediary, Contracts, Property Law, Trust Accounts,
Ethics, New York Licensing Laws & Regulations
SECTION 1: NEW YORK LICENSE LAW AND DOS REGULATIONS
Question 1
A licensed real estate salesperson in New York wishes to advance to broker status. The
salesperson has been actively licensed for two years and completed all required coursework.
According to New York Real Property Law, what is the minimum age requirement to obtain a
real estate broker's license?
A. 18 years of age
B. 20 years of age
C. 21 years of age
D. 19 years of age
Correct Answer: B
Explanation: New York Real Property Law § 440-a establishes that broker applicants must be
at least 20 years old, while salesperson applicants need only be 18. This distinction reflects
the greater responsibility assumed by brokers.
Question 2
A New York real estate broker is reviewing her continuing education requirements before her
license renewal. She completed 22.5 hours of approved coursework during her two-year
licensing term. Which topic must be included in her continuing education to satisfy New York
DOS requirements?
,A. Property management and landlord-tenant law
B. Real estate mathematics and closing calculations
C. Fair housing and discrimination in the sale or rental of real property
D. Commercial real estate investment analysis
Correct Answer: C
Explanation: New York requires at least 3 hours of fair housing and/or discrimination
instruction within the 22.5-hour continuing education requirement for license renewal. This
mandatory component ensures licensees remain current on anti-discrimination laws.
Question 3
An applicant for a New York real estate broker license has accumulated 3,500 points through
licensed salesperson experience. However, the applicant's salesperson license has been
active for only 18 months. What determines whether this applicant qualifies for the broker
examination?
A. The applicant qualifies because 3,500 points is the threshold for licensed salesperson
experience
B. The applicant does not qualify because a minimum of two years as a licensed salesperson
is required
C. The applicant qualifies because point accumulation supersedes time requirements
D. The applicant must wait until accumulating 5,250 points to compensate for the shorter
time period
Correct Answer: B
,Explanation: New York DOS requires broker applicants using licensed salesperson experience
to accumulate 3,500 points AND be licensed for at least two years. Both requirements must
be satisfied independently; points cannot substitute for time.
Question 4
A licensed real estate broker in New York decides to change her business address from
Albany to Syracuse. What is the correct procedure for this change?
A. Notify the local real estate board within 10 days
B. Submit a $10 change of address fee plus $10 for each associated license
C. File a new broker application with the Department of State
D. Complete the change through eAccessNY at no cost
Correct Answer: B
Explanation: The DOS fee schedule specifies a $10 charge for principal office address
changes plus $10 for each license associated with the office. This ensures accurate records
and proper licensing of all associated personnel at the new location.
Question 5
A New York real estate salesperson associated with ABC Realty decides to leave and join XYZ
Realty. The salesperson had several active listings obtained while at ABC. What is the proper
disposition of these listings?
A. The listings transfer with the salesperson to XYZ Realty
B. The listings become void and must be renegotiated
C. The listings remain with ABC Realty, the broker of record
D. The listings are held in escrow by the local MLS until reassignment
, Correct Answer: C
Explanation: Listings are agreements between the seller and the broker, not the salesperson.
When a salesperson leaves a firm, all listings remain with the employing broker. The
salesperson must turn over all listing information upon termination.
Question 6
A broker's license has been revoked by the New York Department of State following an
escrow mismanagement investigation. At the time of revocation, the broker employed eight
salespersons with active listings. What is the immediate legal consequence for the
salespersons and the listings?
A. Salespersons have 30 days to transfer to a new broker while keeping their licenses active
B. Salespersons' licenses are automatically suspended and active listings are voided
C. Salespersons may continue operating independently until finding new sponsorship
D. Listings remain valid but salespersons must surrender their pocket cards
Correct Answer: B
Explanation: When a broker's license is revoked, the licenses of all sponsored salespersons
are automatically suspended. Active listings, being contracts with the broker, are
immediately voided. No grace period exists for unlicensed activity.
Question 7
A New York real estate broker is preparing to renew her license. She completed 22.5 hours of
continuing education during the two-year licensing term, including 3 hours of fair housing
instruction and 1 hour of agency law. However, she did not complete the required ethics
component. What is the consequence for her renewal?
