CORRECTLY LATEST UPDATE 2026
Disruptive technologies - Answers Technologies that create market shocks and
catalyze growth (also referred to as disruptive innovation).
Two characteristics of true disruptive technologies - Answers Come to market with
set of performance attributes existing customers don't value. Over time, performance
attributes improve to the point where they invade established markets.
McNamara fallacy - Answers Basing decisions based on past data and examples.
KPIs - Answers Key performance Indicators—measurable values defined by a firm to
demonstrate progress toward a given goal.
Additive manufacturing - Answers A type of industrial 3D printing where material is
built up, layer by layer, as material is progressively added to shape an object.
bitcoin - Answers An open source, decentralized payment system that operates in a
peer-to-peer environment, without bank or central authority.
cryptocurrencies - Answers A digital asset where a secure form of mathematics is
used to handle transactions, control the creation of additional units, and verify the
transfer of assets.
blockchain - Answers A distributed and decentralized ledger that records and verifies
transactions and ownership.
DeFi - Answers Decentralized finance. An industry term for a bucket of blockchain-
enabled financial services that function without the need for central authority, such as
a bank or government.
Miners - Answers Verification and time-stamping of transactions is performed by a
pool of users called miners.
Private key - Answers A special password, usually stored in a cryptocurrency wallet.
CBDC - Answers A digital form of a government-issued currency (Central Bank
Digital Currencies).
Stablecoins - Answers Cryptocurrencies that have their value pegged to a currency or
commodity, rather than have currency value float independently.
NFT - Answers A non-fungible token.
Blockchain benefits - Answers Eliminates transaction fees, which can top 3 percent.
Cryptocurrencies could also be a boon for international commerce. Cross-border
remittance. Expanding e-commerce in emerging markets. Straddle the line between