ALU 101 EXAM |ACTUAL QUESTIONS AND
VERIFIED ANSWERS|BRAND NEW 2026-2027
UPDATE|GRADED A+
Question 1
The test that measures thyroid function is:
1. thoracentesis
2. fine needle aspirate (FNA)
3. fluorescein angiography
4. radioactive iodine uptake
CORRECT ANSWER
4. radioactive iodine uptake
Question 2
2. The cardiac ejection fraction measures the:
1. pumping ability of the heart
2. degree of atherosclerosis
3. carotid intimal-medial thickness
4. level of radioisotope in the heart
CORRECT ANSWER
1. pumping ability of the heart
Question 3
3. The measure of a test's ability to exclude the possibility of a particular disease is:
1. sensitivity
1
,2. reliability
3. reasonability
4. specificity
CORRECT ANSWER
4. specificity
Question 4
4. The benefit that allows additional insurance coverage to be purchased at certain times
during the life of the contract is the:
1. guaranteed insurability option
2. change of plan provision
3. extended maturity option
4. entire contract provision
CORRECT ANSWER
1. guaranteed insurability option
Question 5
5. The principal cause of hang gliding accidents is:
1. pilot error
2. weather
3. physical demands
4. equipment malfunction
CORRECT ANSWER
1. pilot error
2
,Question 6
6. When underwriting an individual for key person life insurance, all of the following are
considerations EXCEPT:
1. business history of the company
2. number of key employees in the company
3. age of the proposed insured
4. cost of estate taxes at the proposed insured's death
CORRECT ANSWER
4. cost of estate taxes at the proposed insured's death
Question 7
7. Features of term life insurance contracts typically include all of the following EXCEPT:
1. convertibility
2. defined period of coverage
3. cash value
4. renewability
CORRECT ANSWER
3. cash value
Question 8
8. All of the following statements regarding the instrument flight rating are correct EXCEPT:
1. It is held by approximately half of the pilot population.
2. It indicates mastery of instruments for aircraft navigation.
3. It is a required rating for commercial pilots.
4. It limits pilots to flying in daylight hours.
CORRECT ANSWER
3
, 4. It limits pilots to flying in daylight hours.
Question 9
9. The estimated glomerular filtration rate (eGFR) is based on all of the following EXCEPT:
1. serum creatinine
2. serum albumin
3. age
4. gender
CORRECT ANSWER
2. serum albumin
Question 10
10. Complications of diabetes can include which of the following: A. Coronary artery
disease
B. Retinopathy
C. Hepatitis
Answer Options:
1. A and B only are correct.
2. A and C only are correct.
3. B and C only are correct.
4. A, B, and C are correct.
CORRECT ANSWER
1. A and B only are correct.
4
VERIFIED ANSWERS|BRAND NEW 2026-2027
UPDATE|GRADED A+
Question 1
The test that measures thyroid function is:
1. thoracentesis
2. fine needle aspirate (FNA)
3. fluorescein angiography
4. radioactive iodine uptake
CORRECT ANSWER
4. radioactive iodine uptake
Question 2
2. The cardiac ejection fraction measures the:
1. pumping ability of the heart
2. degree of atherosclerosis
3. carotid intimal-medial thickness
4. level of radioisotope in the heart
CORRECT ANSWER
1. pumping ability of the heart
Question 3
3. The measure of a test's ability to exclude the possibility of a particular disease is:
1. sensitivity
1
,2. reliability
3. reasonability
4. specificity
CORRECT ANSWER
4. specificity
Question 4
4. The benefit that allows additional insurance coverage to be purchased at certain times
during the life of the contract is the:
1. guaranteed insurability option
2. change of plan provision
3. extended maturity option
4. entire contract provision
CORRECT ANSWER
1. guaranteed insurability option
Question 5
5. The principal cause of hang gliding accidents is:
1. pilot error
2. weather
3. physical demands
4. equipment malfunction
CORRECT ANSWER
1. pilot error
2
,Question 6
6. When underwriting an individual for key person life insurance, all of the following are
considerations EXCEPT:
1. business history of the company
2. number of key employees in the company
3. age of the proposed insured
4. cost of estate taxes at the proposed insured's death
CORRECT ANSWER
4. cost of estate taxes at the proposed insured's death
Question 7
7. Features of term life insurance contracts typically include all of the following EXCEPT:
1. convertibility
2. defined period of coverage
3. cash value
4. renewability
CORRECT ANSWER
3. cash value
Question 8
8. All of the following statements regarding the instrument flight rating are correct EXCEPT:
1. It is held by approximately half of the pilot population.
2. It indicates mastery of instruments for aircraft navigation.
3. It is a required rating for commercial pilots.
4. It limits pilots to flying in daylight hours.
CORRECT ANSWER
3
, 4. It limits pilots to flying in daylight hours.
Question 9
9. The estimated glomerular filtration rate (eGFR) is based on all of the following EXCEPT:
1. serum creatinine
2. serum albumin
3. age
4. gender
CORRECT ANSWER
2. serum albumin
Question 10
10. Complications of diabetes can include which of the following: A. Coronary artery
disease
B. Retinopathy
C. Hepatitis
Answer Options:
1. A and B only are correct.
2. A and C only are correct.
3. B and C only are correct.
4. A, B, and C are correct.
CORRECT ANSWER
1. A and B only are correct.
4
