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ENG1503 Portfolio Semester 2 MEMO | Due Date 1 October 2026

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ENG1503 Portfolio Semester 2 MEMO | Due Date 1 October 2026

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PYC4808

, PLEASE USE THIS DOCUMENT AS A GUIDE TO ANSWERS YOUR ASSIGNMENT


2 ESSAY ANSWERS PROVIDED (ONLY CHOOSE ONE!)



ARGUMENTATIVE ESSAY

The Financial Value of a University Degree

Obtaining a university degree is a major decision because it requires a significant investment
of time, money and effort. Students may have to pay tuition fees while also covering the
costs of transport, accommodation, textbooks and other study materials. For some students,
educational loans are necessary to finance their studies, which can result in financial pressure
after graduation. Despite these challenges, a university degree can be worth the cost because
it can improve employment opportunities, develop useful skills and increase the possibility
of earning a higher income.

Higher Education and Earning Potential

One of the main reasons students pursue university education is the expectation of better
financial opportunities in the future. Mohd Nahar and Nur Nadhira (2020) discuss the
economic benefits of Malaysian university degrees and show why tertiary education is
increasingly viewed as a pathway towards improved economic circumstances. Students are
often prepared to invest in their education because they expect their qualifications to provide
access to better employment and income.

For example, a graduate with a qualification in accounting, engineering or computer science
may be able to apply for positions that require specialised academic knowledge. Some
careers also require formal qualifications before a person can enter the profession. In such
cases, the money spent on university can be viewed as an investment that may produce
financial benefits over a longer period. The initial cost may therefore be justified by the
opportunities that become available after graduation.

Development of Valuable Skills

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