PEARSON VUE HEALTH INSURANCE
PRACTICE TEST GRADE A+ COMPLETE
EXAM QUESTIONS AND 100% VERIFIED
ANSWERS (2026/2027) PASS
GUARANTEE
ChargesPforPwhichPofPthePfollowingPitemsPisPNOTPconsideredPaPcoveredPexpensePunderPaPMedicare
PSupplementPpolicyP(PartPB)?P-PCORRECTPANSWERDentalPservices
HealthPinsurancePpoliciesParePofferedPonPaP"takePitPorPleavePit"PbasisPandPreferredPtoPasPwhichPofPth
ePfollowingPtypesPofPcontracts?P-PCORRECTPANSWERContractsPofPAdhesion
UnderPthePClaimsPFormsPprovisionPofPaPhealthPpolicy,PifPthePinsurancePcompanyPfailsPtoPsendPclaim
PformsPwithinPthePtimePperiodPrequired,PthePinsuredPshould:P-
PCORRECTPANSWERSubmitPthePclaimPinPanyPform,PwhichPmustPbePacceptedPbyPthePcompanyPasPad
equatePproofPofPloss
InPanPAccidentalPDeathPandPDismembermentP(AD&D)Ppolicy,PcapitalPsumPrefersPto:P-
PCORRECTPANSWERAPlumpPsumPpaymentPmadePforPanPaccidentalPdismemberment
ThePCoordinationPofPBenefitsPclausePfoundPinPgroupPhealthPmasterPcontractsPisPusedPto:P-
PCORRECTPANSWERAvoidPdoublePpaymentPofPbenefitsPtoPanPinsuredPwhoPhasPduplicatePgroupPcov
erages
WhichPofPthePfollowingPdefinitionsPMOSTPaccuratelyPdescribesPthePProbationaryPPeriod?P-
PCORRECTPANSWERThePwaitingPperiodPaPnewPhirePmustPsatisfyPpriorPtoPbecomingPeligiblePforPgro
upPhealthPcoverage
APHealthPMaintenancePOrganizationP(HMO)PdiffersPfromPaPtraditionalPinsurerPinPthatPanPHMO:P-
PCORRECTPANSWEREmphasizesPpreventivePmedicine
,APmarriedPinsuredPhasPanPAccidentalPDeathPandPDismembermentP(AD&D)PpolicyPthatPnamesPtheir
PsiblingPasPthePprimaryPbeneficiaryPandPtheirPchildPasPthePcontingentPbeneficiary.PIfPthePinsuredPan
dPtheirPsiblingParePbothPkilledPinstantlyPinPaPtrainPaccident,PthePpolicyPproceedsPwouldPbePpaidPtoPw
hichPofPthePfollowing?P-PCORRECTPANSWERThePinsured'sPchild
ThePSocialPSecurityPprogramPprovidesPallPofPthePfollowingPbenefitsPEXCEPT:P-
PCORRECTPANSWERWorkersPcompensation
UnderPaPGuaranteedPRenewablePAccidentP&PHealthPpolicy,PanPinsurerPretainsPthePrightPto:P-
PCORRECTPANSWERIncreasePthePpremiumPratePforPanPentirePclassPofPinsureds
APDisabilityPIncomePpolicyPmayPprovidePbenefitsPforPwhichPofPthePfollowingPlosses?P-
PCORRECTPANSWERResidualPDisability
WhichPofPthePfollowingPstatementsPaboutPthePMedicarePprogramPisPCORRECT?P-
PCORRECTPANSWERItPisPaPfederallyPsponsoredPprogram.
APchildPhasPaPphysicalPimpairment,PattendsPschool,PandPisPincapablePofPself-
sustainingPemploymentPand/orPselfPcare.PWhichPofPthePfollowingPstatementsPisPCORRECTPaboutPth
ePchild'sPmedicalPcoveragePunderPtheirPparent'sPgroupPplan?P-
PCORRECTPANSWERThePchild'sPcoveragePcontinuesPasPlongPasPtheyParePcontinuallyPincapacitatedPa
ndPfinanciallyPdependentPonPtheirPparent.
Suicide,Ppre-existingPconditionsPandPself-
inflictedPinjuriesParePdealtPwithPinPwhichPofPthePfollowingPpolicyPfeatures?P-
PCORRECTPANSWERExclusions
ThePPRIMARYPpurposePofPMedicaidPisPto:P-
PCORRECTPANSWERProvidePMedicalPExpensePcoveragePtoPpersonsPbelowPcertainPminimumPincom
ePrequirements
, WhichPofPthePfollowingPprovisionsPdesignatesPtoPwhomPclaimPpaymentsParePmade?P-
PCORRECTPANSWERPaymentPofPClaims
UnderPanPAccidentalPDeathPandPDismembermentP(AD&D)Ppolicy,PinsurablePinterestPmustPexistPatP
whichPofPthePfollowingPtimes?P-PCORRECTPANSWERAtPthePinceptionPofPthePpolicy
WhenPperiodicPclaimPpaymentsParePrequiredPunderPaPlong-
termPdisabilityPincomePpolicy,PanPinsurerPMUSTPmakePpaymentsPtoPanPinsuredPatPleastPoncePevery:
P-PCORRECTPANSWERMonth
AP68Pyear-
oldPemployeePthatPisPcoveredPbyPaPgroupPmedicalPinsurancePplanPhasPmedicalPexpenses.PThePempl
oyee'sPcompanyPhealthPplanPisPthe:P-PCORRECTPANSWERSecondaryPpayor
AnPinsuredPwhosePDisabilityPIncomePpolicyPcontainsPaPChangePofPOccupationPclausePtakesPaPnewPj
obPinPaPmorePhazardousPoccupationPandPfailsPtoPnotifyPthePinsurerPofPthePchange.POnePyearPlater,Pt
hePinsuredPbecomesPdisabled.PThePinsurerPwillPmostPlikelyPtakePwhichPofPthePfollowingPactions?P-
PCORRECTPANSWERSettlePthePclaimPaccordingPtoPwhatPthePpremiumsPwouldPhavePpurchasedPund
erPthePmorePhazardousPoccupation
ThePpurposePofPthePMedicalPInformationPBureauP(MIB)PisPto:P-
PCORRECTPANSWERSharePmedicalPdataPamongPmemberPcompanies
WhichPofPthePfollowingPlawsPrequiresPanPinsurerPtoPnotifyPanPapplicantPinPwritingPthatPanPinvestiga
tivePconsumerPreportPmayPbePmadePonPthePapplicant?P-
PCORRECTPANSWERD.PFairPCreditPReportingPActP(InsurancePInformationPandPPrivacyPProtectionPAc
t)
WhichPofPthePfollowingPstatementsPisPCORRECTPaboutPaPWaiverPofPPremiumPprovisionPinPaPDisabili
tyPIncomePpolicy?P-
PRACTICE TEST GRADE A+ COMPLETE
EXAM QUESTIONS AND 100% VERIFIED
ANSWERS (2026/2027) PASS
GUARANTEE
ChargesPforPwhichPofPthePfollowingPitemsPisPNOTPconsideredPaPcoveredPexpensePunderPaPMedicare
PSupplementPpolicyP(PartPB)?P-PCORRECTPANSWERDentalPservices
HealthPinsurancePpoliciesParePofferedPonPaP"takePitPorPleavePit"PbasisPandPreferredPtoPasPwhichPofPth
ePfollowingPtypesPofPcontracts?P-PCORRECTPANSWERContractsPofPAdhesion
UnderPthePClaimsPFormsPprovisionPofPaPhealthPpolicy,PifPthePinsurancePcompanyPfailsPtoPsendPclaim
PformsPwithinPthePtimePperiodPrequired,PthePinsuredPshould:P-
PCORRECTPANSWERSubmitPthePclaimPinPanyPform,PwhichPmustPbePacceptedPbyPthePcompanyPasPad
equatePproofPofPloss
InPanPAccidentalPDeathPandPDismembermentP(AD&D)Ppolicy,PcapitalPsumPrefersPto:P-
PCORRECTPANSWERAPlumpPsumPpaymentPmadePforPanPaccidentalPdismemberment
ThePCoordinationPofPBenefitsPclausePfoundPinPgroupPhealthPmasterPcontractsPisPusedPto:P-
PCORRECTPANSWERAvoidPdoublePpaymentPofPbenefitsPtoPanPinsuredPwhoPhasPduplicatePgroupPcov
erages
WhichPofPthePfollowingPdefinitionsPMOSTPaccuratelyPdescribesPthePProbationaryPPeriod?P-
PCORRECTPANSWERThePwaitingPperiodPaPnewPhirePmustPsatisfyPpriorPtoPbecomingPeligiblePforPgro
upPhealthPcoverage
APHealthPMaintenancePOrganizationP(HMO)PdiffersPfromPaPtraditionalPinsurerPinPthatPanPHMO:P-
PCORRECTPANSWEREmphasizesPpreventivePmedicine
,APmarriedPinsuredPhasPanPAccidentalPDeathPandPDismembermentP(AD&D)PpolicyPthatPnamesPtheir
PsiblingPasPthePprimaryPbeneficiaryPandPtheirPchildPasPthePcontingentPbeneficiary.PIfPthePinsuredPan
dPtheirPsiblingParePbothPkilledPinstantlyPinPaPtrainPaccident,PthePpolicyPproceedsPwouldPbePpaidPtoPw
hichPofPthePfollowing?P-PCORRECTPANSWERThePinsured'sPchild
ThePSocialPSecurityPprogramPprovidesPallPofPthePfollowingPbenefitsPEXCEPT:P-
PCORRECTPANSWERWorkersPcompensation
UnderPaPGuaranteedPRenewablePAccidentP&PHealthPpolicy,PanPinsurerPretainsPthePrightPto:P-
PCORRECTPANSWERIncreasePthePpremiumPratePforPanPentirePclassPofPinsureds
APDisabilityPIncomePpolicyPmayPprovidePbenefitsPforPwhichPofPthePfollowingPlosses?P-
PCORRECTPANSWERResidualPDisability
WhichPofPthePfollowingPstatementsPaboutPthePMedicarePprogramPisPCORRECT?P-
PCORRECTPANSWERItPisPaPfederallyPsponsoredPprogram.
APchildPhasPaPphysicalPimpairment,PattendsPschool,PandPisPincapablePofPself-
sustainingPemploymentPand/orPselfPcare.PWhichPofPthePfollowingPstatementsPisPCORRECTPaboutPth
ePchild'sPmedicalPcoveragePunderPtheirPparent'sPgroupPplan?P-
PCORRECTPANSWERThePchild'sPcoveragePcontinuesPasPlongPasPtheyParePcontinuallyPincapacitatedPa
ndPfinanciallyPdependentPonPtheirPparent.
Suicide,Ppre-existingPconditionsPandPself-
inflictedPinjuriesParePdealtPwithPinPwhichPofPthePfollowingPpolicyPfeatures?P-
PCORRECTPANSWERExclusions
ThePPRIMARYPpurposePofPMedicaidPisPto:P-
PCORRECTPANSWERProvidePMedicalPExpensePcoveragePtoPpersonsPbelowPcertainPminimumPincom
ePrequirements
, WhichPofPthePfollowingPprovisionsPdesignatesPtoPwhomPclaimPpaymentsParePmade?P-
PCORRECTPANSWERPaymentPofPClaims
UnderPanPAccidentalPDeathPandPDismembermentP(AD&D)Ppolicy,PinsurablePinterestPmustPexistPatP
whichPofPthePfollowingPtimes?P-PCORRECTPANSWERAtPthePinceptionPofPthePpolicy
WhenPperiodicPclaimPpaymentsParePrequiredPunderPaPlong-
termPdisabilityPincomePpolicy,PanPinsurerPMUSTPmakePpaymentsPtoPanPinsuredPatPleastPoncePevery:
P-PCORRECTPANSWERMonth
AP68Pyear-
oldPemployeePthatPisPcoveredPbyPaPgroupPmedicalPinsurancePplanPhasPmedicalPexpenses.PThePempl
oyee'sPcompanyPhealthPplanPisPthe:P-PCORRECTPANSWERSecondaryPpayor
AnPinsuredPwhosePDisabilityPIncomePpolicyPcontainsPaPChangePofPOccupationPclausePtakesPaPnewPj
obPinPaPmorePhazardousPoccupationPandPfailsPtoPnotifyPthePinsurerPofPthePchange.POnePyearPlater,Pt
hePinsuredPbecomesPdisabled.PThePinsurerPwillPmostPlikelyPtakePwhichPofPthePfollowingPactions?P-
PCORRECTPANSWERSettlePthePclaimPaccordingPtoPwhatPthePpremiumsPwouldPhavePpurchasedPund
erPthePmorePhazardousPoccupation
ThePpurposePofPthePMedicalPInformationPBureauP(MIB)PisPto:P-
PCORRECTPANSWERSharePmedicalPdataPamongPmemberPcompanies
WhichPofPthePfollowingPlawsPrequiresPanPinsurerPtoPnotifyPanPapplicantPinPwritingPthatPanPinvestiga
tivePconsumerPreportPmayPbePmadePonPthePapplicant?P-
PCORRECTPANSWERD.PFairPCreditPReportingPActP(InsurancePInformationPandPPrivacyPProtectionPAc
t)
WhichPofPthePfollowingPstatementsPisPCORRECTPaboutPaPWaiverPofPPremiumPprovisionPinPaPDisabili
tyPIncomePpolicy?P-