AHIP FINAL EXAM, PRACTICE EXAM & STUDY GUIDE
2026/2027 — 210 PRACTICE QUESTIONS WITH CORRECT
ANSWERS
1.
Which part of Medicare primarily provides hospital insurance?
A. Part B
B. Part C
C. Part D
D. Part A
Correct Answer: D. Part A
2.
Which Medicare part primarily covers physician and outpatient medical
services?
A. Part B
B. Part A
C. Part C
D. Part D
Correct Answer: A. Part B
3.
Medicare Part C is also known as:
A. Medigap
B. Medicare Advantage
,C. Medicaid
D. Prescription Drug Coverage
Correct Answer: B. Medicare Advantage
4.
What is the primary purpose of Medicare Part D?
A. Hospital insurance
B. Skilled nursing facility insurance only
C. Prescription drug coverage
D. Dental insurance
Correct Answer: C. Prescription drug coverage
5.
Which federal agency administers Medicare?
A. CMS
B. FDA
C. IRS
D. SSA exclusively
Correct Answer: A. CMS
6.
Original Medicare consists of:
A. Parts A and B
B. Parts C and D
C. Part B and Medigap
D. Part D and Medicaid
Correct Answer: A. Parts A and B
,7.
Medicare Advantage plans are offered by:
A. Only state governments
B. Medicare-contracted private organizations
C. Employers exclusively
D. Medicaid agencies
Correct Answer: B. Medicare-contracted private organizations
8.
To enroll in most Medicare Advantage plans, an individual generally
must have:
A. Part A and Part B
B. Part D only
C. Medicaid only
D. Medigap
Correct Answer: A. Part A and Part B
9.
Which product is designed to supplement Original Medicare?
A. Medigap
B. Medicaid
C. Part C only
D. Employer HMO only
Correct Answer: A. Medigap
10.
, A person enrolled in Original Medicare who wants stand-alone
prescription drug coverage would generally enroll in:
A. A PDP
B. An HMO
C. A Medigap plan
D. An MSA
Correct Answer: A. A PDP
11.
PDP stands for:
A. Preferred Dental Program
B. Prescription Drug Plan
C. Primary Drug Provider
D. Private Dental Plan
Correct Answer: B. Prescription Drug Plan
12.
Which Medicare Advantage plan generally operates through a provider
network?
A. HMO
B. Medigap
C. PDP
D. Original Medicare
Correct Answer: A. HMO
13.
A PPO generally allows a beneficiary to:
2026/2027 — 210 PRACTICE QUESTIONS WITH CORRECT
ANSWERS
1.
Which part of Medicare primarily provides hospital insurance?
A. Part B
B. Part C
C. Part D
D. Part A
Correct Answer: D. Part A
2.
Which Medicare part primarily covers physician and outpatient medical
services?
A. Part B
B. Part A
C. Part C
D. Part D
Correct Answer: A. Part B
3.
Medicare Part C is also known as:
A. Medigap
B. Medicare Advantage
,C. Medicaid
D. Prescription Drug Coverage
Correct Answer: B. Medicare Advantage
4.
What is the primary purpose of Medicare Part D?
A. Hospital insurance
B. Skilled nursing facility insurance only
C. Prescription drug coverage
D. Dental insurance
Correct Answer: C. Prescription drug coverage
5.
Which federal agency administers Medicare?
A. CMS
B. FDA
C. IRS
D. SSA exclusively
Correct Answer: A. CMS
6.
Original Medicare consists of:
A. Parts A and B
B. Parts C and D
C. Part B and Medigap
D. Part D and Medicaid
Correct Answer: A. Parts A and B
,7.
Medicare Advantage plans are offered by:
A. Only state governments
B. Medicare-contracted private organizations
C. Employers exclusively
D. Medicaid agencies
Correct Answer: B. Medicare-contracted private organizations
8.
To enroll in most Medicare Advantage plans, an individual generally
must have:
A. Part A and Part B
B. Part D only
C. Medicaid only
D. Medigap
Correct Answer: A. Part A and Part B
9.
Which product is designed to supplement Original Medicare?
A. Medigap
B. Medicaid
C. Part C only
D. Employer HMO only
Correct Answer: A. Medigap
10.
, A person enrolled in Original Medicare who wants stand-alone
prescription drug coverage would generally enroll in:
A. A PDP
B. An HMO
C. A Medigap plan
D. An MSA
Correct Answer: A. A PDP
11.
PDP stands for:
A. Preferred Dental Program
B. Prescription Drug Plan
C. Primary Drug Provider
D. Private Dental Plan
Correct Answer: B. Prescription Drug Plan
12.
Which Medicare Advantage plan generally operates through a provider
network?
A. HMO
B. Medigap
C. PDP
D. Original Medicare
Correct Answer: A. HMO
13.
A PPO generally allows a beneficiary to:
