CCA Certified Credit Analyst Exam Independent
Revision Guide and Practice
CCA Certified Credit Analyst Exam – Independent Revision Guide and Practice
About the CCA Certification
The Certified Credit Analyst (CCA) credential is a professional certification that
validates expertise in credit analysis and risk assessment. Multiple organizations
offer CCA certifications, including:
- Institute of Certified Credit Analysts (CCA-Global): Offers a comprehensive
program covering financial statement analysis, credit risk assessment, industry
analysis, loan structuring, legal/regulatory environment, and ethics
- GAFM (Global Academy of Finance and Management): Requires attendance at a
5-day training course
- International Federation of Professional Managers (IFPM Philippines): Program
covering credit principles, consumer credit, credit scoring, collections, risk
management, and liquidity
- Korea Financial Training Institute: South Korean national certification with Part 1
(Accounting) and Part 2 (Credit Analysis & Comprehensive Credit Evaluation)
1
, Exam Details (CCA-Global)
| Feature | Specification |
|||
| Questions | 50 multiple-choice |
| Time Limit | 3 hours |
| Passing Score | 70% |
| Format | Online, secure testing platform |
| Scoring | Immediate feedback upon completion |
CCA Body of Knowledge
1. Financial Statement Analysis
- Understanding financial statements (balance sheet, income statement, cash flow
statement)
- Ratio analysis (liquidity, profitability, solvency ratios)
- Trend and variance analysis
- Cash flow analysis and forecasting
2
,- Business valuation
2. Credit Risk Assessment
- Credit scoring models
- Risk mitigation techniques (collateral, guarantees, credit derivatives)
- Credit rating methodologies
- Counterparty risk, industry risk, country risk, market risk analysis
3. Industry and Economic Analysis
- Macro and microeconomic factors
- Sector-specific analysis
- Global economic trends
- Industry lifecycle stages
- Business cycles and seasonality
4. Regulatory Environment & Ethics
- Compliance and legal frameworks
- Contract law, bankruptcy law, consumer protection laws
- Code of ethics and professional conduct
- Conflicts of interest and confidentiality
3
, 5. Loan Structuring & Documentation
- Structuring credit transactions
- Loan agreements and security documents
- Covenants (affirmative, negative, financial ratio)
- Collateral assessment
6. Credit Portfolio Management
- Portfolio risk analysis and management
- Diversification and concentration
- Credit risk transfer and hedging
- Portfolio monitoring and reporting
7. Technology & Innovation
- Big data and analytics
- Fintech integration
- Digital lending and alternative data
Practice Questions
4
Revision Guide and Practice
CCA Certified Credit Analyst Exam – Independent Revision Guide and Practice
About the CCA Certification
The Certified Credit Analyst (CCA) credential is a professional certification that
validates expertise in credit analysis and risk assessment. Multiple organizations
offer CCA certifications, including:
- Institute of Certified Credit Analysts (CCA-Global): Offers a comprehensive
program covering financial statement analysis, credit risk assessment, industry
analysis, loan structuring, legal/regulatory environment, and ethics
- GAFM (Global Academy of Finance and Management): Requires attendance at a
5-day training course
- International Federation of Professional Managers (IFPM Philippines): Program
covering credit principles, consumer credit, credit scoring, collections, risk
management, and liquidity
- Korea Financial Training Institute: South Korean national certification with Part 1
(Accounting) and Part 2 (Credit Analysis & Comprehensive Credit Evaluation)
1
, Exam Details (CCA-Global)
| Feature | Specification |
|||
| Questions | 50 multiple-choice |
| Time Limit | 3 hours |
| Passing Score | 70% |
| Format | Online, secure testing platform |
| Scoring | Immediate feedback upon completion |
CCA Body of Knowledge
1. Financial Statement Analysis
- Understanding financial statements (balance sheet, income statement, cash flow
statement)
- Ratio analysis (liquidity, profitability, solvency ratios)
- Trend and variance analysis
- Cash flow analysis and forecasting
2
,- Business valuation
2. Credit Risk Assessment
- Credit scoring models
- Risk mitigation techniques (collateral, guarantees, credit derivatives)
- Credit rating methodologies
- Counterparty risk, industry risk, country risk, market risk analysis
3. Industry and Economic Analysis
- Macro and microeconomic factors
- Sector-specific analysis
- Global economic trends
- Industry lifecycle stages
- Business cycles and seasonality
4. Regulatory Environment & Ethics
- Compliance and legal frameworks
- Contract law, bankruptcy law, consumer protection laws
- Code of ethics and professional conduct
- Conflicts of interest and confidentiality
3
, 5. Loan Structuring & Documentation
- Structuring credit transactions
- Loan agreements and security documents
- Covenants (affirmative, negative, financial ratio)
- Collateral assessment
6. Credit Portfolio Management
- Portfolio risk analysis and management
- Diversification and concentration
- Credit risk transfer and hedging
- Portfolio monitoring and reporting
7. Technology & Innovation
- Big data and analytics
- Fintech integration
- Digital lending and alternative data
Practice Questions
4
