New York Home Inspector License Exam | Complete Practice Exam Questions with Verified Correct Answers & Rationales | Latest Update 2026/2027 | Already Graded A+

New York Home Inspector License Exam |
Complete Practice Exam Questions with Verified
Correct Answers & Rationales | Latest Update
2026/2027 | Already Graded A+


Part 1: Questions 1–50 (Licensing Law, Ethics & Professional Practice)
Question 1
Which agency administers New York's home inspector licensing program?
A. Department of Labor
B. Department of State
C. Department of Health
D. Department of Education
Answer: B
Rationale: The NYS Department of State, Division of Licensing Services
administers the home inspection licensing program. Labor handles worker safety,
Health handles public health, Education handles professional education.


Question 2
What is the minimum age requirement for a New York home inspector license
applicant?
A. 18 years old
B. 21 years old
C. 25 years old
D. 30 years old
Answer: A
Rationale: Applicants must be at least 18 years old and have completed high school
or its equivalent.




pg. 1

,Question 3
What is the minimum educational requirement to qualify for the New York home
inspector exam?
A. Bachelor's degree
B. Associate's degree
C. High school diploma
D. No education required
Answer: C
Rationale: NY Real Property Law requires a high school diploma or its equivalent.
A college degree is not required.


Question 4
What is the total number of approved training hours required for home inspector
licensure?
A. 100 hours
B. 120 hours
C. 140 hours
D. 160 hours
Answer: C
Rationale: Applicants must complete at least 140 hours of approved study,
including 40 field-based hours.


Question 5
How many field-based training hours are required within the 140-hour curriculum?
A. 20 hours
B. 30 hours
C. 40 hours
D. 50 hours
Answer: C
Rationale: At least 40 hours must be unpaid field-based inspections under direct
supervision.



pg. 2

,Question 6
An applicant may qualify by completing 140 hours of training OR by:
A. Passing a national exam only
B. Performing 100 inspections
C. Completing 50 classroom hours
D. Holding a broker license
Answer: B
Rationale: Applicants may alternatively complete 100 inspections under direct
supervision of a licensed inspector.


Question 7
How long is a New York home inspector license valid?
A. 1 year
B. 2 years
C. 3 years
D. 5 years
Answer: B
Rationale: Home inspectors in New York are licensed for two years and renew
biennially.


Question 8
What is the minimum liability insurance required for a licensed home inspector?
A. $50,000 per occurrence
B. $100,000 per occurrence
C. $150,000 per occurrence
D. $250,000 per occurrence
Answer: C
Rationale: The Department of State requires $150,000 per occurrence and
$500,000 aggregate coverage.


Question 9
How many continuing education hours are required for license renewal?
pg. 3

, A. 12 hours
B. 16 hours
C. 24 hours
D. 40 hours
Answer: C
Rationale: Licensees must complete 24 hours of continuing education every two-
year renewal cycle.


Question 10
How long must an inspector retain a copy of each written inspection report?
A. 1 year
B. 3 years
C. 5 years
D. 6 years
Answer: D
Rationale: NY regulations require inspectors to keep report copies for at least six
years.


Question 11
A real estate agent offers to feature your business in an office brochure for a fee.
What should you do?
A. Accept the offer as normal
B. Refuse due to ethics
C. Accept if disclosed
D. Accept with other agents
Answer: B
Rationale: Paying for preferred vendor status violates ethical practice and
compromises objectivity.


Question 12
Which agency investigates alleged violations of the Home Inspection Licensing
Act?
pg. 4