CDHP: Definition of Consumer Driven Health
Plan Products Questions with Verified Correct
Answers
CDHP
Combines a health account with traditional
health coverage
· Includes a spending account available to
the consumer(s) to spend on their routine
health care
· Allows consumers to use their health
accounts to help pay for their out-ofpocket
health care costs
· Offers programs and healthy rewards so
consumers can learn about their health
care options and costs associated with
their health care needs
CDHP values
Put the consumer in the driver seat when
it comes to taking care of their health
· Provide the consumer with the information
to make better health care decisions
· Educate consumers about healthy lifestyle
choices and preventive care by helping
them become healthier
· Encourage consumers to use their money
wisely
· Address and avoid costly medical
problems before they occur
Health account
, An account funded by the Healthy Rewards
Program/Incentives
Health savings
account
Health savings
account
Deductible
The amount a consumer must pay for covered
services before the traditional health coverage
begins
Traditional
health coverage
(THC)
Coverage that includes these four components:
· Preventive care
· Other covered services
· Network discounts
· Out-of-pocket maximum
Consumers and the plans share responsibility for
paying covered services.
Out-of-pocket
(OOP)
Expenses paid by the consumer at individual and
family levels
Preventive care
Coverage for nationally recommended preventive
care services
Consumer
A term used to describe people who have a
consumer driven health plan
CDHP plans
Plan Products Questions with Verified Correct
Answers
CDHP
Combines a health account with traditional
health coverage
· Includes a spending account available to
the consumer(s) to spend on their routine
health care
· Allows consumers to use their health
accounts to help pay for their out-ofpocket
health care costs
· Offers programs and healthy rewards so
consumers can learn about their health
care options and costs associated with
their health care needs
CDHP values
Put the consumer in the driver seat when
it comes to taking care of their health
· Provide the consumer with the information
to make better health care decisions
· Educate consumers about healthy lifestyle
choices and preventive care by helping
them become healthier
· Encourage consumers to use their money
wisely
· Address and avoid costly medical
problems before they occur
Health account
, An account funded by the Healthy Rewards
Program/Incentives
Health savings
account
Health savings
account
Deductible
The amount a consumer must pay for covered
services before the traditional health coverage
begins
Traditional
health coverage
(THC)
Coverage that includes these four components:
· Preventive care
· Other covered services
· Network discounts
· Out-of-pocket maximum
Consumers and the plans share responsibility for
paying covered services.
Out-of-pocket
(OOP)
Expenses paid by the consumer at individual and
family levels
Preventive care
Coverage for nationally recommended preventive
care services
Consumer
A term used to describe people who have a
consumer driven health plan
CDHP plans
