AHIP ASSESSMENT COMPREHENSIVE UPDATED
ACTUAL QUESTIONS AND CORRECT ANSWERS
⩥ Question24. Answer:
⩥ Marks: 1 Answer:
⩥ Last year Agent Melanie Meyers marketed and enrolled several clients
in Medicare Advantage (MA) health plans. This year she has decided to
focus on non-MA products. What advice would you give Melanie if she
wishes to continue to receive renewal fees? Answer:
⩥ Choose one answer. Answer:
⩥. Answer: a. All that she needs to do is avoid being terminated for
cause.
⩥ Answer: b. All that she needs to do is meet state licensure
requirements moving forward.
,⩥ Answer: c. Melanie will need to do nothing to continue receiving
renewal fees since the initial sale was made when she met all
requirements.
⩥ Answer: d. Melanie must remain trained, tested, licensed, and
appointed, regardless of whether she is actively selling MA products.
⩥ Question25 Answer:
⩥ Marks: 1 Answer:
⩥ Agent Chan is conducting a sales presentation on senior issues where
he hopes to enroll some attendees in the Medicare Advantage (MA)
plans he represents. What action(s) may Agent Chan take during the
event? Answer:
⩥ Choose one answer. Answer:
⩥ Answer: a. Sell personal information obtained as part of a raffle to a
third-party marketeer.
⩥ Answer: b. Discuss plan specific information such as premiums and
benefits.
, ⩥ Answer: c. Indicate that in order participate attendees must provide
their contact information.
⩥ Answer: d. Conduct free health screenings as part of the event.
⩥ Question26 Answer:
⩥ Marks: 1 Answer:
⩥ Mr. Decaro has looked at Medicare prescription drug plans available
in his area and noted a wide range in premiums. He thought that all the
drug plans were required to offer the same standard benefits and would
like you to explain why there is such a range in premiums. What should
you tell him? Answer:
⩥ Choose one answer. Answer:
⩥ Answer: a. Medicare permits plans that have the highest quality
services to reduce their premiums below the standard amount in order to
increase their market share. This accounts for the variation in premium
amounts.
⩥ Answer: b. Some prescription drug plans may have higher operating
costs and/or may offer enhanced coverage in return for an additional
premium amount. He could look at plan designs to see if one of the
ACTUAL QUESTIONS AND CORRECT ANSWERS
⩥ Question24. Answer:
⩥ Marks: 1 Answer:
⩥ Last year Agent Melanie Meyers marketed and enrolled several clients
in Medicare Advantage (MA) health plans. This year she has decided to
focus on non-MA products. What advice would you give Melanie if she
wishes to continue to receive renewal fees? Answer:
⩥ Choose one answer. Answer:
⩥. Answer: a. All that she needs to do is avoid being terminated for
cause.
⩥ Answer: b. All that she needs to do is meet state licensure
requirements moving forward.
,⩥ Answer: c. Melanie will need to do nothing to continue receiving
renewal fees since the initial sale was made when she met all
requirements.
⩥ Answer: d. Melanie must remain trained, tested, licensed, and
appointed, regardless of whether she is actively selling MA products.
⩥ Question25 Answer:
⩥ Marks: 1 Answer:
⩥ Agent Chan is conducting a sales presentation on senior issues where
he hopes to enroll some attendees in the Medicare Advantage (MA)
plans he represents. What action(s) may Agent Chan take during the
event? Answer:
⩥ Choose one answer. Answer:
⩥ Answer: a. Sell personal information obtained as part of a raffle to a
third-party marketeer.
⩥ Answer: b. Discuss plan specific information such as premiums and
benefits.
, ⩥ Answer: c. Indicate that in order participate attendees must provide
their contact information.
⩥ Answer: d. Conduct free health screenings as part of the event.
⩥ Question26 Answer:
⩥ Marks: 1 Answer:
⩥ Mr. Decaro has looked at Medicare prescription drug plans available
in his area and noted a wide range in premiums. He thought that all the
drug plans were required to offer the same standard benefits and would
like you to explain why there is such a range in premiums. What should
you tell him? Answer:
⩥ Choose one answer. Answer:
⩥ Answer: a. Medicare permits plans that have the highest quality
services to reduce their premiums below the standard amount in order to
increase their market share. This accounts for the variation in premium
amounts.
⩥ Answer: b. Some prescription drug plans may have higher operating
costs and/or may offer enhanced coverage in return for an additional
premium amount. He could look at plan designs to see if one of the
