tps://www.stuvia.com/user/filwe1099salmin1
https://www.stuvia.com/user/filwe1099salmin1
https://www.stuvia.com/user/filwe1099salminFlorida
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salmin
Health and Life Insurance Examhttps://www.
Florida Health and Life Insurance Exam
31 days
According to Mandatory Uniform Policy Provisions, what is the maximum amount of time after the
premium due date during which the policy remains in force even though the premium has not been
paid?
10 years
G purchased a Family Income policy at age 40. The policy has a 20-year rider period. If G were to die at
age 50, how long would G's family receive an income?
F
E and F are business partners. Each takes out a $500,000 life insurance policy on the other, naming
himself as primary beneficiary. E and F eventually terminate their business, and four months later E dies.
Although E was married with three children at the time of death, the primary beneficiary is still F.
However, an insurable interest no longer exists. Where will the proceeds from E's life insurance policy
be directed to?
health information
The Health Insurance Portability and Accountability Act (HIPAA) gives privacy protection for:
A specific disease or illness
tps://www.stuvia.com/user/filwe1099salmin1
https://www.stuvia.com/user/filwe1099salmin1
https://www.stuvia.com/user/filwe1099salmin1
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salm
,tps://www.stuvia.com/user/filwe1099salmin2
https://www.stuvia.com/user/filwe1099salmin2
https://www.stuvia.com/user/filwe1099salminFlorida
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salmin
Health and Life Insurance Examhttps://www.
What do Dread Disease policies cover?
Any changes made on the application require the applicant's initials
When an insurance application is taken by a producer, which of these statements is true?
Aviation exclusion
A student pilot can pay regular premium costs for her life insurance policy with the addition of which of
the following?
Promise to pay a death benefit to a named beneficiary
What is the consideration given by an insurer in the Consideration clause of a life policy?
Commercial insurers
Which of the following reimburses its insureds for covered medical expenses?
Limitation on pre-existing conditions for up to 12 months
Under Florida law, which of the following provisions is NOT required in a Medicare Supplement policy?
tps://www.stuvia.com/user/filwe1099salmin2
https://www.stuvia.com/user/filwe1099salmin2
https://www.stuvia.com/user/filwe1099salmin2
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salm
,tps://www.stuvia.com/user/filwe1099salmin3
https://www.stuvia.com/user/filwe1099salmin3
https://www.stuvia.com/user/filwe1099salminFlorida
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salmin
Health and Life Insurance Examhttps://www.
Florida Life and Health Insurance Guaranty Association
Which organization was established to provide funds to protect an insured in the event of an insurer's
insolvency?
contain a deductible and coinsurance
Major Medical policies typically:
funded by admitted insurance companies through assessments
The Life and Health Insurance Guaranty Association is
P only
P and Q are married and have three children. P is the primary beneficiary on Q's Accidental Death and
Dismemberment (AD&D) policy and Q's sister R is the contingent beneficiary. P, Q, and R are involved in
a car accident and Q and R are killed instantly. The Accidental Death benefits will be paid to:
Twisting involves an agent using misrepresentation to convince a policyowner to cancel their current
policy so that they can purchase a new life insurance policy with another company
Which of the following is considered an accurate statement of an unfair trade practice?
tps://www.stuvia.com/user/filwe1099salmin3
https://www.stuvia.com/user/filwe1099salmin3
https://www.stuvia.com/user/filwe1099salmin3
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salm
https://www.stuvia.com/user/filwe1099salmin1
https://www.stuvia.com/user/filwe1099salminFlorida
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salmin
Health and Life Insurance Examhttps://www.
Florida Health and Life Insurance Exam
31 days
According to Mandatory Uniform Policy Provisions, what is the maximum amount of time after the
premium due date during which the policy remains in force even though the premium has not been
paid?
10 years
G purchased a Family Income policy at age 40. The policy has a 20-year rider period. If G were to die at
age 50, how long would G's family receive an income?
F
E and F are business partners. Each takes out a $500,000 life insurance policy on the other, naming
himself as primary beneficiary. E and F eventually terminate their business, and four months later E dies.
Although E was married with three children at the time of death, the primary beneficiary is still F.
However, an insurable interest no longer exists. Where will the proceeds from E's life insurance policy
be directed to?
health information
The Health Insurance Portability and Accountability Act (HIPAA) gives privacy protection for:
A specific disease or illness
tps://www.stuvia.com/user/filwe1099salmin1
https://www.stuvia.com/user/filwe1099salmin1
https://www.stuvia.com/user/filwe1099salmin1
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salm
,tps://www.stuvia.com/user/filwe1099salmin2
https://www.stuvia.com/user/filwe1099salmin2
https://www.stuvia.com/user/filwe1099salminFlorida
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salmin
Health and Life Insurance Examhttps://www.
What do Dread Disease policies cover?
Any changes made on the application require the applicant's initials
When an insurance application is taken by a producer, which of these statements is true?
Aviation exclusion
A student pilot can pay regular premium costs for her life insurance policy with the addition of which of
the following?
Promise to pay a death benefit to a named beneficiary
What is the consideration given by an insurer in the Consideration clause of a life policy?
Commercial insurers
Which of the following reimburses its insureds for covered medical expenses?
Limitation on pre-existing conditions for up to 12 months
Under Florida law, which of the following provisions is NOT required in a Medicare Supplement policy?
tps://www.stuvia.com/user/filwe1099salmin2
https://www.stuvia.com/user/filwe1099salmin2
https://www.stuvia.com/user/filwe1099salmin2
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salm
,tps://www.stuvia.com/user/filwe1099salmin3
https://www.stuvia.com/user/filwe1099salmin3
https://www.stuvia.com/user/filwe1099salminFlorida
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salmin
Health and Life Insurance Examhttps://www.
Florida Life and Health Insurance Guaranty Association
Which organization was established to provide funds to protect an insured in the event of an insurer's
insolvency?
contain a deductible and coinsurance
Major Medical policies typically:
funded by admitted insurance companies through assessments
The Life and Health Insurance Guaranty Association is
P only
P and Q are married and have three children. P is the primary beneficiary on Q's Accidental Death and
Dismemberment (AD&D) policy and Q's sister R is the contingent beneficiary. P, Q, and R are involved in
a car accident and Q and R are killed instantly. The Accidental Death benefits will be paid to:
Twisting involves an agent using misrepresentation to convince a policyowner to cancel their current
policy so that they can purchase a new life insurance policy with another company
Which of the following is considered an accurate statement of an unfair trade practice?
tps://www.stuvia.com/user/filwe1099salmin3
https://www.stuvia.com/user/filwe1099salmin3
https://www.stuvia.com/user/filwe1099salmin3
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salmin
of 29https://www.stuvia.com/user/filwe1099salm
