Virginia Personal Lines Exam 2026/2027 —
EXAM STUDY GUIDE 2026/2027 ACCURATE
QUESTIONS WITH CORRECT DETAILED
SOLUTIONS || 100% GUARANTEED PASS
NEWEST VERSION
Description: This revision set covers the Virginia Personal Lines insurance licensing
examination content outline (effective May 1, 2018), including insurance regulation,
general insurance concepts, property and casualty policy provisions, and Virginia-
specific statutes. Questions are drawn from the Virginia Insurance Supplement
examination content outlines and official Virginia Code references.
Keywords: Virginia Personal Lines license, Series 11-07, insurance regulation, property
and casualty, homeowners policy, personal auto policy, dwelling policy, Virginia
insurance law, State Corporation Commission, continuing education, unfair trade
practices, NAIC, dwelling fire, HO-2, HO-3, HO-4, HO-5, HO-6, DP-1, DP-2, DP-3,
personal articles floater, umbrella liability, fair credit reporting act, Gramm-Leach-Bliley.
Section 1: Virginia Insurance Regulation & Licensing
(Questions 1–50)
Q1. Which Virginia agency has general duties and powers over insurance
regulation?
A) Department of Motor Vehicles
B) State Corporation Commission, Bureau of Insurance
C) Attorney General's Office
D) Department of Professional and Occupational Regulation
,Answer: B ✅
Q2. Under Virginia Code § 38.2-200, the State Corporation Commission has general
duties and powers relating to:
A) Only auto insurance
B) All lines of insurance regulated by the Commonwealth
C) Only life insurance
D) Only workers' compensation
Answer: B ✅
Q3. A Virginia personal lines agent license authorizes the sale of which class of
insurance?
A) Commercial property only
B) Personal lines classes as specified by the Bureau of Insurance
C) Life and annuities
D) Health only
Answer: B ✅
Q4. Which of the following is NOT a type of licensee under Virginia insurance law?
A) Agent
B) Consultant
C) Nonresident
D) Underwriter
Answer: D ✅
Q5. A Virginia personal lines agent may sell all of the following EXCEPT:
A) Homeowners insurance
B) Personal auto insurance
,C) Commercial general liability
D) Dwelling fire insurance
Answer: C ✅
Q6. Under Virginia Code § 38.2-1800.1(A), an agent is defined as an individual or
business entity:
A) Who only underwrites policies
B) Who sells, solicits, or negotiates contracts of insurance
C) Who adjusts claims
D) Who only provides customer service
Answer: B ✅
Q7. Virginia requires a written examination for which of the following licenses?
A) Life & Annuities
B) Health
C) Property & Casualty
D) Personal Lines
E) All of the above
Answer: E ✅
Q8. The Virginia Personal Lines examination series number is:
A) 11-05
B) 11-07
C) 11-10
D) 11-12
Answer: B ✅
Q9. The Virginia Personal Lines exam contains how many scored questions?
, A) 75
B) 100
C) 50
D) 120
Answer: B ✅
Q10. How long is the Virginia Personal Lines examination time limit?
A) One hour
B) Two hours
C) Three hours
D) Ninety minutes
Answer: B ✅
Q11. Which of the following is NOT a requirement for obtaining a Virginia
personal lines insurance license?
A) Passing the state licensing examination
B) Being at least 18 years old
C) Owning an insurance agency
D) Completing pre-licensing education if required
Answer: C ✅
Q12. Under Virginia law, which of the following convictions may be grounds to
deny an insurance license?
A) A minor traffic violation
B) A felony related to dishonesty or breach of trust
C) A parking ticket
D) A civil dispute
Answer: B ✅
EXAM STUDY GUIDE 2026/2027 ACCURATE
QUESTIONS WITH CORRECT DETAILED
SOLUTIONS || 100% GUARANTEED PASS
NEWEST VERSION
Description: This revision set covers the Virginia Personal Lines insurance licensing
examination content outline (effective May 1, 2018), including insurance regulation,
general insurance concepts, property and casualty policy provisions, and Virginia-
specific statutes. Questions are drawn from the Virginia Insurance Supplement
examination content outlines and official Virginia Code references.
Keywords: Virginia Personal Lines license, Series 11-07, insurance regulation, property
and casualty, homeowners policy, personal auto policy, dwelling policy, Virginia
insurance law, State Corporation Commission, continuing education, unfair trade
practices, NAIC, dwelling fire, HO-2, HO-3, HO-4, HO-5, HO-6, DP-1, DP-2, DP-3,
personal articles floater, umbrella liability, fair credit reporting act, Gramm-Leach-Bliley.
Section 1: Virginia Insurance Regulation & Licensing
(Questions 1–50)
Q1. Which Virginia agency has general duties and powers over insurance
regulation?
A) Department of Motor Vehicles
B) State Corporation Commission, Bureau of Insurance
C) Attorney General's Office
D) Department of Professional and Occupational Regulation
,Answer: B ✅
Q2. Under Virginia Code § 38.2-200, the State Corporation Commission has general
duties and powers relating to:
A) Only auto insurance
B) All lines of insurance regulated by the Commonwealth
C) Only life insurance
D) Only workers' compensation
Answer: B ✅
Q3. A Virginia personal lines agent license authorizes the sale of which class of
insurance?
A) Commercial property only
B) Personal lines classes as specified by the Bureau of Insurance
C) Life and annuities
D) Health only
Answer: B ✅
Q4. Which of the following is NOT a type of licensee under Virginia insurance law?
A) Agent
B) Consultant
C) Nonresident
D) Underwriter
Answer: D ✅
Q5. A Virginia personal lines agent may sell all of the following EXCEPT:
A) Homeowners insurance
B) Personal auto insurance
,C) Commercial general liability
D) Dwelling fire insurance
Answer: C ✅
Q6. Under Virginia Code § 38.2-1800.1(A), an agent is defined as an individual or
business entity:
A) Who only underwrites policies
B) Who sells, solicits, or negotiates contracts of insurance
C) Who adjusts claims
D) Who only provides customer service
Answer: B ✅
Q7. Virginia requires a written examination for which of the following licenses?
A) Life & Annuities
B) Health
C) Property & Casualty
D) Personal Lines
E) All of the above
Answer: E ✅
Q8. The Virginia Personal Lines examination series number is:
A) 11-05
B) 11-07
C) 11-10
D) 11-12
Answer: B ✅
Q9. The Virginia Personal Lines exam contains how many scored questions?
, A) 75
B) 100
C) 50
D) 120
Answer: B ✅
Q10. How long is the Virginia Personal Lines examination time limit?
A) One hour
B) Two hours
C) Three hours
D) Ninety minutes
Answer: B ✅
Q11. Which of the following is NOT a requirement for obtaining a Virginia
personal lines insurance license?
A) Passing the state licensing examination
B) Being at least 18 years old
C) Owning an insurance agency
D) Completing pre-licensing education if required
Answer: C ✅
Q12. Under Virginia law, which of the following convictions may be grounds to
deny an insurance license?
A) A minor traffic violation
B) A felony related to dishonesty or breach of trust
C) A parking ticket
D) A civil dispute
Answer: B ✅
