Florida Insurance Adjuster Licensing Test
Florida Insurance Adjuster Licensing Test
Study online at https://quizlet.com/_hkayry
1. The policy period is found in what part of an insurance Declarations
contract?
2. Insurance policies are said to be contracts of... Adhesion
3. The failure to exercise due care is known as Negligence
4. A building is destroyed by flood. The loss of profits Indirect Loss
from renting the building is
5. The notice required for cancellation of an Auto 5
Binders is _____ days
6. Property Insurance means Insurance where the pay-
ment by the insurance com-
pany will be directly to the
insured
7. An insurance contract is based on the principle of utmost good faith
8. two kinds of waivers are Express and Implied
9. Proximate cause is the ____ between the occurrence unbroken connection
and damage which grows ... the occurrence is the
10. Replacement Cost may be a violation of Principle of Indemnity
11. Coinsurance of 80% regarding a $1 million dollar $800,000
property means the insured must carry insurance
amount of
12. a 5% hurricane deductible in a homeowner's policy $5000
insuring a $100,000 home would be
13. Giving up a known right voluntarily is known as a waiver
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, Florida Insurance Adjuster Licensing Test
Florida Insurance Adjuster Licensing Test
Study online at https://quizlet.com/_hkayry
14. in order for an insured's residence to be considered 80%
the insured's principal residence for the purpose of
Flood Insurance, the insured must live in the dwelling
at least _____ of the time
15. A health policy that only provides benefits for a single Dread Disease Policy
illness is known as
16. Adjusters shall not give ______ advice Legal
17. PIP has a basic limit of $10,000
18. The cost to replace an item less-depreciation is a de- Actual Cash Value
scription of
19. According to the ethical requirements, an adjsuter prejudicial
shall never approach adjustments in a manner ______
to the insured
20. An adjuster is required to notify the department of a 30 days
change of name or address within
21. in the event of a catastrophe the Department may for the period of emergency
appoint emergency adjusters for what length of time it shall determine
22. an insurer formed under the laws of Florida would be a domestic insurer
considered
23. a public adjuster is required to post a _______ bond $50,000
24. According to the code of ethics, the work of adjusting should be self-regulated
insurance
25. principal
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2 of 8
Florida Insurance Adjuster Licensing Test
Study online at https://quizlet.com/_hkayry
1. The policy period is found in what part of an insurance Declarations
contract?
2. Insurance policies are said to be contracts of... Adhesion
3. The failure to exercise due care is known as Negligence
4. A building is destroyed by flood. The loss of profits Indirect Loss
from renting the building is
5. The notice required for cancellation of an Auto 5
Binders is _____ days
6. Property Insurance means Insurance where the pay-
ment by the insurance com-
pany will be directly to the
insured
7. An insurance contract is based on the principle of utmost good faith
8. two kinds of waivers are Express and Implied
9. Proximate cause is the ____ between the occurrence unbroken connection
and damage which grows ... the occurrence is the
10. Replacement Cost may be a violation of Principle of Indemnity
11. Coinsurance of 80% regarding a $1 million dollar $800,000
property means the insured must carry insurance
amount of
12. a 5% hurricane deductible in a homeowner's policy $5000
insuring a $100,000 home would be
13. Giving up a known right voluntarily is known as a waiver
1/8
1 of 8
, Florida Insurance Adjuster Licensing Test
Florida Insurance Adjuster Licensing Test
Study online at https://quizlet.com/_hkayry
14. in order for an insured's residence to be considered 80%
the insured's principal residence for the purpose of
Flood Insurance, the insured must live in the dwelling
at least _____ of the time
15. A health policy that only provides benefits for a single Dread Disease Policy
illness is known as
16. Adjusters shall not give ______ advice Legal
17. PIP has a basic limit of $10,000
18. The cost to replace an item less-depreciation is a de- Actual Cash Value
scription of
19. According to the ethical requirements, an adjsuter prejudicial
shall never approach adjustments in a manner ______
to the insured
20. An adjuster is required to notify the department of a 30 days
change of name or address within
21. in the event of a catastrophe the Department may for the period of emergency
appoint emergency adjusters for what length of time it shall determine
22. an insurer formed under the laws of Florida would be a domestic insurer
considered
23. a public adjuster is required to post a _______ bond $50,000
24. According to the code of ethics, the work of adjusting should be self-regulated
insurance
25. principal
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2 of 8
