FLORIDA REAL ESTATE SALES ASSOCIATE EXAM COMPLETE
EXAM QUESTIONS AND VERIFIED ANSWERS | 2026–2027
LATEST UPDATE | GUARANTEED PASS | DETAILED
RATIONALES | FULL STUDY GUIDE | EXAM PREP | PRACTICE
TEST | CERTIFICATION PREPARATION
Section One: Questions 1–100
1. Which Florida agency is responsible for issuing real estate sales associate licenses?
A) Florida Real Estate Commission (FREC)
B) Department of Business and Professional Regulation (DBPR)
C) Florida Bar Association
D) Division of Consumer Services
Correct Answer: Department of Business and Professional Regulation (DBPR)
The DBPR is the state agency that issues real estate licenses in Florida. While the Florida Real Estate
Commission (FREC) regulates and enforces license law, it operates under the DBPR's authority. The
Florida Bar Association governs legal practice, and the Division of Consumer Services handles
consumer complaints unrelated to real estate licensing.
2. What is the minimum passing score required for the Florida Real Estate Sales Associate
examination?
A) 70%
B) 75%
C) 80%
D) 85%
Correct Answer: 75%
The Florida Real Estate Commission requires candidates to achieve a score of at least 75 points out of
100 to pass the sales associate examination. This passing standard is established by Florida
Administrative Code Rule 61J2-2.029. A score of 70% applies to the pre-licensing course exam, not the
state licensing examination.
3. According to Florida law, what is the default brokerage relationship unless otherwise
specified in writing?
A) Single agency
B) No brokerage relationship
C) Transaction brokerage
D) Dual agency
Correct Answer: Transaction brokerage
Florida law presumes transaction brokerage as the default relationship unless a single agency or no
brokerage relationship is established through a written disclosure. Transaction brokers facilitate the
transaction without representing either party as a fiduciary. Dual agency is not recognized in Florida,
and single agency must be specifically agreed to in writing.
, 4. A sales associate's license becomes involuntarily inactive if the licensee fails to complete
post-licensing education within what timeframe?
A) 6 months
B) 12 months
C) 18 months
D) 24 months
Correct Answer: 24 months
Florida sales associates must complete 45 hours of post-licensing education before their first renewal
period, which occurs 18 to 24 months after initial licensure. Failure to complete this requirement
results in the license becoming involuntarily inactive. The licensee cannot actively practice until the
education is completed and the license is reactivated.
5. Which document may a Florida real estate licensee legally complete on behalf of a client?
A) Deed
B) Mortgage
C) Promissory note
D) Buyer broker agreement
Correct Answer: Buyer broker agreement
Real estate licensees may complete buyer broker agreements as part of their authorized brokerage
activities. Deeds, mortgages, and promissory notes are legal documents that constitute the
unauthorized practice of law when prepared by non-attorneys. Licensees should refer clients to
attorneys for preparation of these legal instruments.
6. What is the primary purpose of the Florida Real Estate Recovery Fund?
A) To provide loans to first-time homebuyers
B) To reimburse consumers for losses caused by licensee misconduct
C) To fund real estate education programs
D) To subsidize broker startup costs
Correct Answer: To reimburse consumers for losses caused by licensee misconduct
The Florida Real Estate Recovery Fund provides reimbursement to consumers who obtain court
judgments against licensees for fraud, misrepresentation, or deceit but cannot collect because the
licensee lacks assets. Consumers must exhaust all civil remedies before applying to the fund. The
maximum recovery per transaction is established by statute and adjusted periodically.
7. Which form of property ownership includes the right of survivorship?
A) Tenancy in common
B) Joint tenancy
C) Tenancy by the entirety
D) Fee simple determinable
Correct Answer: Joint tenancy
Joint tenancy includes the right of survivorship, meaning that when one joint tenant dies, their
interest automatically passes to the surviving joint tenants without probate. Tenancy in common does
not include survivorship rights. Tenancy by the entirety provides survivorship but only applies to
married couples, while fee simple determinable relates to estate duration conditions.
, 8. A property owner lists their home for $350,000 and agrees to pay the broker a 6%
commission. If the property sells for $340,000, what is the broker's commission?
A) $20,400
B) $21,000
C) $19,800
D) $22,100
Correct Answer: $20,400
The commission is calculated based on the actual sale price, not the listing price. Multiply $340,000
by 0.06 (6%) to determine the commission: $340,000 × 0.06 = $20,400. Using the listing price of
$350,000 would incorrectly yield $21,000, which does not reflect the actual transaction amount.
9. Which lien takes priority over all other liens regardless of recording date in Florida?
A) Mortgage lien
B) Judgment lien
C) Property tax lien
D) Mechanic's lien
Correct Answer: Property tax lien
Property tax liens automatically take priority over all other liens in Florida, regardless of when they
were recorded. This priority exists because property taxes fund essential government services.
Mortgage liens, judgment liens, and mechanic's liens are prioritized based on recording date and
other statutory factors, but none supersede property tax liens.
10. A licensee who pleads guilty to a misdemeanor while on a fishing trip in another state must
notify the DBPR within how many days?
A) 10 days
B) 30 days
C) 45 days
D) 60 days
Correct Answer: 30 days
Florida licensees must report any guilty plea, conviction, or plea of nolo contendere to the DBPR
within 30 days, regardless of where the offense occurred. This reporting requirement applies to
misdemeanors and felonies alike. Failure to report can result in disciplinary action separate from any
penalties associated with the underlying offense.
11. What is the maximum homestead protection in Florida for property located outside a
municipality?
A) 1 acre
B) 40 acres
C) 160 acres
D) 200 acres
Correct Answer: 160 acres
Florida's homestead protection extends to 160 acres for property located outside a municipality. For
property within a municipality, the protection is limited to one-half acre. This constitutional
protection shields the homestead from forced sale by most creditors, with exceptions for taxes,
mortgages, and mechanic's liens.
EXAM QUESTIONS AND VERIFIED ANSWERS | 2026–2027
LATEST UPDATE | GUARANTEED PASS | DETAILED
RATIONALES | FULL STUDY GUIDE | EXAM PREP | PRACTICE
TEST | CERTIFICATION PREPARATION
Section One: Questions 1–100
1. Which Florida agency is responsible for issuing real estate sales associate licenses?
A) Florida Real Estate Commission (FREC)
B) Department of Business and Professional Regulation (DBPR)
C) Florida Bar Association
D) Division of Consumer Services
Correct Answer: Department of Business and Professional Regulation (DBPR)
The DBPR is the state agency that issues real estate licenses in Florida. While the Florida Real Estate
Commission (FREC) regulates and enforces license law, it operates under the DBPR's authority. The
Florida Bar Association governs legal practice, and the Division of Consumer Services handles
consumer complaints unrelated to real estate licensing.
2. What is the minimum passing score required for the Florida Real Estate Sales Associate
examination?
A) 70%
B) 75%
C) 80%
D) 85%
Correct Answer: 75%
The Florida Real Estate Commission requires candidates to achieve a score of at least 75 points out of
100 to pass the sales associate examination. This passing standard is established by Florida
Administrative Code Rule 61J2-2.029. A score of 70% applies to the pre-licensing course exam, not the
state licensing examination.
3. According to Florida law, what is the default brokerage relationship unless otherwise
specified in writing?
A) Single agency
B) No brokerage relationship
C) Transaction brokerage
D) Dual agency
Correct Answer: Transaction brokerage
Florida law presumes transaction brokerage as the default relationship unless a single agency or no
brokerage relationship is established through a written disclosure. Transaction brokers facilitate the
transaction without representing either party as a fiduciary. Dual agency is not recognized in Florida,
and single agency must be specifically agreed to in writing.
, 4. A sales associate's license becomes involuntarily inactive if the licensee fails to complete
post-licensing education within what timeframe?
A) 6 months
B) 12 months
C) 18 months
D) 24 months
Correct Answer: 24 months
Florida sales associates must complete 45 hours of post-licensing education before their first renewal
period, which occurs 18 to 24 months after initial licensure. Failure to complete this requirement
results in the license becoming involuntarily inactive. The licensee cannot actively practice until the
education is completed and the license is reactivated.
5. Which document may a Florida real estate licensee legally complete on behalf of a client?
A) Deed
B) Mortgage
C) Promissory note
D) Buyer broker agreement
Correct Answer: Buyer broker agreement
Real estate licensees may complete buyer broker agreements as part of their authorized brokerage
activities. Deeds, mortgages, and promissory notes are legal documents that constitute the
unauthorized practice of law when prepared by non-attorneys. Licensees should refer clients to
attorneys for preparation of these legal instruments.
6. What is the primary purpose of the Florida Real Estate Recovery Fund?
A) To provide loans to first-time homebuyers
B) To reimburse consumers for losses caused by licensee misconduct
C) To fund real estate education programs
D) To subsidize broker startup costs
Correct Answer: To reimburse consumers for losses caused by licensee misconduct
The Florida Real Estate Recovery Fund provides reimbursement to consumers who obtain court
judgments against licensees for fraud, misrepresentation, or deceit but cannot collect because the
licensee lacks assets. Consumers must exhaust all civil remedies before applying to the fund. The
maximum recovery per transaction is established by statute and adjusted periodically.
7. Which form of property ownership includes the right of survivorship?
A) Tenancy in common
B) Joint tenancy
C) Tenancy by the entirety
D) Fee simple determinable
Correct Answer: Joint tenancy
Joint tenancy includes the right of survivorship, meaning that when one joint tenant dies, their
interest automatically passes to the surviving joint tenants without probate. Tenancy in common does
not include survivorship rights. Tenancy by the entirety provides survivorship but only applies to
married couples, while fee simple determinable relates to estate duration conditions.
, 8. A property owner lists their home for $350,000 and agrees to pay the broker a 6%
commission. If the property sells for $340,000, what is the broker's commission?
A) $20,400
B) $21,000
C) $19,800
D) $22,100
Correct Answer: $20,400
The commission is calculated based on the actual sale price, not the listing price. Multiply $340,000
by 0.06 (6%) to determine the commission: $340,000 × 0.06 = $20,400. Using the listing price of
$350,000 would incorrectly yield $21,000, which does not reflect the actual transaction amount.
9. Which lien takes priority over all other liens regardless of recording date in Florida?
A) Mortgage lien
B) Judgment lien
C) Property tax lien
D) Mechanic's lien
Correct Answer: Property tax lien
Property tax liens automatically take priority over all other liens in Florida, regardless of when they
were recorded. This priority exists because property taxes fund essential government services.
Mortgage liens, judgment liens, and mechanic's liens are prioritized based on recording date and
other statutory factors, but none supersede property tax liens.
10. A licensee who pleads guilty to a misdemeanor while on a fishing trip in another state must
notify the DBPR within how many days?
A) 10 days
B) 30 days
C) 45 days
D) 60 days
Correct Answer: 30 days
Florida licensees must report any guilty plea, conviction, or plea of nolo contendere to the DBPR
within 30 days, regardless of where the offense occurred. This reporting requirement applies to
misdemeanors and felonies alike. Failure to report can result in disciplinary action separate from any
penalties associated with the underlying offense.
11. What is the maximum homestead protection in Florida for property located outside a
municipality?
A) 1 acre
B) 40 acres
C) 160 acres
D) 200 acres
Correct Answer: 160 acres
Florida's homestead protection extends to 160 acres for property located outside a municipality. For
property within a municipality, the protection is limited to one-half acre. This constitutional
protection shields the homestead from forced sale by most creditors, with exceptions for taxes,
mortgages, and mechanic's liens.
