AHIP Nondiscrimination Training Exam 2027
| Practice Questions & Verified Answers |
Complete Exam Prep
1. As a result of violations of ACA Section 1557 nondiscrimination rules:
A) The agent may receive a warning only
B) A health plan may revoke an agent or broker's appointment with the health plan
C) The agent must pay a small fine
D) No action is taken against the agent
Answer B: A health plan may revoke an agent or broker's appointment with the health plan
Rationale: Violations of Section 1557 can result in revocation of an agent or broker's appointment. ---
2. Which Medicare programs are covered by ACA Section 1557 under the Biden Administration's
Final Rule (2024)?
A) Parts A and B only
B) Parts C and D only
C) Parts A, C, and D, and Part B
D) Parts A and C only
Answer C: Parts A, C, and D, and Part B
Rationale: Section 1557 applies to Medicare Parts A, B, C, and D under the 2024 Final Rule. ---
3. Which of the following statements best describes Section 1557 of the Affordable Care Act
(ACA)?
A) Section 1557 only applies to hospitals
B) Section 1557 only applies to Medicaid
C) Section 1557 incorporates earlier civil rights protections in regard to race, color, national origin,
disability, age and sex
, D) Section 1557 eliminates all discrimination in healthcare
Answer C: Section 1557 incorporates earlier civil rights protections in regard to race, color,
national origin, disability, age and sex
Rationale: Section 1557 incorporates protections from Title VI, Title IX, ADA, and the Age Discrimination
Act. ---
4. ACA Section 1557 rules for disability concern:
A) Only physical access
B) Only communication
C) Policies and procedures, physical access, and communication
D) Only employment practices
Answer C: Policies and procedures, physical access, and communication
Rationale: Disability protections under Section 1557 cover policies, physical access, and communication.
---
5. Under ACA Section 1557, a health plan premium sold through a state exchange may, based on
an individual's age and:
A) Charge lower premiums
B) Charge higher premiums
C) Deny coverage
D) Require additional documentation
Answer B: Charge higher premiums
Rationale: Age-based premium variations are permitted under Section 1557 if consistent with law. ---
6. Which of the following statements best describes the scope of operations subject to Section
1557 under the Final Rule (2024) of the Biden Administration?
A) Only hospitals must comply
B) Only insurance companies must comply
| Practice Questions & Verified Answers |
Complete Exam Prep
1. As a result of violations of ACA Section 1557 nondiscrimination rules:
A) The agent may receive a warning only
B) A health plan may revoke an agent or broker's appointment with the health plan
C) The agent must pay a small fine
D) No action is taken against the agent
Answer B: A health plan may revoke an agent or broker's appointment with the health plan
Rationale: Violations of Section 1557 can result in revocation of an agent or broker's appointment. ---
2. Which Medicare programs are covered by ACA Section 1557 under the Biden Administration's
Final Rule (2024)?
A) Parts A and B only
B) Parts C and D only
C) Parts A, C, and D, and Part B
D) Parts A and C only
Answer C: Parts A, C, and D, and Part B
Rationale: Section 1557 applies to Medicare Parts A, B, C, and D under the 2024 Final Rule. ---
3. Which of the following statements best describes Section 1557 of the Affordable Care Act
(ACA)?
A) Section 1557 only applies to hospitals
B) Section 1557 only applies to Medicaid
C) Section 1557 incorporates earlier civil rights protections in regard to race, color, national origin,
disability, age and sex
, D) Section 1557 eliminates all discrimination in healthcare
Answer C: Section 1557 incorporates earlier civil rights protections in regard to race, color,
national origin, disability, age and sex
Rationale: Section 1557 incorporates protections from Title VI, Title IX, ADA, and the Age Discrimination
Act. ---
4. ACA Section 1557 rules for disability concern:
A) Only physical access
B) Only communication
C) Policies and procedures, physical access, and communication
D) Only employment practices
Answer C: Policies and procedures, physical access, and communication
Rationale: Disability protections under Section 1557 cover policies, physical access, and communication.
---
5. Under ACA Section 1557, a health plan premium sold through a state exchange may, based on
an individual's age and:
A) Charge lower premiums
B) Charge higher premiums
C) Deny coverage
D) Require additional documentation
Answer B: Charge higher premiums
Rationale: Age-based premium variations are permitted under Section 1557 if consistent with law. ---
6. Which of the following statements best describes the scope of operations subject to Section
1557 under the Final Rule (2024) of the Biden Administration?
A) Only hospitals must comply
B) Only insurance companies must comply
