Get Licensed Study Guides — Texas Life & Health Cram Session
Texas Life, Accident & Health — Cr am
Session
Get Licensed Study Guides
204 questions • 17 topic sections • matched to full exam weighting
Licensed to: ______________________________
Purchase date: ____________________
© Get Licensed Study Guides. All rights reserved. This document is licensed for the sole use of the original purchaser. Reproduction, resale, or redistribution
— in whole or in part, digital or print — is strictly prohibited and may result in legal action.
© Get Licensed Study Guides — Licensed for single-user use. Unauthorized distribution prohibited. Page 1
, Get Licensed Study Guides — Texas Life & Health Cram Session
How To Use This Gu ide
• This cram sheet is organized by topic, not randomly — work through one Part at a time instead of skipping
around.
• Cover the answer column with your hand or a card. Say the answer out loud before checking it. Recall
beats re-reading.
• Every 💡 "Why it matters" line exists because that's the angle the exam actually tests — not just the raw
fact.
• Texas state law (Parts 1–4) makes up roughly a quarter to a third of your real exam. Do not skip it in favor
of product content.
• Plan for 3–5 passes through the full guide. The goal on pass one is exposure; by pass three or four you
should be answering before you finish reading the question.
© Get Licensed Study Guides — Licensed for single-user use. Unauthorized distribution prohibited. Page 2
, Get Licensed Study Guides — Texas Life & Health Cram Session
Table of Contents
Part 1 — Texas Licensing & Regulation (18 items)
Part 2 — Unfair Trade Practices & Market Conduct (14 items)
Part 3 — Texas Department of Insurance (TDI) Structure (5 items)
Part 4 — Claims, Prompt Payment & Guaranty Protection (8 items)
Part 5 — Life Insurance Product Types (17 items)
Part 6 — Life Policy Provisions & Contract Law (21 items)
Part 7 — Riders (6 items)
Part 8 — Beneficiaries & Ownership (9 items)
Part 9 — Annuities & Retirement (17 items)
Part 10 — Business Uses of Life Insurance (7 items)
Part 11 — Health Insurance Fundamentals & Plan Types (11 items)
Part 12 — Disability Income Insurance (7 items)
Part 13 — Accident & Health Policy Provisions (15 items)
Part 14 — Medicare, Medicaid & Long-Term Care (13 items)
Part 15 — Group Insurance (18 items)
Part 16 — Underwriting & Claims Practices (4 items)
Part 17 — Social Security & Taxation (14 items)
© Get Licensed Study Guides — Licensed for single-user use. Unauthorized distribution prohibited. Page 3
Texas Life, Accident & Health — Cr am
Session
Get Licensed Study Guides
204 questions • 17 topic sections • matched to full exam weighting
Licensed to: ______________________________
Purchase date: ____________________
© Get Licensed Study Guides. All rights reserved. This document is licensed for the sole use of the original purchaser. Reproduction, resale, or redistribution
— in whole or in part, digital or print — is strictly prohibited and may result in legal action.
© Get Licensed Study Guides — Licensed for single-user use. Unauthorized distribution prohibited. Page 1
, Get Licensed Study Guides — Texas Life & Health Cram Session
How To Use This Gu ide
• This cram sheet is organized by topic, not randomly — work through one Part at a time instead of skipping
around.
• Cover the answer column with your hand or a card. Say the answer out loud before checking it. Recall
beats re-reading.
• Every 💡 "Why it matters" line exists because that's the angle the exam actually tests — not just the raw
fact.
• Texas state law (Parts 1–4) makes up roughly a quarter to a third of your real exam. Do not skip it in favor
of product content.
• Plan for 3–5 passes through the full guide. The goal on pass one is exposure; by pass three or four you
should be answering before you finish reading the question.
© Get Licensed Study Guides — Licensed for single-user use. Unauthorized distribution prohibited. Page 2
, Get Licensed Study Guides — Texas Life & Health Cram Session
Table of Contents
Part 1 — Texas Licensing & Regulation (18 items)
Part 2 — Unfair Trade Practices & Market Conduct (14 items)
Part 3 — Texas Department of Insurance (TDI) Structure (5 items)
Part 4 — Claims, Prompt Payment & Guaranty Protection (8 items)
Part 5 — Life Insurance Product Types (17 items)
Part 6 — Life Policy Provisions & Contract Law (21 items)
Part 7 — Riders (6 items)
Part 8 — Beneficiaries & Ownership (9 items)
Part 9 — Annuities & Retirement (17 items)
Part 10 — Business Uses of Life Insurance (7 items)
Part 11 — Health Insurance Fundamentals & Plan Types (11 items)
Part 12 — Disability Income Insurance (7 items)
Part 13 — Accident & Health Policy Provisions (15 items)
Part 14 — Medicare, Medicaid & Long-Term Care (13 items)
Part 15 — Group Insurance (18 items)
Part 16 — Underwriting & Claims Practices (4 items)
Part 17 — Social Security & Taxation (14 items)
© Get Licensed Study Guides — Licensed for single-user use. Unauthorized distribution prohibited. Page 3
