MARYLAND HOME IMPROVEMENT PAPER
ACTUAL QUESTIONS AND ANSWERS SET A+
✔✔Person - ✔✔Includes the definition contained in § 37 of the General Construction
Law of the State of New York, as well as an individual, partnership, or other entity.
✔✔Temporary License - ✔✔A license issued to a person for a period of time to perform
work in accordance with the conditions as specified by the Director, provided that the
holder thereof pays the required license fee.
✔✔What constitutes an unconscionable trade practice? - ✔✔Any act that unfairly takes
advantage of a consumer's lack of knowledge, ability, experience, or results in a gross
disparity between value received and price paid.
✔✔What types of disasters can lead to unconscionable trade practices? - ✔✔Natural
disasters such as hurricanes, tornadoes, flooding, blizzards, explosions, airplane
crashes, earthquakes, nuclear war, and civil unrest.
✔✔Who can establish the existence of a disaster for investigating unconscionable trade
practices? - ✔✔A written declaration by either the County Executive or a majority of the
County Legislature.
✔✔What is required to engage in business regulated by the chapter on unconscionable
trade practices? - ✔✔Obtaining a license from the Office in accordance with the
provisions of the chapter.
✔✔What does a license issued under this chapter not authorize? - ✔✔It does not
authorize the licensee to perform work reserved for qualified licensees under separate
provisions of state or local law.
,✔✔Who is exempt from needing a license under this chapter? - ✔✔Employees of
federal, state, or local governments performing work on behalf of a government entity or
public authority.
✔✔Are employees of gas or electric corporations required to obtain a license? - ✔✔No,
if they are performing work on behalf of their respective corporations.
✔✔What is the significance of the date March 6, 2007, in relation to unconscionable
trade practices? - ✔✔It is the date when the definition of unconscionable trade practices
was added to the legislation.
✔✔What is the purpose of the Director in relation to unconscionable trade practices? -
✔✔To initiate an investigation immediately after any natural disaster or act of God that
may lead to such practices.
✔✔What must be established to investigate unconscionable trade practices after a
disaster? - ✔✔A written declaration confirming the occurrence of the disaster.
✔✔What is the legal consequence of engaging in business without a required license? -
✔✔It is unlawful to do so unless exempt under specific provisions.
✔✔What does the term 'acts of God' refer to in the context of unconscionable trade
practices? - ✔✔Events beyond human control that can lead to unfair trade practices,
such as natural disasters.
✔✔What is the role of the County Legislature in the context of unconscionable trade
practices? - ✔✔To declare the existence of a disaster that may lead to investigations of
unfair trade practices.
✔✔What is the amendment date that pertains to the licensing provisions? - ✔✔The
licensing provisions were amended on December 17, 2002.
✔✔What is the implication of the term 'gross disparity' in unconscionable trade
practices? - ✔✔It refers to a significant imbalance between the value received by the
consumer and the price they paid.
✔✔What is the significance of the amendment on March 23, 2010? - ✔✔It updated the
exemptions for employees and operations under the licensing provisions.
✔✔What is one example of an act that could be considered an unconscionable trade
practice? - ✔✔Taking advantage of consumers during a natural disaster by charging
excessively high prices.
, ✔✔Can a person not employed by a government entity perform work on behalf of it
without a license? - ✔✔No, they must be an employee of the government entity to be
exempt from licensing.
✔✔What is the potential impact of unconscionable trade practices on consumers? -
✔✔Consumers may end up paying much more than the fair value of goods or services
due to exploitation.
✔✔Who must submit applications for licenses? - ✔✔Applications must be submitted by
an actual owner or partner of a business.
✔✔What is required to accompany a license application? - ✔✔A nonrefundable
application fee and the application form provided by the Office.
✔✔What must the application be signed under? - ✔✔The application must be signed
under oath.
✔✔What additional information may the Director require from applicants? - ✔✔The
names and residence addresses of any employees or officers of the applicant.
✔✔What is the minimum age requirement for individual applicants? - ✔✔Applicants
must be at least 18 years of age.
✔✔What character and financial requirements must applicants meet? - ✔✔Applicants
must be of good character and financially responsible.
✔✔What does the Director investigate before issuing a license? - ✔✔The Director
investigates the applicant's good character.
✔✔What happens if an applicant meets all requirements? - ✔✔The Office shall issue a
license or temporary license to the applicant.
✔✔What must be included in the application regarding the individual who signs it? -
✔✔The residence address of the individual who subscribes their name to the
application.
✔✔What is the significance of the amendments noted in the document? - ✔✔The
amendments indicate updates to the regulations and requirements over time.
✔✔What must an applicant for a license or license renewal not have? - ✔✔Any
outstanding judgment for child support or be in arrears in child-support payments.
✔✔What happens if an applicant has a child support judgment but is current on
payments? - ✔✔The individual shall not be deemed ineligible for a license or renewal.
ACTUAL QUESTIONS AND ANSWERS SET A+
✔✔Person - ✔✔Includes the definition contained in § 37 of the General Construction
Law of the State of New York, as well as an individual, partnership, or other entity.
✔✔Temporary License - ✔✔A license issued to a person for a period of time to perform
work in accordance with the conditions as specified by the Director, provided that the
holder thereof pays the required license fee.
✔✔What constitutes an unconscionable trade practice? - ✔✔Any act that unfairly takes
advantage of a consumer's lack of knowledge, ability, experience, or results in a gross
disparity between value received and price paid.
✔✔What types of disasters can lead to unconscionable trade practices? - ✔✔Natural
disasters such as hurricanes, tornadoes, flooding, blizzards, explosions, airplane
crashes, earthquakes, nuclear war, and civil unrest.
✔✔Who can establish the existence of a disaster for investigating unconscionable trade
practices? - ✔✔A written declaration by either the County Executive or a majority of the
County Legislature.
✔✔What is required to engage in business regulated by the chapter on unconscionable
trade practices? - ✔✔Obtaining a license from the Office in accordance with the
provisions of the chapter.
✔✔What does a license issued under this chapter not authorize? - ✔✔It does not
authorize the licensee to perform work reserved for qualified licensees under separate
provisions of state or local law.
,✔✔Who is exempt from needing a license under this chapter? - ✔✔Employees of
federal, state, or local governments performing work on behalf of a government entity or
public authority.
✔✔Are employees of gas or electric corporations required to obtain a license? - ✔✔No,
if they are performing work on behalf of their respective corporations.
✔✔What is the significance of the date March 6, 2007, in relation to unconscionable
trade practices? - ✔✔It is the date when the definition of unconscionable trade practices
was added to the legislation.
✔✔What is the purpose of the Director in relation to unconscionable trade practices? -
✔✔To initiate an investigation immediately after any natural disaster or act of God that
may lead to such practices.
✔✔What must be established to investigate unconscionable trade practices after a
disaster? - ✔✔A written declaration confirming the occurrence of the disaster.
✔✔What is the legal consequence of engaging in business without a required license? -
✔✔It is unlawful to do so unless exempt under specific provisions.
✔✔What does the term 'acts of God' refer to in the context of unconscionable trade
practices? - ✔✔Events beyond human control that can lead to unfair trade practices,
such as natural disasters.
✔✔What is the role of the County Legislature in the context of unconscionable trade
practices? - ✔✔To declare the existence of a disaster that may lead to investigations of
unfair trade practices.
✔✔What is the amendment date that pertains to the licensing provisions? - ✔✔The
licensing provisions were amended on December 17, 2002.
✔✔What is the implication of the term 'gross disparity' in unconscionable trade
practices? - ✔✔It refers to a significant imbalance between the value received by the
consumer and the price they paid.
✔✔What is the significance of the amendment on March 23, 2010? - ✔✔It updated the
exemptions for employees and operations under the licensing provisions.
✔✔What is one example of an act that could be considered an unconscionable trade
practice? - ✔✔Taking advantage of consumers during a natural disaster by charging
excessively high prices.
, ✔✔Can a person not employed by a government entity perform work on behalf of it
without a license? - ✔✔No, they must be an employee of the government entity to be
exempt from licensing.
✔✔What is the potential impact of unconscionable trade practices on consumers? -
✔✔Consumers may end up paying much more than the fair value of goods or services
due to exploitation.
✔✔Who must submit applications for licenses? - ✔✔Applications must be submitted by
an actual owner or partner of a business.
✔✔What is required to accompany a license application? - ✔✔A nonrefundable
application fee and the application form provided by the Office.
✔✔What must the application be signed under? - ✔✔The application must be signed
under oath.
✔✔What additional information may the Director require from applicants? - ✔✔The
names and residence addresses of any employees or officers of the applicant.
✔✔What is the minimum age requirement for individual applicants? - ✔✔Applicants
must be at least 18 years of age.
✔✔What character and financial requirements must applicants meet? - ✔✔Applicants
must be of good character and financially responsible.
✔✔What does the Director investigate before issuing a license? - ✔✔The Director
investigates the applicant's good character.
✔✔What happens if an applicant meets all requirements? - ✔✔The Office shall issue a
license or temporary license to the applicant.
✔✔What must be included in the application regarding the individual who signs it? -
✔✔The residence address of the individual who subscribes their name to the
application.
✔✔What is the significance of the amendments noted in the document? - ✔✔The
amendments indicate updates to the regulations and requirements over time.
✔✔What must an applicant for a license or license renewal not have? - ✔✔Any
outstanding judgment for child support or be in arrears in child-support payments.
✔✔What happens if an applicant has a child support judgment but is current on
payments? - ✔✔The individual shall not be deemed ineligible for a license or renewal.
