QFA&Loans
Answers
– 2026–2027.pdf
Sample Paper 1 Questions
QFA&Loans
Answers
– 2026–2027.pdf
Sample Paper 1 Questions & Answers 2026–2027.pdf
QFA Loans – Sample Paper 1
Questions & Answers 2026–2027
QFA Loans – Sample Paper 1 Questions
QFA&Loans
Answers
– 2026–2027.pdf
Sample Paper 1 Questions
QFA&Loans
Answers
– 2026–2027.pdf
Sample Paper 1 Questions & Answers 2026–2027.pdf
,QFA Loans - Sample Paper 1.pdf QFA Loans - Sample Paper 1.pdf QFA Loans - Sample Paper 1.pdf
A lender generally charges a lower interest rate on a housing loan because:
A the loan is secured against the property.
B they are required to do so by the Consumer
Credit Act, 1995.
C the loan is unsecured.
D they are required to do so by the Consumer Protection Code.
A
1.2 - Individual Loan Needs
QFA Loans - Sample Paper 1.pdf QFA Loans - Sample Paper 1.pdf QFA Loans - Sample Paper 1.pdf
,QFA Loans - Sample Paper 1.pdf QFA Loans - Sample Paper 1.pdf QFA Loans - Sample Paper 1.pdf
Finn buys a car by taking out a Personal Payment Plan (PPP). When will Finn be the legal
owner of the car?
A As soon as the contract is signed.
B After he pays an initial deposit.
C When the final payment has been made.
D When 50% of all payments have been made.
C
1.2.1 Different forms of Loans
QFA Loans - Sample Paper 1.pdf QFA Loans - Sample Paper 1.pdf QFA Loans - Sample Paper 1.pdf
, QFA Loans - Sample Paper 1.pdf QFA Loans - Sample Paper 1.pdf QFA Loans - Sample Paper 1.pdf
To which of the following consumers do the provisions of the Consumer Protection Code,
2012 NOT apply?
A Janet, who has borrowed €10,000 as a personal loan from Clear Bank.
B Jennifer, who has engaged the services of a Debt Management firm to act on her behalf
with her creditors.
C Ross, who has taken out a life assurance policy with his local Credit Union.
D James, who has received finance under a hire-purchase agreement.
D
1.6.2 Consumer Protection Code, 2012
QFA Loans - Sample Paper 1.pdf QFA Loans - Sample Paper 1.pdf QFA Loans - Sample Paper 1.pdf