VADETS FINAL EXAM 2026 UPDATE QUESTIONS
AND CORRECT VERIFIED ANSWERS ALREDY
GRADED A+ (BRAND NEW VISION)
b - ANS-Moped drivers must _____.
a. have a driver's license
b. be at least 16 years old
c. ride on the sidewalk
d. all of the above
b - ANS-Vehicles that normally travel at speeds less than _____ mph should display a slow
moving vehicle sign.
a. 15
b. 25
c. 35
d. 45
c - ANS-Most railroad fatalities are caused by _____.
a. alcohol
b. speed
c. inattention
d. visual problems
b - ANS-Bicyclists are required by law to stay in the right lane at all times.
a. True
,b. False
d - ANS-When encountering a bicyclist on a roadway, _____.
a. avoid use of horn
b. reduce your speed and pass when it is safe to do so
c. expect the unexpected
d. all of the above
a - ANS-It is unlawful for an insurance company to raise your premiums if you are involved in a
collision that was not your fault.
a. True
b. False
b - ANS-If you fail to pay your automobile insurance premium on time, the insurance company
_____.
a. may cancel your policy
b. must give you 10 days notice and then may cancel your policy
c. must give you 60 days notice and then may cancel your policy
d. none of the above
c - ANS-Insurance that pays others for the costs of a crash that you caused is called _____.
a. collision insurance
b. comprehensive insurance
c. liability insurance
d. uninsured motorist insurance
a - ANS-It is always a good idea to call the police if you are involved in a crash.
,a. True
b. False
a - ANS-When involved in a crash, you should to get names, addresses, registration numbers
and insurance information from everyone involved in the collision.
a. True
b. False
d - ANS-The financial responsibility law can be satisfied with _____.
a. medical pay insurance
b. collision insurance
c. comprehensive insurance
d. liability insurance
b - ANS-How much is the uninsured motorist fee?
a. $100
b. $500
c. $1000
d. there is no such thing
a - ANS-Most insurance companies will lower your premiums if you have had a good driving
record.
a. True
b. False
a - ANS-Collision insurance may be required if you are financing the vehicle.
a. True
, b. False
d - ANS-Which of the following affects your insurance rates?
a. age of driver
b. driving record
c. type of vehicle
d. all of the above
a - ANS-Many insurance companies offer a discount if the vehicle is equipped with an airbag
a. True
b. False
b - ANS-Assigned risk drivers pay lower premiums for insurance than other drivers.
a. True
b. False
c - ANS-A vehicle that catches on fire is covered by _____.
a. collision insurance
b. liability insurance
c. comprehensive insurance
d. none of the above
c - ANS-A $100 deductible means _____.
a. $100 is deducted from your insurance premium each year
b. your insurance costs $100 per month
c. you must pay the first $100 towards repairs to your vehicle
AND CORRECT VERIFIED ANSWERS ALREDY
GRADED A+ (BRAND NEW VISION)
b - ANS-Moped drivers must _____.
a. have a driver's license
b. be at least 16 years old
c. ride on the sidewalk
d. all of the above
b - ANS-Vehicles that normally travel at speeds less than _____ mph should display a slow
moving vehicle sign.
a. 15
b. 25
c. 35
d. 45
c - ANS-Most railroad fatalities are caused by _____.
a. alcohol
b. speed
c. inattention
d. visual problems
b - ANS-Bicyclists are required by law to stay in the right lane at all times.
a. True
,b. False
d - ANS-When encountering a bicyclist on a roadway, _____.
a. avoid use of horn
b. reduce your speed and pass when it is safe to do so
c. expect the unexpected
d. all of the above
a - ANS-It is unlawful for an insurance company to raise your premiums if you are involved in a
collision that was not your fault.
a. True
b. False
b - ANS-If you fail to pay your automobile insurance premium on time, the insurance company
_____.
a. may cancel your policy
b. must give you 10 days notice and then may cancel your policy
c. must give you 60 days notice and then may cancel your policy
d. none of the above
c - ANS-Insurance that pays others for the costs of a crash that you caused is called _____.
a. collision insurance
b. comprehensive insurance
c. liability insurance
d. uninsured motorist insurance
a - ANS-It is always a good idea to call the police if you are involved in a crash.
,a. True
b. False
a - ANS-When involved in a crash, you should to get names, addresses, registration numbers
and insurance information from everyone involved in the collision.
a. True
b. False
d - ANS-The financial responsibility law can be satisfied with _____.
a. medical pay insurance
b. collision insurance
c. comprehensive insurance
d. liability insurance
b - ANS-How much is the uninsured motorist fee?
a. $100
b. $500
c. $1000
d. there is no such thing
a - ANS-Most insurance companies will lower your premiums if you have had a good driving
record.
a. True
b. False
a - ANS-Collision insurance may be required if you are financing the vehicle.
a. True
, b. False
d - ANS-Which of the following affects your insurance rates?
a. age of driver
b. driving record
c. type of vehicle
d. all of the above
a - ANS-Many insurance companies offer a discount if the vehicle is equipped with an airbag
a. True
b. False
b - ANS-Assigned risk drivers pay lower premiums for insurance than other drivers.
a. True
b. False
c - ANS-A vehicle that catches on fire is covered by _____.
a. collision insurance
b. liability insurance
c. comprehensive insurance
d. none of the above
c - ANS-A $100 deductible means _____.
a. $100 is deducted from your insurance premium each year
b. your insurance costs $100 per month
c. you must pay the first $100 towards repairs to your vehicle
