HCAD Final Exam Set 2 Questions and Answers with
100% Correct Answers
Question 1.
What is the basic principle behind health insur- ance
Correct Answer: pooled risks
Question 2.
The largest share of total US health care expen- ditures usually pays for what
Correct Answer: personal health care services pro- vided to individuals
Question 3.
Enrollment in Medicare has doubled since its passage, but annual expenditures have
Correct Answer: increased 40-fold
Question 4.
why have a number of providers stopped serving MC or MA patients in recent years
Correct Answer: payment rates have not kept up with health care costs
Question 5.
example of an out of network provider
Correct Answer: a provider that does not negotiate rates with an insurer through a
contract
Question 6.
Almost 1/3 of MC spending is devoted to what
Correct Answer: Patients in their last two years of life
Question 7.
The institute of medicine identifies what as the primary source of wasteful health care
spending
Correct Answer: medical errors
Question 8.
Which families are most likely to have their annu- al health care spending exceed the
average
Correct Answer: no insurance, underinsured, have member with chronic disease
Question 9.
Managed care tries to encourage customers to avoid?
Correct Answer: over utilization with copays and deductibles
, Question 10.
who does healthcare quality affect
Correct Answer: individuals and populations
Question 11.
Medical errors can refer to what realms
Correct Answer: disease, injury, syndrome
Question 12.
example of a model that rewards health care providers for providing quality care
Correct Answer: pay for performance programs
Question 13.
what is especially important for those in leader- ship positions
Correct Answer: prioritizing quality and safety
Question 14.
Disruptive innovation
Correct Answer: innovations that create new mar- kets
Question 15.
how do disruption innovations create new mar- kets
Correct Answer: provides different set of values to appeal to a new customer base
Question 16.
Examples of disruptive innovation in health care
Correct Answer: telemedicine, wearable health de- vices, retail clinics
Question 17.
What is Telemedicine
Correct Answer: use of telecommunication to pro- vide healthcare from a distance
Question 18.
What does telemedicine allow patients to do
Correct Answer: access health care remotely
Question 19.
when did telemedicine become increasingly pop- ulare
Correct Answer: during the COVID-19 pandemic
Question 20.
examples of wearable health devices
Correct Answer: smart watches and fitness trackers
100% Correct Answers
Question 1.
What is the basic principle behind health insur- ance
Correct Answer: pooled risks
Question 2.
The largest share of total US health care expen- ditures usually pays for what
Correct Answer: personal health care services pro- vided to individuals
Question 3.
Enrollment in Medicare has doubled since its passage, but annual expenditures have
Correct Answer: increased 40-fold
Question 4.
why have a number of providers stopped serving MC or MA patients in recent years
Correct Answer: payment rates have not kept up with health care costs
Question 5.
example of an out of network provider
Correct Answer: a provider that does not negotiate rates with an insurer through a
contract
Question 6.
Almost 1/3 of MC spending is devoted to what
Correct Answer: Patients in their last two years of life
Question 7.
The institute of medicine identifies what as the primary source of wasteful health care
spending
Correct Answer: medical errors
Question 8.
Which families are most likely to have their annu- al health care spending exceed the
average
Correct Answer: no insurance, underinsured, have member with chronic disease
Question 9.
Managed care tries to encourage customers to avoid?
Correct Answer: over utilization with copays and deductibles
, Question 10.
who does healthcare quality affect
Correct Answer: individuals and populations
Question 11.
Medical errors can refer to what realms
Correct Answer: disease, injury, syndrome
Question 12.
example of a model that rewards health care providers for providing quality care
Correct Answer: pay for performance programs
Question 13.
what is especially important for those in leader- ship positions
Correct Answer: prioritizing quality and safety
Question 14.
Disruptive innovation
Correct Answer: innovations that create new mar- kets
Question 15.
how do disruption innovations create new mar- kets
Correct Answer: provides different set of values to appeal to a new customer base
Question 16.
Examples of disruptive innovation in health care
Correct Answer: telemedicine, wearable health de- vices, retail clinics
Question 17.
What is Telemedicine
Correct Answer: use of telecommunication to pro- vide healthcare from a distance
Question 18.
What does telemedicine allow patients to do
Correct Answer: access health care remotely
Question 19.
when did telemedicine become increasingly pop- ulare
Correct Answer: during the COVID-19 pandemic
Question 20.
examples of wearable health devices
Correct Answer: smart watches and fitness trackers
