New York State Auto Damage and Theft quiz 17-71
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Jim Smith is involved in a collision claim and is no longer able
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to use the vehicle to go to work. This "loss of use" is referred t
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o as a:
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Direct loss ../ ../
Indirect loss ../ ../
Loss evaluation ../ ../
Consequential loss - correct answer Consequential loss ../ ../ ../ ../ ../ ../
When the rear of the vehicle is damaged and there is a gap bet
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ween the trunk lid and the quarter panel, what else on the vehic
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le should the appraiser check?
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The center pillar ../ ../ ../
The trunk floor ../ ../ ../
The quarter panels../ ../ ../
The frame rails - correct answer The frame rails
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,In auto physical damage insurance, an insured peril cause of lo
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ss is known as:
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../
Direct loss ../ ../
Indirect loss ../ ../
Loss evaluation ../ ../
Consequential loss - correct answer Direct loss ../ ../ ../ ../ ../ ../
If an appraiser has to forfeit his bond in New York. The amoun
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t of the bond is:
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../
$500 ../
$1000 ../
$2000 ../
$5000 - correct answer $1000 ../ ../ ../ ../
Which of the following is NOT a true statement regarding auto
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appraisers?
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Each appraiser, while engaged in appraisal duties, must carry th
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e license issued to him by the Insurance Department and displa
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,y it, upon request, to an owner whose vehicle is being inspecte
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d, to the repair shop representative involved.
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The appraiser must leave a legible copy of his appraisal with th
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at of the repair shop selected by the consumer to make the repa
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irs and also furnish a copy to the owner of the vehicle.
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No appraiser is permitted secure or use repair estimates that ha
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ve been obtained by the use of photographs, telephone calls or
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in any manner other than a personal inspection.
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The appraiser is permitted to traffic in automobile salvage if su
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ch salvage is obtained in any way as a result of appraisal servic
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es rendered by him for his own benefit. -
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correct answer The appraiser is permitted to traffic in automob
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ile salvage if such salvage is obtained in any way as a result of
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appraisal services rendered by him for his own benefit.
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The burden of proof that a covered loss has occurred is normall
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y a duty of:
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../
The insurance company ../ ../ ../
The adjuster ../ ../
The appraiser ../ ../
The insured - correct answer The insured
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, Before revoking or suspending a license, the Superintendent m
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ust first send _____ notice and give the accused an opportunity
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for a hearing.
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../
3 months
../ ../
45 days. ../ ../
10 days. ../ ../
60 days. - correct answer 1o days
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The linkage between the camshaft and the valves is commonly
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known as the: ../ ../
../
piston. ../
crankshaft. ../
valve train. ../ ../
cylinder. - correct answer valve train ../ ../ ../ ../ ../
Which of the following is the computer in the vehicle?
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../
Controller ../
Pump ../
../ ../ ../ ../ ../ ../ ../ ../
Jim Smith is involved in a collision claim and is no longer able
../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../ .
to use the vehicle to go to work. This "loss of use" is referred t
./ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../
o as a:
../ ../
Direct loss ../ ../
Indirect loss ../ ../
Loss evaluation ../ ../
Consequential loss - correct answer Consequential loss ../ ../ ../ ../ ../ ../
When the rear of the vehicle is damaged and there is a gap bet
../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../
ween the trunk lid and the quarter panel, what else on the vehic
../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../
le should the appraiser check?
../ ../ ../ ../
The center pillar ../ ../ ../
The trunk floor ../ ../ ../
The quarter panels../ ../ ../
The frame rails - correct answer The frame rails
../ ../ ../ ../ ../ ../ ../ ../
,In auto physical damage insurance, an insured peril cause of lo
../ ../ ../ ../ ../ ../ ../ ../ ../ ../
ss is known as:
../ ../ ../
../
Direct loss ../ ../
Indirect loss ../ ../
Loss evaluation ../ ../
Consequential loss - correct answer Direct loss ../ ../ ../ ../ ../ ../
If an appraiser has to forfeit his bond in New York. The amoun
../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../
t of the bond is:
../ ../ ../ ../
../
$500 ../
$1000 ../
$2000 ../
$5000 - correct answer $1000 ../ ../ ../ ../
Which of the following is NOT a true statement regarding auto
../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ..
appraisers?
/
../
Each appraiser, while engaged in appraisal duties, must carry th
../ ../ ../ ../ ../ ../ ../ ../ ../
e license issued to him by the Insurance Department and displa
../ ../ ../ ../ ../ ../ ../ ../ ../ ../
,y it, upon request, to an owner whose vehicle is being inspecte
../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../
d, to the repair shop representative involved.
../ ../ ../ ../ ../ ../ ../
The appraiser must leave a legible copy of his appraisal with th
../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../
at of the repair shop selected by the consumer to make the repa
../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../
irs and also furnish a copy to the owner of the vehicle.
../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../
No appraiser is permitted secure or use repair estimates that ha
../ ../ ../ ../ ../ ../ ../ ../ ../ ../
ve been obtained by the use of photographs, telephone calls or
../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../
in any manner other than a personal inspection.
../ ../ ../ ../ ../ ../ ../ ../
The appraiser is permitted to traffic in automobile salvage if su
../ ../ ../ ../ ../ ../ ../ ../ ../ ../
ch salvage is obtained in any way as a result of appraisal servic
../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../
es rendered by him for his own benefit. -
../ ../ ../ ../ ../ ../ ../ ../
correct answer The appraiser is permitted to traffic in automob
../ ../ ../ ../ ../ ../ ../ ../ ../ ../
ile salvage if such salvage is obtained in any way as a result of
../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ..
appraisal services rendered by him for his own benefit.
/ ../ ../ ../ ../ ../ ../ ../ ../
The burden of proof that a covered loss has occurred is normall
../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ../
y a duty of:
../ ../ ../
../
The insurance company ../ ../ ../
The adjuster ../ ../
The appraiser ../ ../
The insured - correct answer The insured
../ ../ ../ ../ ../ ../
, Before revoking or suspending a license, the Superintendent m
../ ../ ../ ../ ../ ../ ../ ../
ust first send _____ notice and give the accused an opportunity
../ ../ ../ ../ ../ ../ ../ ../ ../ ../ ..
for a hearing.
/ ../ ../
../
3 months
../ ../
45 days. ../ ../
10 days. ../ ../
60 days. - correct answer 1o days
../ ../ ../ ../ ../ ../
The linkage between the camshaft and the valves is commonly
../ ../ ../ ../ ../ ../ ../ ../ ../ ../
known as the: ../ ../
../
piston. ../
crankshaft. ../
valve train. ../ ../
cylinder. - correct answer valve train ../ ../ ../ ../ ../
Which of the following is the computer in the vehicle?
../ ../ ../ ../ ../ ../ ../ ../ ../
../
Controller ../
Pump ../
