C A M I C B · C E R T I F I E D M A N A G E R O F C O M M U N I T Y A S S O C I AT I O N S
CMCA Practice Exam
Practice Question Bank
Comprehensive Review with 118 Questions, Answers & Rationales
Complete CMCA Certification Exam Preparation — With Detailed Rationales
Edition 2 · August 2026
,Table of Contents
1. Instructions for Use 2
2. Practice Questions with Answers & Rationales — CMCA Exam 2
CMCA · CAMICB Page 1
,CMCA PRACTICE EXAM GUIDE INSTRUCTIONS & PRACTICE QUESTIONS
How to Use This Guide
Read each stem, choose your answer, then check the rationale directly below it. The correct option is marked, and each
wrong option is explained so you understand why it's wrong — not just that it is. This guide contains 118 questions
covering the full scope of the CMCA certification exam content with detailed rationales for every question.
Category: CMCA — Certified Manager of Community Associations
1 Quorum requirements conflicts are resolved by:
A state statute
B the board of directors
C a vote of those present at a meeting
D appointment of a person as a proxy
Why A is correct: State statutes establish the legal framework for quorum requirements and govern how conflicts
regarding quorum are resolved. When there is a conflict, state law takes precedence over association documents.
B — The board cannot override statutory quorum requirements.
C — A vote of those present does not resolve a quorum conflict.
D — Proxies relate to voting, not quorum determination.
2 Fidelity insurance provides coverage to ensure that the:
A board will meet its fiduciary obligations
B manager will faithfully follow all document provisions
C association will be covered for shortfalls in the reserve accounts
D association will recover any funds lost through employee dishonesty
Why D is correct: Fidelity insurance (also called employee dishonesty coverage) protects the association from financial
losses caused by dishonest acts of employees, such as theft or embezzlement.
A — Directors and officers (D&O) insurance covers fiduciary obligations, not fidelity insurance.
B — Manager compliance is addressed through contracts and oversight, not fidelity insurance.
C — Reserve shortfalls are addressed through proper funding, not insurance.
, 3 Which type of management is the process of operating, maintaining, repairing, and replacing common
property?
A human resources
B facilities
C financial
D risk
Why B is correct: Facilities management encompasses the comprehensive process of operating, maintaining, repairing,
and replacing common property and amenities within a community association.
A — Human resources management deals with personnel, not physical assets.
C — Financial management deals with budgeting and accounting.
D — Risk management deals with insurance and liability.
4 The higher a document's place in the hierarchy, the:
A harder it is to implement
B greater its power with the board
C more it is regulated legally
D greater its legal weight in a court of law
Why D is correct: In the hierarchy of governing documents, documents higher in the hierarchy carry greater legal
authority and weight when interpreted by a court of law. State statutes are at the top, followed by the declaration, then
bylaws, then rules.
A — Implementation difficulty is not related to hierarchy position.
B — All documents must be followed by the board regardless of hierarchy.
C — All documents are regulated; hierarchy affects precedence, not regulation level.
CMCA Practice Exam
Practice Question Bank
Comprehensive Review with 118 Questions, Answers & Rationales
Complete CMCA Certification Exam Preparation — With Detailed Rationales
Edition 2 · August 2026
,Table of Contents
1. Instructions for Use 2
2. Practice Questions with Answers & Rationales — CMCA Exam 2
CMCA · CAMICB Page 1
,CMCA PRACTICE EXAM GUIDE INSTRUCTIONS & PRACTICE QUESTIONS
How to Use This Guide
Read each stem, choose your answer, then check the rationale directly below it. The correct option is marked, and each
wrong option is explained so you understand why it's wrong — not just that it is. This guide contains 118 questions
covering the full scope of the CMCA certification exam content with detailed rationales for every question.
Category: CMCA — Certified Manager of Community Associations
1 Quorum requirements conflicts are resolved by:
A state statute
B the board of directors
C a vote of those present at a meeting
D appointment of a person as a proxy
Why A is correct: State statutes establish the legal framework for quorum requirements and govern how conflicts
regarding quorum are resolved. When there is a conflict, state law takes precedence over association documents.
B — The board cannot override statutory quorum requirements.
C — A vote of those present does not resolve a quorum conflict.
D — Proxies relate to voting, not quorum determination.
2 Fidelity insurance provides coverage to ensure that the:
A board will meet its fiduciary obligations
B manager will faithfully follow all document provisions
C association will be covered for shortfalls in the reserve accounts
D association will recover any funds lost through employee dishonesty
Why D is correct: Fidelity insurance (also called employee dishonesty coverage) protects the association from financial
losses caused by dishonest acts of employees, such as theft or embezzlement.
A — Directors and officers (D&O) insurance covers fiduciary obligations, not fidelity insurance.
B — Manager compliance is addressed through contracts and oversight, not fidelity insurance.
C — Reserve shortfalls are addressed through proper funding, not insurance.
, 3 Which type of management is the process of operating, maintaining, repairing, and replacing common
property?
A human resources
B facilities
C financial
D risk
Why B is correct: Facilities management encompasses the comprehensive process of operating, maintaining, repairing,
and replacing common property and amenities within a community association.
A — Human resources management deals with personnel, not physical assets.
C — Financial management deals with budgeting and accounting.
D — Risk management deals with insurance and liability.
4 The higher a document's place in the hierarchy, the:
A harder it is to implement
B greater its power with the board
C more it is regulated legally
D greater its legal weight in a court of law
Why D is correct: In the hierarchy of governing documents, documents higher in the hierarchy carry greater legal
authority and weight when interpreted by a court of law. State statutes are at the top, followed by the declaration, then
bylaws, then rules.
A — Implementation difficulty is not related to hierarchy position.
B — All documents must be followed by the board regardless of hierarchy.
C — All documents are regulated; hierarchy affects precedence, not regulation level.
