RHODE ISLAND ADJUSTER'S FINAL
TEST 2026 QUESTIONS WITH CORRECT
ANSWERS GRADED A+
◍ Fatality must be reported w/in.
Answer: 48 hours
◍ Physician.
Answer: Medical doctor, surgeon, dentist, licensed psychologist, chiro,
osteopath, podiatrist, or optometrist
◍ Contributory Negligence.
Answer: Used to deny liability based on the employee's own negligence,
regardless of the employer's negligence.
◍ Can insurer choose med provider?.
Answer: No, IW can choose own providers
◍ How many weeks of wages do you request for a seasonal employee?.
Answer: 52 weeks prior calendar years
◍ Special Employer.
Answer: A person who contracts for services with a general employer for
the use of an employee, a vehicle or both
◍ When can vocational rehabilitation be proposed?.
Answer: After 3 months of paid comp
◍ How long does a worker have to have been back at work before requiring a
new wage statement to be processed if their disability recurs?.
Answer: 26 weeks
◍ What does the judge render at the close of the pretrial conference?.
Answer: A pretrial order.
, ◍ Fellow Servant Rule.
Answer: Used to deny liability on the basis that the injury was caused by a
fellow employee.
◍ Assumption of Risk.
Answer: Allows the employer to deny liability on the basis that the
employee knew the situation before employment and assumed all risk of
injury.
◍ How frequently are Indemnity payments made?.
Answer: Weekly
◍ How much time does an insurer have to issue payments ordered by a pretrial
judge?.
Answer: Payments must be issued within 14 days from the entry of the
order.
◍ $250.00 penalty.
Answer: May be assessed for failure to report or late reporting.
◍ First report of injury must be filed w/in 10 days of knowledge for what two
reasons?.
Answer: If the injury incapacitates the employee from work earning full
wages for at least three days; if medical treatment was required regardless of
period of incapacity
◍ Employer.
Answer: Any person, copartnership, corporation or voluntary association
and the legal representative of a deceased employer
◍ How is earning capacity calculated from the percentage of impairment?.
Answer: 0-5% = 100% 6-25% = 100% - imp% 26-50% = 100% - imp% x
1.25 51-100% = 100% - imp% x 1.5
◍ When are suspension receipts used?.
Answer: When the IW returns to work
◍ What is considered part time?.
TEST 2026 QUESTIONS WITH CORRECT
ANSWERS GRADED A+
◍ Fatality must be reported w/in.
Answer: 48 hours
◍ Physician.
Answer: Medical doctor, surgeon, dentist, licensed psychologist, chiro,
osteopath, podiatrist, or optometrist
◍ Contributory Negligence.
Answer: Used to deny liability based on the employee's own negligence,
regardless of the employer's negligence.
◍ Can insurer choose med provider?.
Answer: No, IW can choose own providers
◍ How many weeks of wages do you request for a seasonal employee?.
Answer: 52 weeks prior calendar years
◍ Special Employer.
Answer: A person who contracts for services with a general employer for
the use of an employee, a vehicle or both
◍ When can vocational rehabilitation be proposed?.
Answer: After 3 months of paid comp
◍ How long does a worker have to have been back at work before requiring a
new wage statement to be processed if their disability recurs?.
Answer: 26 weeks
◍ What does the judge render at the close of the pretrial conference?.
Answer: A pretrial order.
, ◍ Fellow Servant Rule.
Answer: Used to deny liability on the basis that the injury was caused by a
fellow employee.
◍ Assumption of Risk.
Answer: Allows the employer to deny liability on the basis that the
employee knew the situation before employment and assumed all risk of
injury.
◍ How frequently are Indemnity payments made?.
Answer: Weekly
◍ How much time does an insurer have to issue payments ordered by a pretrial
judge?.
Answer: Payments must be issued within 14 days from the entry of the
order.
◍ $250.00 penalty.
Answer: May be assessed for failure to report or late reporting.
◍ First report of injury must be filed w/in 10 days of knowledge for what two
reasons?.
Answer: If the injury incapacitates the employee from work earning full
wages for at least three days; if medical treatment was required regardless of
period of incapacity
◍ Employer.
Answer: Any person, copartnership, corporation or voluntary association
and the legal representative of a deceased employer
◍ How is earning capacity calculated from the percentage of impairment?.
Answer: 0-5% = 100% 6-25% = 100% - imp% 26-50% = 100% - imp% x
1.25 51-100% = 100% - imp% x 1.5
◍ When are suspension receipts used?.
Answer: When the IW returns to work
◍ What is considered part time?.
