AU 61 Questions with CORRECT Answers
Question:
Fire-resistive construction is one of the six construction classifications. Which one of the
following statements is true regarding fire resistive construction?
Answer:
Fire-resistive buildings must have structural components that either resist fire in excess
of two hours, or are covered with a noncombustible material such as plaster or gypsum.
Question:
All of the following are underwriting considerations regarding older buildings, EXCEPT:
Answer:
Plumbing systems using plastic pipes and fittings.
Question:
Malvern Movers is building large garages for their moving trucks on both coasts of the
United States. Malvern provides trucks for rent and has crews for commercial and
residential moving jobs. They have chosen to use masonry noncombustible buildings for
their garages. All of the following would be reasons to use masonry noncombustible
construction, EXCEPT:
Answer:
They are able fire-resistant up to 5 hours.
Question:
Marilyn, an underwriter, is reviewing an application for commercial property insurance
that states the building construction classification as masonry noncombustible. She
finds that this classification is incorrect, however, because the application describes the
building structure as having concrete exterior walls that are load-bearing and have a
one-hour fire resistance rating, and wood floors and roof. Marilyn is most likely to
consider which one of the following construction classifications as more appropriate for
her underwriting purposes?
Answer:
Joisted masonry.
, Question:
Wood floors and roof disqualify a building as a masonry noncombustible structure. From
a fire underwriting perspective, fire-resistive is the best construction type. However,
property underwriters also consider other perils that may be prevalent in a given region.
In an area prone to the earthquake hazard, which one of the following is an underwriter
most likely to find more desirable than a fire-resistive building?
Answer:
A small frame structure.
Question:
Which one of the following best describes a curtain wall?
Answer:
They are generally non-load bearing exterior walls.
Question:
Which one of the following statements on fire-resistive construction is true?
Answer:
The strength of a fireresistive structure gives it superior resistance to damage from
windstorms, earthquakes, and floods.
Question:
Which one of the following is true for joisted masonry construction (class 2)?
Answer:
Many buildings of joisted masonry construction standing today were built before 1940.
Question:
Which one of the following statements is true regarding noncombustible construction?
Answer:
Noncombustible buildings are usually made of metal, but the metal is unprotected and
therefore not fire resistive.
Question:
Fire-resistive construction is one of the six construction classifications. Which one of the
following statements is true regarding fire resistive construction?
Answer:
Fire-resistive buildings must have structural components that either resist fire in excess
of two hours, or are covered with a noncombustible material such as plaster or gypsum.
Question:
All of the following are underwriting considerations regarding older buildings, EXCEPT:
Answer:
Plumbing systems using plastic pipes and fittings.
Question:
Malvern Movers is building large garages for their moving trucks on both coasts of the
United States. Malvern provides trucks for rent and has crews for commercial and
residential moving jobs. They have chosen to use masonry noncombustible buildings for
their garages. All of the following would be reasons to use masonry noncombustible
construction, EXCEPT:
Answer:
They are able fire-resistant up to 5 hours.
Question:
Marilyn, an underwriter, is reviewing an application for commercial property insurance
that states the building construction classification as masonry noncombustible. She
finds that this classification is incorrect, however, because the application describes the
building structure as having concrete exterior walls that are load-bearing and have a
one-hour fire resistance rating, and wood floors and roof. Marilyn is most likely to
consider which one of the following construction classifications as more appropriate for
her underwriting purposes?
Answer:
Joisted masonry.
, Question:
Wood floors and roof disqualify a building as a masonry noncombustible structure. From
a fire underwriting perspective, fire-resistive is the best construction type. However,
property underwriters also consider other perils that may be prevalent in a given region.
In an area prone to the earthquake hazard, which one of the following is an underwriter
most likely to find more desirable than a fire-resistive building?
Answer:
A small frame structure.
Question:
Which one of the following best describes a curtain wall?
Answer:
They are generally non-load bearing exterior walls.
Question:
Which one of the following statements on fire-resistive construction is true?
Answer:
The strength of a fireresistive structure gives it superior resistance to damage from
windstorms, earthquakes, and floods.
Question:
Which one of the following is true for joisted masonry construction (class 2)?
Answer:
Many buildings of joisted masonry construction standing today were built before 1940.
Question:
Which one of the following statements is true regarding noncombustible construction?
Answer:
Noncombustible buildings are usually made of metal, but the metal is unprotected and
therefore not fire resistive.
