AU 61 Questions with CORRECT Answers
Question:
Name the 6 states in "Hail Alley":
Answer:
Texas, Oklahoma, Colorado, Kansas, Nebraska, Wyoming.
Question:
Lighting protection systems usually consist of:
Answer:
Air terminals (commonly referred to as lightning rods), lightning arresters, and wiring
that allows lightning to pass safely through the structure.
Question:
Identify measures that can be taken to mitigate losses from lightning:
Answer:
Alarms, detection systems, and emergency preparedness plans.
Question:
What types of property are most susceptible to hail damage?
Answer:
Growing crops, copper or tin roofs, aluminum siding, and automobiles or trucks and
other motor vehicles that are exposed to the elements.
Question:
What is the most important factor in controlling hurricane losses?
Answer:
Adherence to and enforcement of strict building codes is an important factor in
controlling losses that can result from hurricanes.
Question:
Hurricanes generally occur between the dates of:
Answer:
June 1-November 30th.
, Question:
Hailstorms tend to follow a seasonal pattern and usually occur between the months of:
Answer:
March and October.
Question:
Four ways hurricanes can cause damage
Answer:
Wind.
Question:
Explain underwriters' windstorm considerations in regard to an insurer's book of
business:
Answer:
Because losses from hurricanes can affect several insured properties within a small
geographic area, underwriters should keep the insurer's overall book of business in
mind when writing new policies. Catastrophe models can simulate potential storm paths
and project the total windstorm exposures for a book of business.
Question:
Enhanced Fujita Scale (EF scale):
Answer:
A system used to classify tornado strength based on a scale of 0 through 5 based on an
evaluation of damage to 28 indicators, which include different types of structures, such
as oneor two-family dwellings; motels; and low-, mid-, and high-rise buildings. In
addition to structures, the EF scale includes trees, power transmission towers, and
similar objects.
Question:
Identify an underwriter's considerations for tornadoes when writing new business:
Answer:
In addition to using tornado predictive models, many insurers use publicly available
government data regarding tornado incidents, broken down by county, to study
frequency and locations with recurring activity.
Question:
Name the 6 states in "Hail Alley":
Answer:
Texas, Oklahoma, Colorado, Kansas, Nebraska, Wyoming.
Question:
Lighting protection systems usually consist of:
Answer:
Air terminals (commonly referred to as lightning rods), lightning arresters, and wiring
that allows lightning to pass safely through the structure.
Question:
Identify measures that can be taken to mitigate losses from lightning:
Answer:
Alarms, detection systems, and emergency preparedness plans.
Question:
What types of property are most susceptible to hail damage?
Answer:
Growing crops, copper or tin roofs, aluminum siding, and automobiles or trucks and
other motor vehicles that are exposed to the elements.
Question:
What is the most important factor in controlling hurricane losses?
Answer:
Adherence to and enforcement of strict building codes is an important factor in
controlling losses that can result from hurricanes.
Question:
Hurricanes generally occur between the dates of:
Answer:
June 1-November 30th.
, Question:
Hailstorms tend to follow a seasonal pattern and usually occur between the months of:
Answer:
March and October.
Question:
Four ways hurricanes can cause damage
Answer:
Wind.
Question:
Explain underwriters' windstorm considerations in regard to an insurer's book of
business:
Answer:
Because losses from hurricanes can affect several insured properties within a small
geographic area, underwriters should keep the insurer's overall book of business in
mind when writing new policies. Catastrophe models can simulate potential storm paths
and project the total windstorm exposures for a book of business.
Question:
Enhanced Fujita Scale (EF scale):
Answer:
A system used to classify tornado strength based on a scale of 0 through 5 based on an
evaluation of damage to 28 indicators, which include different types of structures, such
as oneor two-family dwellings; motels; and low-, mid-, and high-rise buildings. In
addition to structures, the EF scale includes trees, power transmission towers, and
similar objects.
Question:
Identify an underwriter's considerations for tornadoes when writing new business:
Answer:
In addition to using tornado predictive models, many insurers use publicly available
government data regarding tornado incidents, broken down by county, to study
frequency and locations with recurring activity.
