, UHC 2027 Certification Exam –
UnitedHealthcare Actual Questions,
Correct Answers & Rationales | Medicare
Agent Exam Prep
1. What is Medicare?
A. A private insurance program only
B. A federal health insurance program primarily for people 65 and older and certain younger
people with qualifying disabilities or conditions
C. A Medicaid-only program
D. An employer-sponsored insurance program
CORRECT ANSWER: B
Rationale:
Medicare is a federal health insurance program serving primarily people age 65 and older, as
well as certain younger people who meet qualifying requirements.
2. Which part of Medicare generally covers inpatient hospital care?
A. Part A
B. Part B
C. Part C
D. Part D
, CORRECT ANSWER: A. Part A
Rationale:
Medicare Part A is hospital insurance and generally covers qualifying inpatient hospital and
related services.
3. What does Medicare Part B generally cover?
A. Prescription drugs only
B. Medical insurance, including many physician and outpatient services
C. Long-term custodial care only
D. Dental insurance only
CORRECT ANSWER: B
Rationale:
Part B generally covers medically necessary physician services, outpatient care, preventive
services, and other covered medical services.
4. What is Medicare Part D primarily designed to cover?
A. Inpatient hospitalization
B. Prescription drugs
C. Nursing-home room and board
D. Routine transportation
, CORRECT ANSWER: B. Prescription drugs
Rationale:
Medicare Part D provides prescription drug coverage through private Medicare-approved plans.
5. What is Medicare Advantage?
A. Medicare Part A only
B. A private health plan option approved by Medicare that provides Medicare-covered benefits
C. Medicaid
D. A supplemental employer plan
CORRECT ANSWER: B
Rationale:
Medicare Advantage, also known as Medicare Part C, is offered by Medicare-approved private
organizations and provides Medicare-covered benefits through the plan.
6. Which organization administers Medicare at the federal level?
A. CMS
B. DMV
C. FDA exclusively
D. IRS
UnitedHealthcare Actual Questions,
Correct Answers & Rationales | Medicare
Agent Exam Prep
1. What is Medicare?
A. A private insurance program only
B. A federal health insurance program primarily for people 65 and older and certain younger
people with qualifying disabilities or conditions
C. A Medicaid-only program
D. An employer-sponsored insurance program
CORRECT ANSWER: B
Rationale:
Medicare is a federal health insurance program serving primarily people age 65 and older, as
well as certain younger people who meet qualifying requirements.
2. Which part of Medicare generally covers inpatient hospital care?
A. Part A
B. Part B
C. Part C
D. Part D
, CORRECT ANSWER: A. Part A
Rationale:
Medicare Part A is hospital insurance and generally covers qualifying inpatient hospital and
related services.
3. What does Medicare Part B generally cover?
A. Prescription drugs only
B. Medical insurance, including many physician and outpatient services
C. Long-term custodial care only
D. Dental insurance only
CORRECT ANSWER: B
Rationale:
Part B generally covers medically necessary physician services, outpatient care, preventive
services, and other covered medical services.
4. What is Medicare Part D primarily designed to cover?
A. Inpatient hospitalization
B. Prescription drugs
C. Nursing-home room and board
D. Routine transportation
, CORRECT ANSWER: B. Prescription drugs
Rationale:
Medicare Part D provides prescription drug coverage through private Medicare-approved plans.
5. What is Medicare Advantage?
A. Medicare Part A only
B. A private health plan option approved by Medicare that provides Medicare-covered benefits
C. Medicaid
D. A supplemental employer plan
CORRECT ANSWER: B
Rationale:
Medicare Advantage, also known as Medicare Part C, is offered by Medicare-approved private
organizations and provides Medicare-covered benefits through the plan.
6. Which organization administers Medicare at the federal level?
A. CMS
B. DMV
C. FDA exclusively
D. IRS
