UHC CERTIFICATION EXAM MASTERY: 200 PRACTICE
QUESTIONS WITH CORRECT ANSWERS &
RATIONALES (2026 EDITION) -VERIFIED QUESTIONS
AND ANSWERS PLUS RATIONALES | LATEST
2026/2027 | ALREADY GRADED A+
SECTION 1: MEDICARE ELIGIBILITY & ENROLLMENT
PERIODS (Questions 1-15)
Question 1
Cynthia is turning 65 on July 5. Her Medicare Part A and Part B will be effective on
July 1. Using her Initial Election Period (IEP), when can she submit an application for a
Medicare Advantage or Prescription Drug plan?
A) March 1 through July 31
B) April 1 through October 31
C) July 1 through December 30
D) June 1 through July 31
Correct Answer: B
Rationale: The Initial Election Period (IEP) is the 7-month period that begins 3
months before the month of Medicare eligibility, includes the eligibility month, and
ends 3 months after. For Cynthia whose Part A and Part B begin July 1, her IEP is April
1 through October 31.
Question 2
What is the Annual Election Period (AEP)?
A) A time when consumers can only disenroll from their Medicare Advantage or
Prescription Drug Plan
,B) A time when consumers can only enroll in a Medicare Advantage Plan if they are
first-time enrollees
C) A time when consumers can elect to switch to a different plan or join a Medicare
Advantage plan or Prescription Drug Plan
D) A time when only certain Medicare-eligible consumers can make changes
Correct Answer: C
Rationale: The Annual Election Period (AEP) runs from October 15 through
December 7 each year. During this time, Medicare beneficiaries can elect to switch to
a different plan, join a Medicare Advantage plan, or join a Prescription Drug Plan.
Question 3
Which election period occurs from October 15 to December 7?
A) Initial Election Period (IEP)
B) Annual Election Period (AEP)
C) Special Enrollment Period (SEP)
D) Medicare Advantage Open Enrollment Period
Correct Answer: B
Rationale: The Annual Election Period (AEP) runs from October 15 through
December 7 each year. This is the primary period when Medicare beneficiaries can
enroll in, switch, or disenroll from Medicare Advantage and Part D plans.
Question 4
Lisa turned 65 and is now eligible for Medicare. She already receives Social Security
benefits. How does she enroll in Original Medicare?
A) She can only sign up at her local Social Security office
B) She can sign up with any licensed insurance agent
C) Her enrollment in Medicare Parts A and B is generally automatic
D) She must wait for her Initial Enrollment Period
Correct Answer: C
,Rationale: Individuals who are already receiving Social Security benefits when they
turn 65 are automatically enrolled in Original Medicare Parts A and B. They do not
need to take additional action to initiate enrollment.
Question 5
Milton is retiring on his 65th birthday. He is eligible for Medicare and already
receives Social Security benefits. How does he enroll in Original Medicare?
A) He can only sign up for Medicare Parts A and/or B at his local Social Security
office
B) He can sign up for Medicare Parts A and/or B with any licensed insurance agent
C) His enrollment in Medicare Parts A and B is generally automatic if he meets all
eligibility requirements
D) He must wait for the Annual Election Period
Correct Answer: C
Rationale: Similar to Lisa, Milton's enrollment in Medicare Parts A and B is automatic
if he already receives Social Security benefits and meets eligibility requirements. No
separate enrollment action is needed.
Question 6
Which consumers are eligible for Medicare if other eligibility requirements are met?
(Select all that apply)
A) Consumers age 65 or older
B) Consumers under 65 with certain disabilities for more than 24 months
C) Consumers of all ages with ESRD or ALS
D) Consumers age 55 or older with no qualifying conditions
Correct Answer: A, B, C
Rationale: Medicare eligibility extends to: individuals age 65 or older, individuals
under 65 with qualifying disabilities who have received Social Security disability
benefits for 24+ months, and individuals of any age with End-Stage Renal Disease
(ESRD) or Amyotrophic Lateral Sclerosis (ALS).
, Question 7
When can telephonic contact be made with a Medicare eligible consumer?
A) Anytime during business hours
B) When the consumer consented to be contacted for sales activities, subsequent
telephonic contact has not yet occurred, and the permission has not yet expired
C) Only during the Annual Election Period
D) Only if the consumer is already a UnitedHealthcare member
Correct Answer: B
Rationale: Telephonic contact can only be made when the consumer has given
permission to be contacted for sales activities, the subsequent contact has not yet
occurred, and the permission has not yet expired. The contact must also be made by
the method(s) requested.
Question 8
What is the purpose of the Statement of Understanding?
A) It ensures consumers understand monthly premiums and deductibles
B) It ensures consumers understand standard enrollment and disenrollment
procedures
C) It ensures consumers acknowledge their understanding that they are enrolling in a
plan
D) It serves as a marketing document
Correct Answer: C
Rationale: The Statement of Understanding is required to be read and
acknowledged by the consumer at the time of enrollment.
Question 9
When can a consumer use a 5-Star Special Enrollment Period (SEP)?
QUESTIONS WITH CORRECT ANSWERS &
RATIONALES (2026 EDITION) -VERIFIED QUESTIONS
AND ANSWERS PLUS RATIONALES | LATEST
2026/2027 | ALREADY GRADED A+
SECTION 1: MEDICARE ELIGIBILITY & ENROLLMENT
PERIODS (Questions 1-15)
Question 1
Cynthia is turning 65 on July 5. Her Medicare Part A and Part B will be effective on
July 1. Using her Initial Election Period (IEP), when can she submit an application for a
Medicare Advantage or Prescription Drug plan?
A) March 1 through July 31
B) April 1 through October 31
C) July 1 through December 30
D) June 1 through July 31
Correct Answer: B
Rationale: The Initial Election Period (IEP) is the 7-month period that begins 3
months before the month of Medicare eligibility, includes the eligibility month, and
ends 3 months after. For Cynthia whose Part A and Part B begin July 1, her IEP is April
1 through October 31.
Question 2
What is the Annual Election Period (AEP)?
A) A time when consumers can only disenroll from their Medicare Advantage or
Prescription Drug Plan
,B) A time when consumers can only enroll in a Medicare Advantage Plan if they are
first-time enrollees
C) A time when consumers can elect to switch to a different plan or join a Medicare
Advantage plan or Prescription Drug Plan
D) A time when only certain Medicare-eligible consumers can make changes
Correct Answer: C
Rationale: The Annual Election Period (AEP) runs from October 15 through
December 7 each year. During this time, Medicare beneficiaries can elect to switch to
a different plan, join a Medicare Advantage plan, or join a Prescription Drug Plan.
Question 3
Which election period occurs from October 15 to December 7?
A) Initial Election Period (IEP)
B) Annual Election Period (AEP)
C) Special Enrollment Period (SEP)
D) Medicare Advantage Open Enrollment Period
Correct Answer: B
Rationale: The Annual Election Period (AEP) runs from October 15 through
December 7 each year. This is the primary period when Medicare beneficiaries can
enroll in, switch, or disenroll from Medicare Advantage and Part D plans.
Question 4
Lisa turned 65 and is now eligible for Medicare. She already receives Social Security
benefits. How does she enroll in Original Medicare?
A) She can only sign up at her local Social Security office
B) She can sign up with any licensed insurance agent
C) Her enrollment in Medicare Parts A and B is generally automatic
D) She must wait for her Initial Enrollment Period
Correct Answer: C
,Rationale: Individuals who are already receiving Social Security benefits when they
turn 65 are automatically enrolled in Original Medicare Parts A and B. They do not
need to take additional action to initiate enrollment.
Question 5
Milton is retiring on his 65th birthday. He is eligible for Medicare and already
receives Social Security benefits. How does he enroll in Original Medicare?
A) He can only sign up for Medicare Parts A and/or B at his local Social Security
office
B) He can sign up for Medicare Parts A and/or B with any licensed insurance agent
C) His enrollment in Medicare Parts A and B is generally automatic if he meets all
eligibility requirements
D) He must wait for the Annual Election Period
Correct Answer: C
Rationale: Similar to Lisa, Milton's enrollment in Medicare Parts A and B is automatic
if he already receives Social Security benefits and meets eligibility requirements. No
separate enrollment action is needed.
Question 6
Which consumers are eligible for Medicare if other eligibility requirements are met?
(Select all that apply)
A) Consumers age 65 or older
B) Consumers under 65 with certain disabilities for more than 24 months
C) Consumers of all ages with ESRD or ALS
D) Consumers age 55 or older with no qualifying conditions
Correct Answer: A, B, C
Rationale: Medicare eligibility extends to: individuals age 65 or older, individuals
under 65 with qualifying disabilities who have received Social Security disability
benefits for 24+ months, and individuals of any age with End-Stage Renal Disease
(ESRD) or Amyotrophic Lateral Sclerosis (ALS).
, Question 7
When can telephonic contact be made with a Medicare eligible consumer?
A) Anytime during business hours
B) When the consumer consented to be contacted for sales activities, subsequent
telephonic contact has not yet occurred, and the permission has not yet expired
C) Only during the Annual Election Period
D) Only if the consumer is already a UnitedHealthcare member
Correct Answer: B
Rationale: Telephonic contact can only be made when the consumer has given
permission to be contacted for sales activities, the subsequent contact has not yet
occurred, and the permission has not yet expired. The contact must also be made by
the method(s) requested.
Question 8
What is the purpose of the Statement of Understanding?
A) It ensures consumers understand monthly premiums and deductibles
B) It ensures consumers understand standard enrollment and disenrollment
procedures
C) It ensures consumers acknowledge their understanding that they are enrolling in a
plan
D) It serves as a marketing document
Correct Answer: C
Rationale: The Statement of Understanding is required to be read and
acknowledged by the consumer at the time of enrollment.
Question 9
When can a consumer use a 5-Star Special Enrollment Period (SEP)?
