Page 1 of 39
MHA710/ MHA 710 EXAM 1 NEWEST 2026 ACTUAL
EXAM QUESTIONS AND CORRECT DETAILED
ANSWERS (VERIFIED ANSWERS) ALL ANSWERED
{200 Q & A} ALREADY GRADED A+ | BRAND NEW! |
100% GUARANTEED PASS
Which of the following is NOT a potential result of ever-
increasing health care pricing? - ✔✔✔ Correct Answer > Reduced
incentives for innovation.
Suppose angioplasty and coronary artery bypass graft (CABG)
surgery are substitute treatment alternatives for coronary artery
disease. What should happen to the equilibrium price and
quantity of angioplasty procedures if a new CABG technique is
introduced that is less invasive (requiring a 4-inch incision under
the breast bone rather than cracking open the patient's rib cage)
and requires one-third the recovery period of regular CABG
surgery? - ✔✔✔ Correct Answer > Both price and quantity will
decrease.
Continually increasing health care prices could result in - ✔✔✔
Correct Answer > reduced affordability and accessibility to care, a
greater share of the population without insurance, and a tax
increase to cover the growing burden of health care. However,
,Page 2 of 39
high prices in health care serve as a financial incentive to
innovation.
Self-insurance refers to the practice of setting aside funds to pay
for medical care expenses instead of paying premiums to an
insurance company. Approximately, how many of all employees
who participate in group insurance plans work for firms that
self-insure? - ✔✔✔ Correct Answer > two-thirds
Of the 157.6 million individuals insured by employer-sponsored
plans in 2016 - ✔✔✔ Correct Answer > over 105 million received their
coverage in self-insured plans. See Edmund Haislmaier and
Drew Gonshorowski, "2016 Health Insurance Enrollment: Private
Coverage Declined, Medicaid Growth Slowed," Heritage
Foundation, Issue Brief No. 4743, July 26, 2017.
In spite of its early popularity, the Patient Protection And
Affordable Care Act of 2010 (ACA) had not improved by 2020.
What percentage of Americans considered its complete repeal a
good thing? - ✔✔✔ Correct Answer > 40 percent
According to a study by Rasmussen in 2020, 40 percent
considered the complete repeal of ACA a good thing for most
Americans, - ✔✔✔ Correct Answer > whereas 41 percent thought it
would be bad. This negativity toward the ACA may be the result of
the increased popularity of the single-payer approach.
,Page 3 of 39
A health insurance arrangement where individuals have access
to health care in exchange for a set premium is called: - ✔✔✔
Correct Answer > third-party payment system.
Which of the following does NOT contribute to wasteful spending
in medical care? - ✔✔✔ Correct Answer > Price transparency
Price transparency would help - ✔✔✔ Correct Answer > patients value
and rank alternative treatment options as well as make informed
decisions on the care they choose to receive, which could help
reduce wasteful spending.
Since ACA was passed in 2010, there have been many efforts to
have the bill thrown out or at least watered down. Most attempts
have been unsuccessful. However, one key elements of ACA was
successful, which was to: - ✔✔✔ Correct Answer > eliminate the tax
penalty for the individual mandate.
The tax penalty - ✔✔✔ Correct Answer > was eliminated after the end
of 2018, under the terms of the Tax Cuts and Jobs Act of 2017.
Even in the US, approximately, what percent of medical care is
purchased through insurance, government programs or other
third party insurers? - ✔✔✔ Correct Answer > 90
, Page 4 of 39
In the United States, out-of-pocket costs only account for 10.6
percent of health care spending, - ✔✔✔ Correct Answer > while the
other 89.4 percent is made up of insurance or government-run
institutions in 2020.
The 1974 federal legislation that exempted employers from
certain state laws governing health insurance was: - ✔✔✔ Correct
Answer > ERISA
Passed to regulate the corporate use of pension funds, - ✔✔✔
Correct Answer > the Employee Retirement and Income Security Act
(ERISA) of 1974 also exempted self-insured health plans from
state-level health insurance regulations. Today, over two-thirds
of all workers with employer-sponsored insurance are covered
by self-insured plans.
Assuming providers will accommodate patient desires, what
effect would a binding price ceiling have on the health care
market? - ✔✔✔ Correct Answer > Price will decrease to adhere to the
price ceiling and quantity will increase.
Because the price ceiling is binding - ✔✔✔ Correct Answer > the
control would be effective in reducing price in the health care
market. Under the assumption that health care providers will
MHA710/ MHA 710 EXAM 1 NEWEST 2026 ACTUAL
EXAM QUESTIONS AND CORRECT DETAILED
ANSWERS (VERIFIED ANSWERS) ALL ANSWERED
{200 Q & A} ALREADY GRADED A+ | BRAND NEW! |
100% GUARANTEED PASS
Which of the following is NOT a potential result of ever-
increasing health care pricing? - ✔✔✔ Correct Answer > Reduced
incentives for innovation.
Suppose angioplasty and coronary artery bypass graft (CABG)
surgery are substitute treatment alternatives for coronary artery
disease. What should happen to the equilibrium price and
quantity of angioplasty procedures if a new CABG technique is
introduced that is less invasive (requiring a 4-inch incision under
the breast bone rather than cracking open the patient's rib cage)
and requires one-third the recovery period of regular CABG
surgery? - ✔✔✔ Correct Answer > Both price and quantity will
decrease.
Continually increasing health care prices could result in - ✔✔✔
Correct Answer > reduced affordability and accessibility to care, a
greater share of the population without insurance, and a tax
increase to cover the growing burden of health care. However,
,Page 2 of 39
high prices in health care serve as a financial incentive to
innovation.
Self-insurance refers to the practice of setting aside funds to pay
for medical care expenses instead of paying premiums to an
insurance company. Approximately, how many of all employees
who participate in group insurance plans work for firms that
self-insure? - ✔✔✔ Correct Answer > two-thirds
Of the 157.6 million individuals insured by employer-sponsored
plans in 2016 - ✔✔✔ Correct Answer > over 105 million received their
coverage in self-insured plans. See Edmund Haislmaier and
Drew Gonshorowski, "2016 Health Insurance Enrollment: Private
Coverage Declined, Medicaid Growth Slowed," Heritage
Foundation, Issue Brief No. 4743, July 26, 2017.
In spite of its early popularity, the Patient Protection And
Affordable Care Act of 2010 (ACA) had not improved by 2020.
What percentage of Americans considered its complete repeal a
good thing? - ✔✔✔ Correct Answer > 40 percent
According to a study by Rasmussen in 2020, 40 percent
considered the complete repeal of ACA a good thing for most
Americans, - ✔✔✔ Correct Answer > whereas 41 percent thought it
would be bad. This negativity toward the ACA may be the result of
the increased popularity of the single-payer approach.
,Page 3 of 39
A health insurance arrangement where individuals have access
to health care in exchange for a set premium is called: - ✔✔✔
Correct Answer > third-party payment system.
Which of the following does NOT contribute to wasteful spending
in medical care? - ✔✔✔ Correct Answer > Price transparency
Price transparency would help - ✔✔✔ Correct Answer > patients value
and rank alternative treatment options as well as make informed
decisions on the care they choose to receive, which could help
reduce wasteful spending.
Since ACA was passed in 2010, there have been many efforts to
have the bill thrown out or at least watered down. Most attempts
have been unsuccessful. However, one key elements of ACA was
successful, which was to: - ✔✔✔ Correct Answer > eliminate the tax
penalty for the individual mandate.
The tax penalty - ✔✔✔ Correct Answer > was eliminated after the end
of 2018, under the terms of the Tax Cuts and Jobs Act of 2017.
Even in the US, approximately, what percent of medical care is
purchased through insurance, government programs or other
third party insurers? - ✔✔✔ Correct Answer > 90
, Page 4 of 39
In the United States, out-of-pocket costs only account for 10.6
percent of health care spending, - ✔✔✔ Correct Answer > while the
other 89.4 percent is made up of insurance or government-run
institutions in 2020.
The 1974 federal legislation that exempted employers from
certain state laws governing health insurance was: - ✔✔✔ Correct
Answer > ERISA
Passed to regulate the corporate use of pension funds, - ✔✔✔
Correct Answer > the Employee Retirement and Income Security Act
(ERISA) of 1974 also exempted self-insured health plans from
state-level health insurance regulations. Today, over two-thirds
of all workers with employer-sponsored insurance are covered
by self-insured plans.
Assuming providers will accommodate patient desires, what
effect would a binding price ceiling have on the health care
market? - ✔✔✔ Correct Answer > Price will decrease to adhere to the
price ceiling and quantity will increase.
Because the price ceiling is binding - ✔✔✔ Correct Answer > the
control would be effective in reducing price in the health care
market. Under the assumption that health care providers will
