ILLINOIS PUBLIC ADJUSTER EXAM VERSION 2
COMPLETE QUESTIONS AND DETAILED SOLUTIONS
LATEST UPDATE THIS YEAR JUST RELEASED
Question 1: When the action is to prevent the spread of fire
Answer:
In which instance where damage caused by action a civil authority be covered
in a standard fire policy
Question 2: Notify the insured in writing with proof of Mailing
Answer:
If an insurer decides to cancel a standard fire policy it must do what?
Question 3: Collapse of the roof from the weight of snow and ice
Answer:
An insured has a standard farm policy with the EC endorsements attached.
Which of the following claims would NOT be covered
Question 4: Vandalism
Answer:
In an Insured wants to add an EC endorsement to his standard fire policy.
What peril is not included?
Question 5: Contents only
Answer:
An HO-3 Policy, named peril protection for which of the following?
,Question 6: The wind storm first causing opening in the walls or
the roof
Answer:
A windstorm that leads to interior damage of a home would only be covered
if...
Question 7: Audience or law coverage
Answer:
An insured who suffers a total loss of the dwelling is required by new building
codes to install a sprinkler system when the house is rebuilt under what
coverage with all a part of the calls be insured?
Question 8: Damage to floors caused by Busting pipes inside the
house
Answer:
Which of the following would be covered on a home owners policy?
Question 9: Hostile fire
Answer:
Which of the following is covered under a homeowners policy
Question 10: The loss is also less than 5% of the limit on the
building
Answer:
, A homeowner must replace or repair property in order to receive replacement
cost settlement. However, the Insurer will pay replacement cost in a covered
loss to buildings or other structures prior to repair or replacement if the loss is
less than $2500 and..
Question 11: days after the Insurer request it
Answer:
How many days does an insured have to complete a signed, sworn proof of
loss?
Question 12: HO-4 ex. Covers pets
Answer:
Which of the following home owners forms does not cover buildings
Question 13: All of the above
Answer:
HO-3 policy provides replacement cost protection for which property below?
Question 14: Direct and indirect losses
Answer:
What kind of losses can a commercial property insurance cover?
Question 15: The sprinkler system will be covered up to $10,000 or
5% of the building limit, which ever is less
Answer:
COMPLETE QUESTIONS AND DETAILED SOLUTIONS
LATEST UPDATE THIS YEAR JUST RELEASED
Question 1: When the action is to prevent the spread of fire
Answer:
In which instance where damage caused by action a civil authority be covered
in a standard fire policy
Question 2: Notify the insured in writing with proof of Mailing
Answer:
If an insurer decides to cancel a standard fire policy it must do what?
Question 3: Collapse of the roof from the weight of snow and ice
Answer:
An insured has a standard farm policy with the EC endorsements attached.
Which of the following claims would NOT be covered
Question 4: Vandalism
Answer:
In an Insured wants to add an EC endorsement to his standard fire policy.
What peril is not included?
Question 5: Contents only
Answer:
An HO-3 Policy, named peril protection for which of the following?
,Question 6: The wind storm first causing opening in the walls or
the roof
Answer:
A windstorm that leads to interior damage of a home would only be covered
if...
Question 7: Audience or law coverage
Answer:
An insured who suffers a total loss of the dwelling is required by new building
codes to install a sprinkler system when the house is rebuilt under what
coverage with all a part of the calls be insured?
Question 8: Damage to floors caused by Busting pipes inside the
house
Answer:
Which of the following would be covered on a home owners policy?
Question 9: Hostile fire
Answer:
Which of the following is covered under a homeowners policy
Question 10: The loss is also less than 5% of the limit on the
building
Answer:
, A homeowner must replace or repair property in order to receive replacement
cost settlement. However, the Insurer will pay replacement cost in a covered
loss to buildings or other structures prior to repair or replacement if the loss is
less than $2500 and..
Question 11: days after the Insurer request it
Answer:
How many days does an insured have to complete a signed, sworn proof of
loss?
Question 12: HO-4 ex. Covers pets
Answer:
Which of the following home owners forms does not cover buildings
Question 13: All of the above
Answer:
HO-3 policy provides replacement cost protection for which property below?
Question 14: Direct and indirect losses
Answer:
What kind of losses can a commercial property insurance cover?
Question 15: The sprinkler system will be covered up to $10,000 or
5% of the building limit, which ever is less
Answer:
