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ILLINOIS PUBLIC ADJUSTER EXAM VERSION 1 NEWEST
2026/2027 COMPLETE 100 QUESTIONS AND CORRECT
ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+||JUST
OUT!!!
53. A concrete wall is being built that is 4 feet high, 50 feet long
and 12 inches thick. Rounding up to the nearest whole number,
how many cubic yards of concrete should be ordered?
(A. 4
(B. 7
(C. 8
(D. 10 - ANSWER-(C. 8
54. A hip roof is 42 feet long and 24 feet wide. How long is the
ridge?
(A. 18 feet
(B. 20feet
(C. 24feet
(D. 30 feet - ANSWER-(A. 18 feet
55. A gable roof 32 feet long is to have rafters installed 16
inches on center. How many rafters are needed?
(A. 25
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(B. 45
(C. 50
(D. 88 - ANSWER-(C. 50
56. What is the maximum rise of stairs in most building codes?
(A. 3 to 4 inches
(B. 5 to 6 inches
(C. 7 to 8 inches
(D. 9 to 10inches - ANSWER-(C. 7 to 8 inches
57. In construction terminology, what is pitch?
(A. The depth of soil prior to pouring of the footers
(B. Something that a pitcher throws
(C. The incline of aroof expressed as a ratio of total rise to total
width
(D. The height of an interior wall of a structure - ANSWER-(C.
The incline of aroof expressed as a ratio of total rise to total
width
58. What is a mullion?
(A. The grid inside a window
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(B. A thin muslin fabric used to cover artwork
(C. A vertical member between the panels of a window
(D. A guard or shield that protects a worker from flying debris -
ANSWER-(C. A vertical member between the panels of a
window
59. Which of the following property is not excluded in a
standard fire policy? (A. Currency
(B. Stamp collection
(C. Accounts and bills
(D. Property deeds - ANSWER-(B. Stamp collection
60. Which of the following causes of loss is excluded in a
standard fire policy?
(A. Riot
(B. Collapse
(C. Vandalism
(D. Neglecting a loss - ANSWER-(D. Neglecting a loss
61. When is there coverage in a standard fire policy for damage
caused by order of a civil authority?
(A. When known terrorists are involved
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(B. When business activity is interrupted by the fire
(C. When the building is more than 50% damaged
(D. When the purpose of the civil authority's action is to help
prevent the spread of fire - ANSWER-(D. When the purpose of
the civil authority's action is to help prevent the spread of fire
62. An insured has standard fire policies on a building with
insurers A and Z. The policy limit with A is $100,000 and the
limit with Z is $50,000. Disregarding deductibles, how much
would each insurer pay in a $30,000 loss?
(A. A and Z will each pay $15,000
(B. A will pay $20,000 and Z will pay $10,000
(C. A will pay $30,000 and Z will pay nothing.
(D. A will pay $30,000 and Z will also pay $30,000 - ANSWER-(B.
A will pay $20,000 and Z will pay $10,000
63. When is an insured allowed to abandon property that has
suffered a covered loss?
(A. When written notice is given to the insurer
(B. When the insured desires immediate settlement
(C. When the policyholder reasonably believes it is a total loss
(D. Never - ANSWER-(D. Never
ILLINOIS PUBLIC ADJUSTER EXAM VERSION 1 NEWEST
2026/2027 COMPLETE 100 QUESTIONS AND CORRECT
ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+||JUST
OUT!!!
53. A concrete wall is being built that is 4 feet high, 50 feet long
and 12 inches thick. Rounding up to the nearest whole number,
how many cubic yards of concrete should be ordered?
(A. 4
(B. 7
(C. 8
(D. 10 - ANSWER-(C. 8
54. A hip roof is 42 feet long and 24 feet wide. How long is the
ridge?
(A. 18 feet
(B. 20feet
(C. 24feet
(D. 30 feet - ANSWER-(A. 18 feet
55. A gable roof 32 feet long is to have rafters installed 16
inches on center. How many rafters are needed?
(A. 25
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(B. 45
(C. 50
(D. 88 - ANSWER-(C. 50
56. What is the maximum rise of stairs in most building codes?
(A. 3 to 4 inches
(B. 5 to 6 inches
(C. 7 to 8 inches
(D. 9 to 10inches - ANSWER-(C. 7 to 8 inches
57. In construction terminology, what is pitch?
(A. The depth of soil prior to pouring of the footers
(B. Something that a pitcher throws
(C. The incline of aroof expressed as a ratio of total rise to total
width
(D. The height of an interior wall of a structure - ANSWER-(C.
The incline of aroof expressed as a ratio of total rise to total
width
58. What is a mullion?
(A. The grid inside a window
,3|Page
(B. A thin muslin fabric used to cover artwork
(C. A vertical member between the panels of a window
(D. A guard or shield that protects a worker from flying debris -
ANSWER-(C. A vertical member between the panels of a
window
59. Which of the following property is not excluded in a
standard fire policy? (A. Currency
(B. Stamp collection
(C. Accounts and bills
(D. Property deeds - ANSWER-(B. Stamp collection
60. Which of the following causes of loss is excluded in a
standard fire policy?
(A. Riot
(B. Collapse
(C. Vandalism
(D. Neglecting a loss - ANSWER-(D. Neglecting a loss
61. When is there coverage in a standard fire policy for damage
caused by order of a civil authority?
(A. When known terrorists are involved
, 4|Page
(B. When business activity is interrupted by the fire
(C. When the building is more than 50% damaged
(D. When the purpose of the civil authority's action is to help
prevent the spread of fire - ANSWER-(D. When the purpose of
the civil authority's action is to help prevent the spread of fire
62. An insured has standard fire policies on a building with
insurers A and Z. The policy limit with A is $100,000 and the
limit with Z is $50,000. Disregarding deductibles, how much
would each insurer pay in a $30,000 loss?
(A. A and Z will each pay $15,000
(B. A will pay $20,000 and Z will pay $10,000
(C. A will pay $30,000 and Z will pay nothing.
(D. A will pay $30,000 and Z will also pay $30,000 - ANSWER-(B.
A will pay $20,000 and Z will pay $10,000
63. When is an insured allowed to abandon property that has
suffered a covered loss?
(A. When written notice is given to the insurer
(B. When the insured desires immediate settlement
(C. When the policyholder reasonably believes it is a total loss
(D. Never - ANSWER-(D. Never
